Five things to spend your money on.

[Uruhara]

I think that we should allocate our money into 5 categories.

1. Necessary expenses.

2. Emergency fund.

3. Savings.

4. Investment.

5. Luxury. When I mean luxury, I do not actually mean it has to be expensive. But I say luxury because there are things that we do not need but still want to have or experience like traveling or eating at a good restaurant. I believe that even though we should be smart in finances this does not mean we have to completely deprive ourselves of enjoyment.

Points 1 through 4 are general points that must be applied in our lives to achieve a better future, both for ourselves and for our families, especially children. As they grow older, the costs of education and graduation will increase.

So, after we've created a budget for living expenses, we should set aside money for an emergency fund, savings, and investments. As for point 5, I consider it an additional point that we might not necessarily have every month. However, if it's something as simple as buying a delicious meal at the beginning of payday and sharing it with the family, it will indeed be a luxurious moment that will become a habit that the family looks forward to every payday. This is provided that we have already fulfilled the previous four points.

And luxury is different for everyone. But I prefer to call it pleasure, entertainment, or relaxation. Because as humans, we always need it to keep our moods from getting worse and to keep our minds free from stress. This aspect may seem unimportant, but it's actually quite crucial for mental health, which sometimes requires pleasure.

[Oluwa-btc]

6. Leisure
This talks about travel, going outside with your family, an other things on which this would be that out of the budget.

I totally agree to you on this cause overtime there's this local adage that says "All work and no play make jack a dull boy " this implies that  no matter how busy or studious one can be there's time for fun and play which also adds up to the person wellbeing. So adding leisure as part of the things one can spend money on its fine by me, cause one still needs to allocate money for recreational activities that they derive joy from.

[MissNonFall9]

I think that we should allocate our money into 5 categories.

1. Necessary expenses. I am talking electricity bills, food, school fees (if you are studying or have children), housing, healthcare, and transportation. I believe this group is where most of our money goes because we basically can't survive without these things.

2. Emergency fund. In cases of emergency, we should be able to get some money for it. Especially in countries where healthcare is not free, we should be prepared to pay if ever we get into accidents or we get sick though hopefully it never happens but still we have to be always prepared either way.

3. Savings. Some people save up for specific things like buying a better house, a better car, getting your kid into a better school among other things. Some people may just save for the sake of having money to pull for emergencies. I think emergency money and money I want to use into building a new home should be separate.

4. Investment. Aside from our day jobs where we get most of our money to pay for our necessary expenses, we should invest in assets to make our money grow. This could be gold, real estate or cryptocurrencies.

5. Luxury. When I mean luxury, I do not actually mean it has to be expensive. But I say luxury because there are things that we do not need but still want to have or experience like traveling or eating at a good restaurant. I believe that even though we should be smart in finances this does not mean we have to completely deprive ourselves of enjoyment.

Every person in the world wants to move from their current position to a better position. For this, the first thing that should be done is money management. And at the beginning of money management, it is crucial the analyze of income and expenditure. When a person's expenditure is less than his income, then the steps you mentioned will be ideal, not otherwise.

And when a person's income is more than his expenditure, then most people give priority to saving and investing rather than enjoying it. But from my point of view, it is not at all right as you said that a budget should be kept for luxury. Because if we review a little, almost all people in the society die leaving about 70 percent of their earned money unused. So a person must be equally interested or focused on luxury or enjoyment as well as necessary expenses, savings, and investments, which I believe will make him more active in his work.

We are all thriving  to have a better life and thats why majority of us will be that looking into something that could possibly give out that kind of opportunity for us to achieve such goals on which of course it wont be that totally normal that you would be thinking up on how you would be starting up yourself on trying out to do things on which you do know that it would be something beneficial for you specially on the future. There's no way that we can be able to tell on what the future looks like but everything will be reflecting into the things that you've been doing and thats why its important that you do have that kind of consideration on wherever you would be spending your money on or simply into something which is more worth rather than on totally wasting it up into things that doesnt bring out that kind of opportunity on making you earn or something beneficial on your part.

Spending up will be entirely be depending be affecting on different ways or various situations on which its not bad on spending up into those things that we do want but it doesnt mean that we would be just that careless on what we are that spending. Everything should be in control and moderation as always on which this is the most important approach no matter what.

As humans, we live in a very narrow situation, that is why I said that we are completely ignorant about our future. However, it can be said that if we do something good today, we will get a good future in return because the world is like a mirror, if we stand in front of the mirror and smile, we see a smile as a reflection, if we grimace it shows grimace and if we hit, it comes back to us. So if we are careful in our lives, then something good will definitely come out of it. So we should live a moderate life so that the present is good and the future is also good. If we use some part of our income for luxury or to please ourselves, it will strengthen and consolidate our mental state, which will accelerate our work even more.

[HONDACD125]

I totally agree to you on this cause overtime there's this local adage that says "All work and no play make jack a dull boy " this implies that  no matter how busy or studious one can be there's time for fun and play which also adds up to the person wellbeing. So adding leisure as part of the things one can spend money on its fine by me, cause one still needs to allocate money for recreational activities that they derive joy from.

Relaxation of your mind is extremely important no matter what you do in general in your life, because your brain has to go through a lot of things, and they can disturb you mentally, especially stress, and to deal with that, you need to take occasional breaks from what you do for a living or to make money, and do something that you like doing, even if you have to spend money on it because it's important and it shouldn't be considered a waste of money which some people think of things people do for fun.

Some people gamble, some play sports, and even video games, and they might spend some money on it because they want to make sure they are enjoying the experience. If you love doing something that doesn't cost anything, that's even better, but there is no shame in spending some money on your hobbies or activities after dealing with so much in your life.

That's at least what I do, I spend money on my activities, because they help me relax and calm my mind to be able to deal with all the things once again. If I don't do it, I might give up at one point.

[Pablo-wood]

6. Leisure
This talks about travel, going outside with your family, an other things on which this would be that out of the budget

I totally agree to you on this cause overtime there's this local adage that says "All work and no play make jack a dull boy " this implies that  no matter how busy or studious one can be there's time for fun and play which also adds up to the person wellbeing. So adding leisure as part of the things one can spend money on its fine by me, cause one still needs to allocate money for recreational activities that they derive joy from.

I see leisure as a personal reward for every mile stone achieved and every success level activated. Just has success comes in different levels, I believe leisure too should. Sometimes it mustn't be too big the idea is to stay happy and proud of all the achievement when you look back at how it all began.

5. Luxury. When I mean luxury, I do not actually mean it has to be expensive. But I say luxury because there are things that we do not need but still want to have or experience like traveling or eating at a good restaurant. I believe that even though we should be smart in finances this does not mean we have to completely deprive ourselves of enjoyment.

While spending on luxury we should also try to keep it within our means. A luxury that will have to cripple our investment portfolio is never worth it at all.  Enjoyment is good same with travel but the impact is only but temporal. Personally I love enjoyment but it should be what I can afford at the moment.

[Dzwaafu11]

1. Necessary expenses. I am talking electricity bills, food, school fees (if you are studying or have children), housing, healthcare, and transportation. I believe this group is where most of our money goes because we basically can't survive without these things.

Necessary spending is just be like a compulsory bill that one must consider to pay, for the fact that this are the things that one must get to make life simple and easy for him or her. However, I feel like everything we are spending on are necessary things in our daily life so I think the first option is really compulsory for us.

2. Emergency fund. In cases of emergency, we should be able to get some money for it. Especially in countries where healthcare is not free, we should be prepared to pay if ever we get into accidents or we get sick though hopefully it never happens but still we have to be always prepared either way.

3. Savings. Some people save up for specific things like buying a better house, a better car, getting your kid into a better school among other things. Some people may just save for the sake of having money to pull for emergencies. I think emergency money and money I want to use into building a new home should be separate.

Although I don’t know if I’m the only one who do normally do this, I normally find it hard to separate emergency funds and savings,  This two things I feel like it the same thing because when I get emergency I normally go to my saving,  so I don’t have any emergency funds they are not different from end though.

[STT]

Luxury is the time you spend not earning not repaying the debt you are in, plain relaxing some would say is essential but others say not as there is no option that includes excessive time off while still poor and in debt.   Its possible many in the west live in luxury in this way that the majority of working poor elsewhere would not have the option of.

   True luxury I agree is when people have so much money its a task to spend it all and they tend to vastly overpay a premium for usually items seen as unique or special in some way.  Luxury is vital to the economy as invariably some people have too much money so the invention of expensive things is surprisingly essential imo.

[Bright0515]

I think that we should allocate our money into 5 categories.

1. Necessary expenses. I am talking electricity bills, food, school fees (if you are studying or have children), housing, healthcare, and transportation. I believe this group is where most of our money goes because we basically can't survive without these things.

2. Emergency fund. In cases of emergency, we should be able to get some money for it. Especially in countries where healthcare is not free, we should be prepared to pay if ever we get into accidents or we get sick though hopefully it never happens but still we have to be always prepared either way.

3. Savings. Some people save up for specific things like buying a better house, a better car, getting your kid into a better school among other things. Some people may just save for the sake of having money to pull for emergencies. I think emergency money and money I want to use into building a new home should be separate.

4. Investment. Aside from our day jobs where we get most of our money to pay for our necessary expenses, we should invest in assets to make our money grow. This could be gold, real estate or cryptocurrencies.

5. Luxury. When I mean luxury, I do not actually mean it has to be expensive. But I say luxury because there are things that we do not need but still want to have or experience like traveling or eating at a good restaurant. I believe that even though we should be smart in finances this does not mean we have to completely deprive ourselves of enjoyment.

You should include this one.

6. Leisure
This talks about travel, going outside with your family, an other things on which this would be that out of the budget.

7. Wants
We do have our own wishes in life specially on buying up gadgets, cars and other wants on which you should be that also putting up some budget allocation too.

We do know that there's something that would be that totally be those things that we do spend out on which it would be that resulting into that out of budget.
This is why its important that you do always allocate something for you not to get over dropped or would be that out of budget. It all matters about on how you do handle things
accordingly on which it will be that ended up for you to have that shortage of funds. It all matters about money management because if you dont have these things then you would be having
that problem later on.

There's a level you would need to attain before you can think about spending on your wants. Human desires are insatiable, you can always be pleased with what you have that's why the rich wants to keep on getting richer. If you are someone who's on the come up then spending on your needs would make you go broke. You can only do this when you are financially stable but at a beginning stage it's not a good idea

[HelliumZ]

Whatever is left over after meeting people's basic needs can be saved or invested. However, most people are currently investing in Bitcoin instead of saving money in the bank in the Bitcoin era. However, apart from these five areas of human life, there are several other areas where people spend money, the most important of which is investment. This area of investment can be expanded a little if people reduce their spending on leisure activities. However, for future security, one should reduce the scope of luxurious living and increase the scope of savings and investments, because both savings and investments are very important for the security of a person's future life.

[laijsica]

Whatever is left over after meeting people's basic needs can be saved or invested. However, most people are currently investing in Bitcoin instead of saving money in the bank in the Bitcoin era. However, apart from these five areas of human life, there are several other areas where people spend money, the most important of which is investment. This area of investment can be expanded a little if people reduce their spending on leisure activities. However, for future security, one should reduce the scope of luxurious living and increase the scope of savings and investments, because both savings and investments are very important for the security of a person's future life.

It should be that people should save for the future instead of living an extravagant life. You will see some people behaving in such a way that they are more concerned with the present and spend according to their desires, contrary to their earnings, they live a difficult life at the end of their lives. Yes, there are some needs beyond basic needs but you should set a separate budget for them and plan accordingly. Especially in the case of Bitcoin accumulation, refrain yourself from activities that do not have any negative impact. Along with your physical assets, Bitcoin holding can take you a long way towards future financial stability.

[kotajikikox]

Whatever is left over after meeting people's basic needs can be saved or invested. However, most people are currently investing in Bitcoin instead of saving money in the bank in the Bitcoin era. However, apart from these five areas of human life, there are several other areas where people spend money, the most important of which is investment. This area of investment can be expanded a little if people reduce their spending on leisure activities. However, for future security, one should reduce the scope of luxurious living and increase the scope of savings and investments, because both savings and investments are very important for the security of a person's future life.

It should be that people should save for the future instead of living an extravagant life. You will see some people behaving in such a way that they are more concerned with the present and spend according to their desires, contrary to their earnings, they live a difficult life at the end of their lives. Yes, there are some needs beyond basic needs but you should set a separate budget for them and plan accordingly. Especially in the case of Bitcoin accumulation, refrain yourself from activities that do not have any negative impact. Along with your physical assets, Bitcoin holding can take you a long way towards future financial stability.

Nothing wrong to indulge in some things that will make you happy every now and then as long as you limit yourself. Do not spend acting like there will be no consequences because time will come and you will realize you have spent all your money and now you are struggling in present time.

[tottong]

5. Luxury. When I mean luxury, I do not actually mean it has to be expensive. But I say luxury because there are things that we do not need but still want to have or experience like traveling or eating at a good restaurant. I believe that even though we should be smart in finances this does not mean we have to completely deprive ourselves of enjoyment.

Point five often traps people in worse financial situations because they don't properly understand luxury, which is based on accurate income and expenditure.
Instead, people lose the potential to maximize disciplined steps to achieve a better financial level.
If we refer to a small source of income, traveling and eating at a nice restaurant are not the right steps because we have to spend a large amount of money on the costs.
However, if we realize this potential can cost more money, traveling and eating at cheaper places is much better.
People who are building financial strength will not spend more money on things they consider unproductive, even though we know traveling and eating at fancy places occasionally is necessary.

[free-bit.co.in]

I think that we should allocate our money into 5 categories.

1. Necessary expenses. 2. Emergency fund. 3. Savings. 4. Investment.

5. Luxury. When I mean luxury, I do not actually mean it has to be expensive. But I say luxury because there are things that we do not need but still want to have or experience like traveling or eating at a good restaurant. I believe that even though we should be smart in finances this does not mean we have to completely deprive ourselves of enjoyment.

Points 1 through 4 are general points that must be applied in our lives to achieve a better future, both for ourselves and for our families, especially children. As they grow older, the costs of education and graduation will increase.

So, after we've created a budget for living expenses, we should set aside money for an emergency fund, savings, and investments. As for point 5, I consider it an additional point that we might not necessarily have every month. However, if it's something as simple as buying a delicious meal at the beginning of payday and sharing it with the family, it will indeed be a luxurious moment that will become a habit that the family looks forward to every payday. This is provided that we have already fulfilled the previous four points.

And luxury is different for everyone. But I prefer to call it pleasure, entertainment, or relaxation. Because as humans, we always need it to keep our moods from getting worse and to keep our minds free from stress. This aspect may seem unimportant, but it's actually quite crucial for mental health, which sometimes requires pleasure.

Necessary expenses are a must. The by that I don't not mean buying three $1000 suits or the latest model of ‘some product’ that looks really shiny. By necessary expenses I mean food and clothes, and medicine. Yes, the PS5 can wait. Savings and an emergency fund are totally different. Saving is something that you do every week or probably every month. Emergency fund is something that you put away and don't touch unless it's really an emergency. Saving would one day let you buy a house or a car and the emergency fund is going to make sure that you don't have to wait for someone else's help to stay alive or pay for your medication at the hospital when something terrible happens. Investment is and should be a very big and important part of someone's life because that's how you keep your money rolling and growing. But of course, it will have to invest wisely. I advocate something like the 50/30/20 system, 50% needs (your points 1-2), 20% savings/investments (points 3-4), and 30% wants (point 5).

[Mate2237]

I think that we should allocate our money into 5 categories.

1. Necessary expenses.

2. Emergency fund.

3. Savings.

4. Investment.

5. Luxury. When I mean luxury, I do not actually mean it has to be expensive. But I say luxury because there are things that we do not need but still want to have or experience like traveling or eating at a good restaurant. I believe that even though we should be smart in finances this does not mean we have to completely deprive ourselves of enjoyment.

Points 1 through 4 are general points that must be applied in our lives to achieve a better future, both for ourselves and for our families, especially children. As they grow older, the costs of education and graduation will increase.

So, after we've created a budget for living expenses, we should set aside money for an emergency fund, savings, and investments. As for point 5, I consider it an additional point that we might not necessarily have every month. However, if it's something as simple as buying a delicious meal at the beginning of payday and sharing it with the family, it will indeed be a luxurious moment that will become a habit that the family looks forward to every payday. This is provided that we have already fulfilled the previous four points.

And luxury is different for everyone. But I prefer to call it pleasure, entertainment, or relaxation. Because as humans, we always need it to keep our moods from getting worse and to keep our minds free from stress. This aspect may seem unimportant, but it's actually quite crucial for mental health, which sometimes requires pleasure.

Necessary expenses are a must. The by that I don't not mean buying three $1000 suits or the latest model of ‘some product’ that looks really shiny. By necessary expenses I mean food and clothes, and medicine. Yes, the PS5 can wait. Savings and an emergency fund are totally different. Saving is something that you do every week or probably every month. Emergency fund is something that you put away and don't touch unless it's really an emergency. Saving would one day let you buy a house or a car and the emergency fund is going to make sure that you don't have to wait for someone else's help to stay alive or pay for your medication at the hospital when something terrible happens. Investment is and should be a very big and important part of someone's life because that's how you keep your money rolling and growing. But of course, it will have to invest wisely. I advocate something like the 50/30/20 system, 50% needs (your points 1-2), 20% savings/investments (points 3-4), and 30% wants (point 5).

You're necessary expenses doesn't mean that you buy luxury and buy things that are unnecessary necessary expenses means giving priority to things that are important like food, paying of children's schools fees etc it's important that people give attention to expenses that important and immediate.



There are people who don't give attention to expenses that are necessary at the expense of their investments this is one thing that is not right because investment of any sort takes time before coming to maturity

[Sammye3]

I think that we should allocate our money into 5 categories.

1. Necessary expenses. I am talking electricity bills, food, school fees (if you are studying or have children), housing, healthcare, and transportation. I believe this group is where most of our money goes because we basically can't survive without these things.

2. Emergency fund. In cases of emergency, we should be able to get some money for it. Especially in countries where healthcare is not free, we should be prepared to pay if ever we get into accidents or we get sick though hopefully it never happens but still we have to be always prepared either way.

3. Savings. Some people save up for specific things like buying a better house, a better car, getting your kid into a better school among other things. Some people may just save for the sake of having money to pull for emergencies. I think emergency money and money I want to use into building a new home should be separate.

4. Investment. Aside from our day jobs where we get most of our money to pay for our necessary expenses, we should invest in assets to make our money grow. This could be gold, real estate or cryptocurrencies.

5. Luxury. When I mean luxury, I do not actually mean it has to be expensive. But I say luxury because there are things that we do not need but still want to have or experience like traveling or eating at a good restaurant. I believe that even though we should be smart in finances this does not mean we have to completely deprive ourselves of enjoyment.

This, I would say is a good start of spending money based on order of importance. In as much as necessary expenses are fundamental, the purpose of securing emergency funds are important factors as well.
And I think savings and emergency funds can come together with the belief that money should work for you.

[o48o]

I think that we should allocate our money into 5 categories.

1. Necessary expenses. I am talking electricity bills, food, school fees (if you are studying or have children), housing, healthcare, and transportation. I believe this group is where most of our money goes because we basically can't survive without these things.

2. Emergency fund. In cases of emergency, we should be able to get some money for it. Especially in countries where healthcare is not free, we should be prepared to pay if ever we get into accidents or we get sick though hopefully it never happens but still we have to be always prepared either way.

3. Savings. Some people save up for specific things like buying a better house, a better car, getting your kid into a better school among other things. Some people may just save for the sake of having money to pull for emergencies. I think emergency money and money I want to use into building a new home should be separate.

4. Investment. Aside from our day jobs where we get most of our money to pay for our necessary expenses, we should invest in assets to make our money grow. This could be gold, real estate or cryptocurrencies.

5. Luxury. When I mean luxury, I do not actually mean it has to be expensive. But I say luxury because there are things that we do not need but still want to have or experience like traveling or eating at a good restaurant. I believe that even though we should be smart in finances this does not mean we have to completely deprive ourselves of enjoyment.

How about:

6: Quality. When you are buying things that are necessary or improving your life somehow, it helps if you can go extra mile and read reviews. Those help you determine what items have longer lifecycle and can be upgraded or fixed if needed. Usually those things cost more but they will pay themselves back.

Having a hobby where you need to stretch your body and what rises your heartbeat might help you avoid huge medical bills in the future. Putting money to take care of yourself mentally and physically is an investment for the future. Because if you are not taking care of yourself now, someone has to do that in the future. That will cost you exponentially more.

7: Time. Time is money, and by investing into time i mean investing in planning how to use it. Friends, family, jobs, hobbies, healthy life and rest takes time. And if you want to work for your ambitious dreams to become a reality, you need to find time to make a budget for all of that.

Having a schedule and budget is essential for any plan. It's a way to get your tasks done faster and only way to achieve any bigger goal.

It's not just about raising money. If you end up ruining your health and losing all social contacts, money won't bring that magically back.

[Solokan]

This is a great topic, and indeed, in this life, we do need to implement such a system. If we could implement a system like the one you mentioned, it would certainly have the potential to improve our economy, making it progress over time. As you mentioned, healthcare costs are already funded, and everything is allocated accordingly. So, of course, we wouldn't have to worry about the hassles of life if the system you've created were implemented.

I often hear of people experiencing sadness and so on, and this is indeed caused by a lack of financial management and not following rules when receiving a salary, etc.

However, I will add a little, of course, regarding investment. One thing you haven't mentioned is land investment. I believe land investment is equally important, but of course, if we can afford it and our salary is sufficient. I'm sure this topic is very useful, Op.

[hafiztalha]

This is a great topic, and indeed, in this life, we do need to implement such a system. If we could implement a system like the one you mentioned, it would certainly have the potential to improve our economy, making it progress over time. As you mentioned, healthcare costs are already funded, and everything is allocated accordingly. So, of course, we wouldn't have to worry about the hassles of life if the system you've created were implemented.

I often hear of people experiencing sadness and so on, and this is indeed caused by a lack of financial management and not following rules when receiving a salary, etc.

However, I will add a little, of course, regarding investment. One thing you haven't mentioned is land investment. I believe land investment is equally important, but of course, if we can afford it and our salary is sufficient. I'm sure this topic is very useful, Op.

Land is good investment of you want to invest for long term and you have a lot of money but many people have no big investment because they are doing job and they are running the circuit with that . They could not afford land investment as land is very costly and landlords have more interest in that but middle class people always try to buy a small house for living in which they will spend life and their family will be safe and they have not pay rent to any person. People want to invest in the thing which is cheap but best thing they should save money for the bad time which could be at any time.Thousands of people are trying to be rich and by investment in real estate industry but that industry is looking like flop industry for that couple of years.

[SuperBitMan]

5. Luxury. When I mean luxury, I do not actually mean it has to be expensive. But I say luxury because there are things that we do not need but still want to have or experience like traveling or eating at a good restaurant. I believe that even though we should be smart in finances this does not mean we have to completely deprive ourselves of enjoyment.

All that you have mentioned is very correct and I most commend you for that, you took your time to study life and how to really use our finances effectively, however this last one you mentioned will only happen to rich or wealthy people not average people, if an average person spends money just to eat in a restaurant just because he or she wants to try there food is a very big financial mistake because you are only wasting money, someone will be married and average man still trying to put things together and you will be going out to spend money on big restaurant just because you want to try there food knowing fully well that the food is very expensive, why not cook such food in the house and eat it with your family to safe cost.
An average person can go broke at anytime yes, there are some emergency that will eat up your emergency, reserve and float funds and make you broke and that is why as an average man you need to chanel that money you want to use for luxury life to your investment and become wealthy first before thinking about luxury life.

[MissNonFall9]

This is a great topic, and indeed, in this life, we do need to implement such a system. If we could implement a system like the one you mentioned, it would certainly have the potential to improve our economy, making it progress over time. As you mentioned, healthcare costs are already funded, and everything is allocated accordingly. So, of course, we wouldn't have to worry about the hassles of life if the system you've created were implemented.

I often hear of people experiencing sadness and so on, and this is indeed caused by a lack of financial management and not following rules when receiving a salary, etc.

However, I will add a little, of course, regarding investment. One thing you haven't mentioned is land investment. I believe land investment is equally important, but of course, if we can afford it and our salary is sufficient. I'm sure this topic is very useful, Op.

Land is good investment of you want to invest for long term and you have a lot of money but many people have no big investment because they are doing job and they are running the circuit with that . They could not afford land investment as land is very costly and landlords have more interest in that but middle class people always try to buy a small house for living in which they will spend life and their family will be safe and they have not pay rent to any person. People want to invest in the thing which is cheap but best thing they should save money for the bad time which could be at any time.Thousands of people are trying to be rich and by investment in real estate industry but that industry is looking like flop industry for that couple of years.

Middle class people live the worst lives in this world. Because they live in relative poverty but have no opportunity to see it from the outside. For them there are very few ways to improve their lives and investing in land or real estate is very expensive. So from my point of view, Bitcoin is an ideal area of investment. So that they can invest as much as they want and can profit from it in proportion.