Women and money management

[EFS]

There are both genetic and cultural differences between men and women in this regard. We live in a male-dominated society and this has only begun to change in the last one or two centuries. Women have started to take a more active role in social life and are gradually becoming decision-makers in financial matters as well.
In general, women tend to save rather than invest. Especially in Türkiye women see physical gold as the best means of saving. When it comes to cryptocurrency, they are still far behind as they consider it too risky. There are a lot of women who invest in Bitcoin but when we compare this number to the general population, they are a minority. This is likely to change over time.

[Alphakilo]

Are women interested in saving and investing?

Women here are interested in saving money than to invest it.

Women do not want to take risk, they like to see their money in their bank account and be sure about where it is than to invest it and not know how it is going to do and how long it will be away from their bank accounts.

Women also do not like to invest not because they are not smart but because the guidance they need is often not there unlike the men that can easily get guidance from their fellow male friends.

[Shadiq]

Reading the forum, it's clear that sometimes the way women are viewed differs greatly from one country to another. What is the position of women in budget management in your country in general? Are women interested in saving and investing? Have you tried to orange pill her? If not, why not? Why, statistically, are women less involved in finance/trading/banking?

It is very difficult to specifically mention the role of women in financial management of a country. In the same country, the role of women in financial management varies depending on the society and position. In our country, there are some women who like to save and the responsibility of managing the family's finances is in their hands. Here, the role of men is not less, a man gives this responsibility to a woman if the woman is honest and intelligent. Otherwise, the man himself manages the financial management.

There are some women depending on the position who feel more comfortable only spending money. Such women do not have much role in financial management, their job is to destroy financial solvency and change the rules of management.

Even some women have complete responsibility for financial management. They start from earning and do both spending and saving. Although this may sound surprising, it is not unrealistic. In this society, the role of men in financial management is very limited. Even these women do not hesitate to take risky steps. According to statistics, most women in my country play a role in saving in financial management.

[GiftedMAN]

Obviously it’s a generalisation but the average woman has no interest in investing & making money. That’s fine, a woman's role traditionally is to be a Mother & home maker but times have changed, women are having their own career & climbing the corporate ladder. It depends who you talk to & where you oive but I have never ket a really successful woman who likes to invest & grow her wealth.

This is just a pure fact and you can't take it away from women because an average woman thinks about getting married and enjoying the wealth of her husband after marriage so a lot of them consider being a mother and a home is everything in one for them and investment shouldn't concern them but the man who they got married to. Speaking more about my country women as I may not know what other women do in the other countries but from the information we see on the net you could easily believe this as lots of ladies who have got careers still end up depending on the finances of their husbands as they do not pick interest in their personal investments that's why you could see most of them firing for divorce when they have little issues they already know the worth of the man and what they stand to benefit because they have nothing of their own not even one invest in their name.

[MarjorieZimmermanGinger]

Reading the forum, it's clear that sometimes the way women are viewed differs greatly from one country to another. What is the position of women in budget management in your country in general? Are women interested in saving and investing? Have you tried to orange pill her? If not, why not? Why, statistically, are women less involved in finance/trading/banking?

Women are not as risk-taking that is why not many women may be involved in risky investments. However, when it comes to investing in much safer assets such as gold, they are probably one of the best compared to men. I remember having a discussion with my wife and asking her to invest in the crypto space but her answer was surprising and she preferred investing in gold.

In simpler cases they simply avoid the level of risk that comes with investing and prefer to have much safer assets for the investment process they are going through, although a small number of women are also involved in crypto investments now.

[Nonstop_H]

Reading the forum, it's clear that sometimes the way women are viewed differs greatly from one country to another. What is the position of women in budget management in your country in general? Are women interested in saving and investing? Have you tried to orange pill her? If not, why not? Why, statistically, are women less involved in finance/trading/banking?

Yes to me wemen are only good financial management, on the things they know much about, for instance, kitchen stuffs and home social amenities, wemen are not good in gambling or staking, they tend to do things they had already know from the beginning to the end, telling them to invest on something they are not sure often appear like a night mare to them

[odunybiz]

Why, statistically, are women less involved in finance/trading/banking?

Because women aren’t natural risk-takers like men.

Women don't really take risk. They are always scared of losing money. They rather spend it direct on home items, makeups or others.

Gambling is a clear way to measure who’s willing to take risks, and in general, there are far more male gamblers than female ones.

We may not be able to judge with this. It always hard to do what you don't know much about. How many women watch sport? They prefer cinemas and shopping to all that. So, you can't expect them to be seen in gambling like men since they are less familiar to sport.

I think women are better at saving money, but they’re usually less interested in investing.

They save than making investment because they are also scare of losing the little they have. Although nowadays, women are getting better in terms of investment. We now have successfully women in business.

[Pi-network314159]

Reading the forum, it's clear that sometimes the way women are viewed differs greatly from one country to another. What is the position of women in budget management in your country in general? Are women interested in saving and investing? Have you tried to orange pill her? If not, why not? Why, statistically, are women less involved in finance/trading/banking?

In my country woman are good at financial management but not all but some. The percentage of women that saves or invest are few nowadays compared to before,  Majority of them are more of fashion than investment. Earlier before now women where more sensitive to save money and invest for the future but this current generation women thinks more of expensive lifestyle than investment. women thinks of make-up, expensive bags, wigs clothes, phones, jewelry and manyore. The quest to get all this things has reduced the level of our once and  strong elegant women has now turn to slave to men by depending on them for everything. Now majority of them thinks that it is the duty of men to take care of them why they enjoy, and this is causing marriage separation this days because no man will like to Mary a liability i.e social Media celebrity.

[Z_MBFM]

Reading the forum, it's clear that sometimes the way women are viewed differs greatly from one country to another. What is the position of women in budget management in your country in general? Are women interested in saving and investing? Have you tried to orange pill her? If not, why not? Why, statistically, are women less involved in finance/trading/banking?

Women are different in different areas.  They spend a lot of money on cosmetic items where they have no budget constraints.  But they make very little effort to invest that money and make money.  Men are willing to give up their hobbies and do anything for the family.  Although nowadays women are also very advanced in various business and investment fields but it is much less than men.  Women are emotional but use it in unnecessary places most of all.  If women's techniques were used for any potential job, they would be more successful than men.  But they do very little on set.  And this is why women are seen less in the field of investment, finance and business

[Jewan420]

Women in rural areas are more likely to save than those in urban areas. In fact, if you measure all women by the same standard, you will be wrong. Every person has their own individual qualities. Among women, there is a category of women who prefer to spend to fulfill their needs rather than save or invest. Then there is a category of women who have the mentality of making money from money, that is, investing. Under this category, women from rural areas will dominate. Although they have less money. There are some women in urban areas who are interested in investing, but the number of such women is very small.

[avp2306]

There are both genetic and cultural differences between men and women in this regard. We live in a male-dominated society and this has only begun to change in the last one or two centuries. Women have started to take a more active role in social life and are gradually becoming decision-makers in financial matters as well.
In general, women tend to save rather than invest. Especially in Türkiye women see physical gold as the best means of saving. When it comes to cryptocurrency, they are still far behind as they consider it too risky. There are a lot of women who invest in Bitcoin but when we compare this number to the general population, they are a minority. This is likely to change over time.

I guess this article https://www.fool.com/research/women-in-investing-statistics/ would tell about the current changes now and how women take action the same as what other people do especially on financing and investment discussion. Now that we are in modern world every rights is already been acknowledge that's why its expected that there would be no further question if we see some women participating on something that can possibly give them some possible result. One common asset we could see them frequently buying is gold since aside from fashion they think that this is also a good asset to invest.

Their numbers is also increasing https://www.newindianexpress.com/business/2025/Mar/06/women-crypto-investors-increase-tenfold-in-2024-25 and its good that many of them are aware that Bitcoin also crypto is good investment to take.

[Muba20]

Reading the forum, it's clear that sometimes the way women are viewed differs greatly from one country to another. What is the position of women in budget management in your country in general? Are women interested in saving and investing? Have you tried to orange pill her? If not, why not? Why, statistically, are women less involved in finance/trading/banking?

Women are usually seen more busy with household chores. They conduct the family. That is why in many parts of the world women cannot be involved in economic activities. In the developed world, women have an equal right along with men. A woman participates in all economic activities. But this rate is not equal everywhere. That is why women do not tend to progress much in economic activities. When the man suddenly disappears from a family, then that woman has to take on the responsibility of the family. At that time, women have to suffer more. That is why I think that women should be included in all economic activities like men. So that they are able to take on the responsibility of the family. Not only in my country but in most countries around the world, women are now becoming much more aware than before.

[Stalker22]

Guilty as charged. Don't get me started on how many tools I've got, and how much money I'm spending each time Lidl brings new Parkside tools. I've spent a small fortune and if I'm honest, I haven't used all of these tools. The difference between those two is that tools have some actual purpose and will come in handy when they're needed, but whatever floats your boat. People spend their money where they prefer and believe it's worth it. You're right, everyone has their own money pit, however, some are more sensible or useful than others, and from my perspective, tools is one of them.

No way, really?  Brothers in arms, then! I totally did not expect to find another Parkside fan here.

I wouldnt be surprised if Lidl marketing department uses my spending as a case study. LOL!

[topbitcoin]

In my country or perhaps more precisely in the environment where I currently live, women are indeed more often considered as one of the important elements in saving their family's income, as well as my small family because until now I still give my income to be managed and controlled by my partner until now even though it is only for daily needs in primary terms but in the end this is a form of my trust and I realize that my partner is indeed much better at managing finances than me for monthly expenses.

It doesn't mean that I manage finances badly but sometimes for women (although not all are like that) but normally many of them do their duties as a partner well including in the financial arrangements given by their partners.

[Die_empty]

Reading the forum, it's clear that sometimes the way women are viewed differs greatly from one country to another. What is the position of women in budget management in your country in general? Are women interested in saving and investing? Have you tried to orange pill her? If not, why not? Why, statistically, are women less involved in finance/trading/banking?

My wife has been a good financial manager. You can always rely on her when it comes to handling budgeting and investment. She knows the best sector to invest in and how to gain profit. Her modest life has helped shape the family that we spend money on only what we need while we focus more on acquiring assets. Some of my colleagues are not lucky to have such a companion, so I have heard them complain of their spouse's lack of financial intelligence that has put them in debt and other financial mess. My conclusion is that women can be both sound or weak financially; it depends on the training she has received.

Religious, cultural, and educational barriers are the reasons why women are not involved in finance in my country. Some religious teachings limit the potential of women. While some cultural practices force women to focus only on domestic work rather than seeking professional advancement. In some parts of my country, the girl child is not given the same educational opportunities as the male. Many of them are forced to marry early, thereby killing their potential.

[Jody.Drummer]

Women in rural areas are more likely to save than those in urban areas. In fact, if you measure all women by the same standard, you will be wrong. Every person has their own individual qualities. Among women, there is a category of women who prefer to spend to fulfill their needs rather than save or invest. Then there is a category of women who have the mentality of making money from money, that is, investing. Under this category, women from rural areas will dominate. Although they have less money. There are some women in urban areas who are interested in investing, but the number of such women is very small.

It's true what you said, everyone has their own way and quality about finance, whether they prefer to save or prefer to invest or like to fulfill their needs rather than save and invest as you said, but clearly women tend to be better at managing finances with men only a few of them are good at managing finances well, usually men will receive the salary they get and give it to their wife. But I know not all men are like this because there are also men who are good at managing their finances.
In my environment it has become a tradition that women will take control of the finances of their household, but there are also many women who work while men take on housework.

[milewilda]

Reading the forum, it's clear that sometimes the way women are viewed differs greatly from one country to another. What is the position of women in budget management in your country in general? Are women interested in saving and investing? Have you tried to orange pill her? If not, why not? Why, statistically, are women less involved in finance/trading/banking?

We manage everything together

When it it comes to budgeting and since im the only one that do make up some income then we do both making up some management when it comes to budget on which if ever she do have some additional then she would be telling me then this is where we do make out such changes, same goes for me if ever there are some unexpected spending then we do usually making up some changing up on which this is really that the usual case to happen in our on which this is much more preferred and really that be able to avoid some misunderstanding. As long we do make some prioritization into something more important then this do what matter the most.
Its really that recommended that you do both need up that kind of management on which you arent just that letting your wife be making up the decisions. Its not really that means that you dont have the trust but we do know that 2 heads are better than one when it comes to managing things and trying out to change if there will really be some additional expenses. So it will really be that up to you on how to make out adjustments accordingly.

[Juicyhome]

Having a woman that can manage your funds and still working smart for herself is a blessing. when you have such a woman you can trust with you funds, you will excel in life, because she will always protect you all the time. Money management is very necessary when choosing a partner, your partner will either make or mar your resource.

some women spend carelessly without a proper budgeting on things they really want, when the money is available they spend as they like. this kind of woman should be avoided by all cost if you want to make it in life, or achieve tangible things in life. A woman should be able to save and invest in business that will add value to their partners. In this part of the wolrd(Africa). our women has poor money management habit, since poverty is high here our women are so excited about money, they can do anything because of money, they indulge in prostitutions and years to years they have nothing to prove for it, because even the money  they make from it, they still not invest in other businesses rathe they used to do BBL and live large. No matter what you do in life always have a good woman that value money and earn some too.

[Mrbluntzy]

In my society, you will still see the financial oriented women, the career woman who wants to get involved with anything that can give them that financial desire they want. In marriages, there are always differences because some women could be more rich than the man but yet they still managed and make their financial decisions and budgets together with both ideas fully honored and a n agreed conclusion being reached. There are also some women that totally don't want to alter or bring in any contribution, they totally agree to what even the man say as long as they trust so much on the man to make right judgement always.

[Farma]

Reading the forum, it's clear that sometimes the way women are viewed differs greatly from one country to another. What is the position of women in budget management in your country in general? Are women interested in saving and investing? Have you tried to orange pill her? If not, why not? Why, statistically, are women less involved in finance/trading/banking?

Women are usually seen more busy with household chores. They conduct the family. That is why in many parts of the world women cannot be involved in economic activities. In the developed world, women have an equal right along with men. A woman participates in all economic activities. But this rate is not equal everywhere. That is why women do not tend to progress much in economic activities. When the man suddenly disappears from a family, then that woman has to take on the responsibility of the family. At that time, women have to suffer more. That is why I think that women should be included in all economic activities like men. So that they are able to take on the responsibility of the family. Not only in my country but in most countries around the world, women are now becoming much more aware than before.

It is indeed the responsibility of women to take care of their family's needs in everything that their husbands and their children need and related to economic activities of course it will depend greatly on the environment where they live but they will also continue to take care of their family even though they have other activities outside their home.

It is true that when a woman is left by her husband, she must try on her own in everything and must work to be able to meet her needs. In terms of financial management, most women can manage it well and they can even save even though their income is only enough for their daily needs.