@SixFigures, do you need investors to be able to loan out more? Or is your max just because that's what you're wiling to lose if they default?
Um could be a little bit of both. Like I def don't need investors at this level. As long as things work out I could see myself doing this for the next couple years and possibly automating it (building a website with admin and what not) so it's more streamlined.
But yeah, I'm comfortable losing if it happens every now and then. Will be interesting to see the results after we get a good sample size and I can see how to improve.
Interesting to think if maybe we could give out short term loans at 1BTC+. I mean, I"m sure there's a market for it!
EDIT: As for my max, I can't see myself lending out more than .25btc at a time to one person. Even then I'd be pretty skeptical and would need a lot of information and most likely collateral.