Luxury kills

[peter0425]

Man, I don't know, life is short, if one wants to indulge in luxuries, let 'em be, sure you shouldn't be enjoying luxuries on cc/loans but as long as you can afford 'em, who cares? There is specie of people who save/invest for imaginary future while being frugal in present, I ain't fan of 'em; sure I don't say forsake future planning altogether but have balanced attitude, enjoy luxuries and save/invest as well.

I am not saying we should completely deprive ourselves of luxuries but I personally know people who when they get a large sum of money they end up spending it on luxuries immediately. Then now they have all the luxury items but they are worrying where to find money to pay for their bills. That is what I am meaning.

[Keevoid]

People nowadays tend to be easier tempted by materialistic things. Wherher it’s the brand new phone, or a brand new line of clothes, a new coffee shop or restaurant to try. Everyone wants to buy it immediately but the question is, can they really afford it? Are they living above their means? Do the younger generation have their priorities in reverse by succumbing into luxuries?

I get what you mean. I’ve noticed it too, people, especially our generation (Gen Z), rush to buy the latest things just to keep up. I’ve caught myself doing it sometimes, then realized it’s easy to mistake wants for needs. Now, I try to pause and ask if I really need something or just want it because it’s trending.

[slapper]

I will analyze this in two different ways and the first is about those that have the money for luxurious things, i mean the rich and wealthy people in the society. If you have made enough money for yourself there is nothing bad in seeking for the best and things that are of quality and high standards, but in other way round, let me explain the disaster that comes along with luxury. For example, the exotic and luxury cars that are produce now are very dangerous when an accident happens, just like in the case of Liverpool player Diogo Jota that happened some months ago in his Lamborghini where we learnt that it was as a result of overspeeding that led to the tyres bursting so imagine if it was just an ordinary car even if he did overspeed but the accident may have not be too fatal. Another example is the aeroplane, it is a luxurious means of transportation and we also know how fatal when a plane crash happens which means that if not for luxury, there are people who can't afford to fly through a plane and meet unfortunate plane crash.

Then the other way i want to talk about luxury are about those who tries to meet up with luxury lifestyles when they haven't gotten stability in their financial lives. What is the need for faking a luxury lifestyle and meet up with luxury trends when you know that you are not there yet. Some persons goes as far as borrowing money just to satisfy their luxury taste why they are left in debts, like what is the need for such a fake lifestyle? why being under pressure of living a luxury life when you ain't rich. Some people will not have food in their homes but they will want to engage in a luxury trend of an outfit that is trending, a car that is trending and even move to high rented apartments just to give others an impression that they are living a luxury lifestyle while in reality it's just more of competition and not because they have enough to afford a luxury lifestyle.

Planes are statistically much safer than cars by orders of magnitude, so that example doesn't fly. What is this land: luxury goods tend to outlive their masters. A good object lasts longer than the individual who purchased it, and that is why it is the antithesis of dangerous. It is simply costly initial integrity regarding lifespan. The phenomenon of borrowed-luxury is another one and much more interesting. When employment involves the need to fit the culture (coded as class markers), when investors invest in individuals who fit the bill, when landlords insist on evidence of lifestyle, then that counterfeit Gucci belt is no longer irrational consumption. It's a forced bet on access

I have seen this play: Person A is a grinder, money-saving, humble person. Person B uses debt to gain appearance, infiltrates into rooms that Person A never gets into, makes the one connection that changes everything. We refer to Person B as stupid until he or she achieves, and then we refer to it as hustle. The system rewards the performance, and punishes people to perform. What is really going on is that we have commodified authenticity as a result of viability. It has become a luxury to be truly yourself and only those who are financially stable can do it. The rest of us are forced to hire a personality that sells

[Darker45]

If you can afford it, not a problem. If you go to a cruise every month, for as long as you have the wherewithal, do it. The problem, as you said, is living above your means. It's when you can't anymore support it.

What's interesting yet unfortunate, at least as far as my observation in my country is concerned, is that people continue to try hard to the extent that they're already buried in loans, hiding from friends and relatives because of unpaid debts, having their credit cards suspended, and so on.

[philipma1957]

Man, I don't know, life is short, if one wants to indulge in luxuries, let 'em be, sure you shouldn't be enjoying luxuries on cc/loans but as long as you can afford 'em, who cares? There is specie of people who save/invest for imaginary future while being frugal in present, I ain't fan of 'em; sure I don't say forsake future planning altogether but have balanced attitude, enjoy luxuries and save/invest as well.

Some savings

Some spending

Makes sense.

[Die_empty]

I will analyze this in two different ways and the first is about those that have the money for luxurious things, i mean the rich and wealthy people in the society. If you have made enough money for yourself there is nothing bad in seeking for the best and things that are of quality and high standards, but in other way round, let me explain the disaster that comes along with luxury. For example, the exotic and luxury cars that are produce now are very dangerous when an accident happens, just like in the case of Liverpool player Diogo Jota that happened some months ago in his Lamborghini where we learnt that it was as a result of overspeeding that led to the tyres bursting so imagine if it was just an ordinary car even if he did overspeed but the accident may have not be too fatal. Another example is the aeroplane, it is a luxurious means of transportation and we also know how fatal when a plane crash happens which means that if not for luxury, there are people who can't afford to fly through a plane and meet unfortunate plane crash.

Overspending leading to death shouldn't be the reason not to buy exotic or fast-moving cars if you can afford them. All you need to do is be careful and drive safely. Second, I would rather get a loan and travel by aeroplane than use a car for long journeys. The risks of accidents and criminal attacks are higher while travelling on roads. Yes, an accident in the air is always fatal, but it rarely happens.

I have seen this play: Person A is a grinder, money-saving, humble person. Person B uses debt to gain appearance, infiltrates into rooms that Person A never gets into, makes the one connection that changes everything. We refer to Person B as stupid until he or she achieves, and then we refer to it as hustle. The system rewards the performance, and punishes people to perform. What is really going on is that we have commodified authenticity as a result of viability. It has become a luxury to be truly yourself and only those who are financially stable can do it. The rest of us are forced to hire a personality that sells

Some fields or occupations require an expensive or attractive appearance.  If you don't look rich, you might never get a deal. Marketers, influencers,  musicians and others are forced to live above their means to get deals.  I know a contractor who still lives with his parents but drives a fancy car. That expensive ride gave him access to a big organisation where he made lots of money.  He told me that it is called "packaging"

[MarjorieZimmermanGinger]

People nowadays tend to be easier tempted by materialistic things. Wherher it’s the brand new phone, or a brand new line of clothes, a new coffee shop or restaurant to try. Everyone wants to buy it immediately but the question is, can they really afford it? Are they living above their means? Do the younger generation have their priorities in reverse by succumbing into luxuries?

If people can afford it, it's not a problem. In fact, most people today push themselves too hard and end up trapped in debt. This often happens because people pursue the appearance of a luxurious life, such as buying cell phones and vehicles, and ultimately decide to take out loans. Not everyone has the ability to buy these items, and ultimately, they seek ways to own them. This is where problems arise because they ultimately make the wrong decisions. Everyone loves luxury because every human being has desires, but this luxury must be balanced with the available sources of income, or else it will only add to the problem.

[Bitcoin_people]

Nowadays, people are interested in buying things not only for their needs, but also for showing off. Nowadays, if you have a big house, car and money, then another person also has to work hard to reach that level. Moreover, on social media, we see people living a luxurious life, many of them want to raise themselves to that standard. As a result, they buy things that they may not need or can't afford. This tendency is especially seen among the younger generation, because they want to be in the news, fashion and trend. Ultimately, true happiness or success lies not in the amount of things, but in experiences, relationships, skills Available within.

[bitzizzix]

People nowadays tend to be easier tempted by materialistic things. Wherher it’s the brand new phone, or a brand new line of clothes, a new coffee shop or restaurant to try. Everyone wants to buy it immediately but the question is, can they really afford it? Are they living above their means? Do the younger generation have their priorities in reverse by succumbing into luxuries?

If people can afford it, it's not a problem. In fact, most people today push themselves too hard and end up trapped in debt. This often happens because people pursue the appearance of a luxurious life, such as buying cell phones and vehicles, and ultimately decide to take out loans. Not everyone has the ability to buy these items, and ultimately, they seek ways to own them. This is where problems arise because they ultimately make the wrong decisions. Everyone loves luxury because every human being has desires, but this luxury must be balanced with the available sources of income, or else it will only add to the problem.

You're right, and today many people force themselves to own things beyond their means or income simply because they want them. They end up making bad decisions by taking out loans or paying interest-laden installments without careful planning and consideration, which ultimately causes serious problems for them.
Indeed, today's luxuries can sometimes blind those with limited incomes. And if they are patient and plan carefully, they can actually make it happen. By saving or setting aside money regularly, carefully, and consistently, and finding or having a side job to supplement their income, they aim to achieve what they want quickly without having to follow their desires with unwise emotions that can complicate things.

[Xcode7]

Nowadays, people are interested in buying things not only for their needs, but also for showing off. Nowadays, if you have a big house, car and money, then another person also has to work hard to reach that level. Moreover, on social media, we see people living a luxurious life, many of them want to raise themselves to that standard. As a result, they buy things that they may not need or can't afford. This tendency is especially seen among the younger generation, because they want to be in the news, fashion and trend. But as a result, they often face financial pressure, and even mental depression because this luxury is not easy to maintain. Ultimately, true happiness or success lies not in the amount of things, but in experiences, relationships, skills and self-satisfaction.

Only some people do this, and it will clearly impact their finances, and there's certainly no happiness in it.
This is clearly wrong. I've met people like this and tried to advise them, but they don't care; they only want recognition from others.
However, on the other hand, there are also people who do this but don't experience financial problems. So, the bottom line is that we should do things that are in line with our finances. If we want luxury, we have to work hard for it.

[bettercrypto]

People nowadays tend to be easier tempted by materialistic things. Wherher it’s the brand new phone, or a brand new line of clothes, a new coffee shop or restaurant to try. Everyone wants to buy it immediately but the question is, can they really afford it? Are they living above their means? Do the younger generation have their priorities in reverse by succumbing into luxuries?

People have different beliefs or perspectives in this era. And there are others who know that they will reap what they sow, which is truly a fact. There are people who can genuinely afford those things, and there are others who are 'trying hard,' forcing themselves to appear as if they can afford such things, even when they really can't in reality.

There are many types of people like this who follow trends, and even if they struggle to achieve it, all that matters to them is that they don't get left behind.
You know what I mean they are the ones who try to force their level to match people who are genuinely in the elite level, even though they are not. And these kinds of people
are difficult to deal with because they are truly materialistic.

[libert19]

...Meanwhile, the rich only live luxuriously from a profit off their investment while the poor leaves luxuriously off their capital, that's a zombie move.

This is perfection, this is what separates rich from poor.

Man, I don't know, life is short, if one wants to indulge in luxuries, let 'em be, sure you shouldn't be enjoying luxuries on cc/loans but as long as you can afford 'em, who cares? There is specie of people who save/invest for imaginary future while being frugal in present, I ain't fan of 'em; sure I don't say forsake future planning altogether but have balanced attitude, enjoy luxuries and save/invest as well.

I am not saying we should completely deprive ourselves of luxuries but I personally know people who when they get a large sum of money they end up spending it on luxuries immediately. Then now they have all the luxury items but they are worrying where to find money to pay for their bills. That is what I am meaning.

You always pay your bills first and foremost and save/invest some before spending on luxuries, this is what I meant by 'affording luxuries'.

[wiss19]

Not everyone can afford luxuries but almost everyone wants those luxuries and they will do what not possible to achieve it. People might also cut down their basic expenses to spend on something which will give them temporary happiness. They will end up in guilt later once they realize they might have spent this money on something useful. Luxuries are now a need of everyone as it not only makes our life easy but also makes us look good.

Luxuries are a part of the society now. Society will not accept you if you do not have a well-known phone or a decent clothing line. If we want to stay within the society, we also need to work hard to achieve these luxuries.

[bubilas]

Not everyone can afford luxuries but almost everyone wants those luxuries and they will do what not possible to achieve it. People might also cut down their basic expenses to spend on something which will give them temporary happiness. They will end up in guilt later once they realize they might have spent this money on something useful. Luxuries are now a need of everyone as it not only makes our life easy but also makes us look good.

Luxuries are a part of the society now. Society will not accept you if you do not have a well-known phone or a decent clothing line. If we want to stay within the society, we also need to work hard to achieve these luxuries.

I believe that luxury items and a luxurious appearance are needed by those who cultivate their image with a large number of people who bring them income. These include celebrities, singers, actors, and bloggers. But ordinary people, like workers or office workers, don't need to invest much in their appearance. It should simply be good-quality items and a neat appearance. And that's enough.

Many people convince themselves that they need luxury for their own amusement.

[SOKO-DEKE]

People nowadays tend to be easier tempted by materialistic things. Wherher it’s the brand new phone, or a brand new line of clothes, a new coffee shop or restaurant to try. Everyone wants to buy it immediately but the question is, can they really afford it? Are they living above their means? Do the younger generation have their priorities in reverse by succumbing into luxuries?

The most painful part  is that sometimes some people spend money they don’t have but just to feel included or to look successful in other people faces. They may uses loan to buy things they don’t really need.and this  have lead some people to debt and financial stress. In the end, they might be living above their means, spending more than they earn.It is important to stop and think about what truly matters. Buying nice things can make us feel good for moment but it doesn’t always bring long term happiness. people, especially young generation should focus more on saving, and planning for the future instead of chasing luxury all the time.

[Ricardo11]

People nowadays tend to be easier tempted by materialistic things. Wherher it’s the brand new phone, or a brand new line of clothes, a new coffee shop or restaurant to try. Everyone wants to buy it immediately but the question is, can they really afford it? Are they living above their means? Do the younger generation have their priorities in reverse by succumbing into luxuries?

The most painful part  is that sometimes some people spend money they don’t have but just to feel included or to look successful in other people faces. They may uses loan to buy things they don’t really need.and this  have lead some people to debt and financial stress. In the end, they might be living above their means, spending more than they earn.It is important to stop and think about what truly matters. Buying nice things can make us feel good for moment but it doesn’t always bring long term happiness. people, especially young generation should focus more on saving, and planning for the future instead of chasing luxury all the time.

This issue has started to have a very harmful effect in the present time, despite not being able to afford it, everyone wants to present themselves in a luxurious way, which is not at all consistent with their income.
They take loans, buy luxurious things, so that they seem successful in the eyes of others, but in reality they are only putting their future at risk.
because when people start spending more than their income, they will very soon lose the balance of their financial situation, they will break down mentally due to the burden of economic pressure and debt, and thus they will become depressed.
So especially the young generation of today should get proper education, be careful in terms of financial management, not to show off, but to work for a stable future, saving or investing money, work through proper planning, and maintain financial discipline, so that you do not have to face any big problems in any unexpected situation.

[GiftedMAN]

Man, I don't know, life is short, if one wants to indulge in luxuries, let 'em be, sure you shouldn't be enjoying luxuries on cc/loans but as long as you can afford 'em, who cares? There is specie of people who save/invest for imaginary future while being frugal in present, I ain't fan of 'em; sure I don't say forsake future planning altogether but have balanced attitude, enjoy luxuries and save/invest as well.

I am not saying we should completely deprive ourselves of luxuries but I personally know people who when they get a large sum of money they end up spending it on luxuries immediately. Then now they have all the luxury items but they are worrying where to find money to pay for their bills. That is what I am meaning.

Those people have completely gone out of good plans cause they can't spend all they have on luxurious then tomorrow they start lacking funds to pay their bills they surely don't know their problems they can't keep living like they are foolish cause only foolish people will spend everything and lack tomorrow why not spend some and keep down for the later it saves them the stress and troubles that comes from lack and debt.

[Claudksg]

Luxury can only kill people who don't know them selves,every human love luxury but there is time for everything.if you are trying to build your self and you stay focus in building up,there will be time you can get luxurious things.cause you are there already.there are people who are so made and rich that they can afford luxury till they die.but when you are coming up and you decide to measure up with the rich luxuriously.the it will kill you.

[eightdots]

Not everyone can afford luxuries but almost everyone wants those luxuries and they will do what not possible to achieve it. People might also cut down their basic expenses to spend on something which will give them temporary happiness. They will end up in guilt later once they realize they might have spent this money on something useful. Luxuries are now a need of everyone as it not only makes our life easy but also makes us look good.

Luxuries are a part of the society now. Society will not accept you if you do not have a well-known phone or a decent clothing line. If we want to stay within the society, we also need to work hard to achieve these luxuries.

I believe that luxury items and a luxurious appearance are needed by those who cultivate their image with a large number of people who bring them income. These include celebrities, singers, actors, and bloggers. But ordinary people, like workers or office workers, don't need to invest much in their appearance. It should simply be good-quality items and a neat appearance. And that's enough.

Many people convince themselves that they need luxury for their own amusement.

It is possible to find quality products and look good without spending a lot of money. Luxury, beyond a certain point, also encompasses unnecessary spending, so it is important to distinguish between the two. Looking good may be necessary to gain acceptance in society, but it is not necessary to buy luxury products to look good. Some stereotypes imposed by society cause some people to perceive luxury as a necessity. This is unacceptable.

Luxury may seem like a part of society, but how it is perceived is also important. If society views spending a lot of money on luxury items as a good thing, this is wrong.

[AmaGold70]

People nowadays tend to be easier tempted by materialistic things. Wherher it’s the brand new phone, or a brand new line of clothes, a new coffee shop or restaurant to try. Everyone wants to buy it immediately but the question is, can they really afford it? Are they living above their means? Do the younger generation have their priorities in reverse by succumbing into luxuries?

Luxury doesn't kill but living a fake life does, the rich and influencial people in the society are living a luxurious lifestyle because they can afford but this generation has forgotten that trying to have everything especially the ones you can't afford is very dangerous to their financial ability and some people even go with the saying that goes "fake it till you make it" luxury is only capable of killing anyone that is faking it. And some even go as far as borrowing money to spend just to feel important in the society without knowing that they are only deceiving themselves.