JJG’s Outline of Bitcoin Investment Ideas

[pusaka]

I prefer manual DCA to automated because of the flexibility in it. You can use whatever is the amount of your discretionary income to purchase bitcoin that week because your discretionary income cannot always be the same from week to week. You can buy at your own convenience whenever, your discretionary income is available and discipline you to the point that it becomes a habit to you thay whenever, you have a spare cash, you can put it into bitcoin. Manual DCA helps you control your emotions better by changing  decisions easily

Right that is probably one of the smart opinions I have heard about manual and I’m sure that’s the mere reason old hands usually do manual only and not make everything automated. However for those with faint heart that may not be able to be disciplined enough to keep going at every point can stick with automated DCA until they start to figure themselves out more often and keep the habit. However it alls god as long as accumulation is the end result since we are all in the end chasing some level of freedom or making a retirement plan through bitcoin.

More flexibility is something I really like in anything. I don't want to be burdened with things I could actually do more flexibly, unless it's something that requires me to complete it according to my target.

And in this investment, we don't have any demands; in fact, whether we invest or not is our decision. However, it's a shame that, given the opportunities we have, we have to pass up investments; that's not a wise choice for me.

And when it comes to DCA, I also usually do it whenever and in whatever amount I have available at the time.

[Saltysugar99]

Sir JayJuanGee, I have read many parts of your valuable post with the purpose of learning. You have presented the matter in a very simple way. You have seriously mentioned the use of DCA method for beginners who have not invested in Bitcoin yet or have bought their first Bitcoin, or those who want to increase their portfolio. From this, I am pretty sure that DCA method can definitely be effective for an investor. We understand DCA to mean spending a certain part of income for example 10% every week or month to buy Bitcoin. It is more like saving for a future goal for me. But for those who do not have a regular income but are new and want to increase their portfolio. Maybe they have a contract job and sometimes cash comes in hand. How realistic is it for them to use a different method?

For example, a person wants to buy Bitcoin at $75 per month. But since that person's job is contract, when he gets cash, he can buy it at once for $225. Which is equal to buying using DCA method for three months.  Would this be realistic and effective?

I doubt whether you have really read JayJuanGee's posts seriously. If you read his investing related posts, you can find answers to many questions. I basically read them and took notes, then I made a post mentioning all the things I did not understand, and he gave detailed and realistic answers to all my questions.. JayJuanGee gives more priority to buying Bitcoin on a weekly basis. This is because by investing Bitcoin on a weekly basis, activity increases, interest in learning increases, and the process of becoming aggressive becomes easier. The example you gave is that a person earns $225 after three months, which is an additional amount for investing in Bitcoin. Then he will get 12 or 13 weeks for the investment in three months. In that case, he can divide $225 and invest $15 to $20 on an average over 12 weeks. But what is more important is that he must have a regular income and back up fund. And the goal of DCA is to maintain consistency, in this case, consistency depends on time, not on how much amount with he is buying bitcoin . And to understand who will invest in which position, it will be useful to understand the individual facts well. I am also new, but as a newbie, I have mentioned what I understood.

[JayJuanGee]

Sir JayJuanGee, I have read many parts of your valuable post with the purpose of learning. You have presented the matter in a very simple way. You have seriously mentioned the use of DCA method for beginners who have not invested in Bitcoin yet or have bought their first Bitcoin, or those who want to increase their portfolio. From this, I am pretty sure that DCA method can definitely be effective for an investor. We understand DCA to mean spending a certain part of income for example 10% every week or month to buy Bitcoin. It is more like saving for a future goal for me. But for those who do not have a regular income but are new and want to increase their portfolio. Maybe they have a contract job and sometimes cash comes in hand. How realistic is it for them to use a different method?

For example, a person wants to buy Bitcoin at $75 per month. But since that person's job is contract, when he gets cash, he can buy it at once for $225. Which is equal to buying using DCA method for three months.  Would this be realistic and effective?

I doubt whether you have really read JayJuanGee's posts seriously. If you read his investing related posts, you can find answers to many questions. I basically read them and took notes, then I made a post mentioning all the things I did not understand, and he gave detailed and realistic answers to all my questions.. JayJuanGee gives more priority to buying Bitcoin on a weekly basis. This is because by investing Bitcoin on a weekly basis, activity increases, interest in learning increases, and the process of becoming aggressive becomes easier. The example you gave is that a person earns $225 after three months, which is an additional amount for investing in Bitcoin. Then he will get 12 or 13 weeks for the investment in three months. In that case, he can divide $225 and invest $15 to $20 on an average over 12 weeks. But what is more important is that he must have a regular income and back up fund. And the goal of DCA is to maintain consistency, in this case, consistency depends on time, not on how much amount with he is buying bitcoin . And to understand who will invest in which position, it will be useful to understand the individual facts well. I am also new, but as a newbie, I have mentioned what I understood.

Many times folks will have expenses and even pay that comes in on a monthly basis, so frequently the organizing of the budget can be channeled into such time frames, so even if he is trying to invest every week and to study his bitcoin investment and his cashflow management systems and practices,  he can make adjustments and try to learn and to reinforce systems that he is building along the way.

Perhaps after several months, he will get into somewhat of a routine of buying bitcoin and also reinforcing his cashflow management systems/practice, so then he is more informed about any adjustments that he might want to make in regards to perhaps trying to increase his aggressiveness or perhaps to let off on his aggressiveness if he might be feeling too stressed about it.

But, yeah, if a guys comes into bitcoin, and maybe he already has a certain amount of money that he had already saved up, and then  he has a certain amount of money that he is expecting to have come available in 12 or 13 weeks, he might specifically plan his budget for 12 or 13 weeks and then plan to reassess towards the end of the 12 or 13 weeks in regards to if he is going to continue with the same thing (or something similar) or if he might decide to make adjustments to what he had done over that period of time. 

[AuchanX]

Sir JayJuanGee, I have read many parts of your valuable post with the purpose of learning. You have presented the matter in a very simple way. You have seriously mentioned the use of DCA method for beginners who have not invested in Bitcoin yet or have bought their first Bitcoin, or those who want to increase their portfolio. From this, I am pretty sure that DCA method can definitely be effective for an investor. We understand DCA to mean spending a certain part of income for example 10% every week or month to buy Bitcoin. It is more like saving for a future goal for me. But for those who do not have a regular income but are new and want to increase their portfolio. Maybe they have a contract job and sometimes cash comes in hand. How realistic is it for them to use a different method?

For example, a person wants to buy Bitcoin at $75 per month. But since that person's job is contract, when he gets cash, he can buy it at once for $225. Which is equal to buying using DCA method for three months.  Would this be realistic and effective?

JayJuanGee gives more priority to buying Bitcoin on a weekly basis. This is because by investing Bitcoin on a weekly basis, activity increases, interest in learning increases, and the process of becoming aggressive becomes easier

Also, if you do a weekly DCA, you can buy 52 times a year. The result is that you can avoid fear and greed. Moreover, for beginners, the more you can catch the market fluctuations, the better the average price of Bitcoin will be. JayJuanGee emphasizes weekly DCA, which is the most effective. However, it is probably difficult for everyone to do weekly DCA so regularly. Because not everyone can earn cash regularly. Many people get cash from time to time. As JayJuanGee said in a previous post:

The DCA amount can be determined each time that a buy is made and so a person can  choose to invest aggressively, whimpy or some variation in between.  DCA's do not need to be automatic and/or for specific amounts or at specific times.

Set aside a small percentage when income comes, You can buy it on the day you receive the income instead of dividing it by the week. This is their DCA. It does not break the rules, it just changes the frequency.

But what is more important is that he must have a regular income and back up fund

I disagree with this somewhat. I said in the previous discussion that not everyone has a regular income. So do you mean that those who do not have a regular income should wait until they have a regular income?

[Gost ms]

Sir JayJuanGee, I have read many parts of your valuable post with the purpose of learning. You have presented the matter in a very simple way. You have seriously mentioned the use of DCA method for beginners who have not invested in Bitcoin yet or have bought their first Bitcoin, or those who want to increase their portfolio. From this, I am pretty sure that DCA method can definitely be effective for an investor. We understand DCA to mean spending a certain part of income for example 10% every week or month to buy Bitcoin. It is more like saving for a future goal for me. But for those who do not have a regular income but are new and want to increase their portfolio. Maybe they have a contract job and sometimes cash comes in hand. How realistic is it for them to use a different method?

For example, a person wants to buy Bitcoin at $75 per month. But since that person's job is contract, when he gets cash, he can buy it at once for $225. Which is equal to buying using DCA method for three months.  Would this be realistic and effective?

DCA is Dollar-Cost Averaging, DCA does not mean spending a certain part of the income. By purchasing in the DCA method, a person's average purchase price decreases. Through the DCA method, a person gets the opportunity to buy a lot and for such a purchase opportunity in the market, a person sticks to the market a lot and he can learn a lot about the market and his fear during the fall decreases a lot. Because he has been able to learn a lot and gain experience due to sticking to the market for these few days.

If a person gets extra money from somewhere, then if he buys through DCA along with his DCA process, it will be good for him. For example, as you mentioned, $225, if he divides it with his DCA investment amount and invests it, it will be good for you.

[Jack-john]

Sir JayJuanGee, I have read many parts of your valuable post with the purpose of learning. You have presented the matter in a very simple way. You have seriously mentioned the use of DCA method for beginners who have not invested in Bitcoin yet or have bought their first Bitcoin, or those who want to increase their portfolio. From this, I am pretty sure that DCA method can definitely be effective for an investor. We understand DCA to mean spending a certain part of income for example 10% every week or month to buy Bitcoin. It is more like saving for a future goal for me. But for those who do not have a regular income but are new and want to increase their portfolio. Maybe they have a contract job and sometimes cash comes in hand. How realistic is it for them to use a different method?

For example, a person wants to buy Bitcoin at $75 per month. But since that person's job is contract, when he gets cash, he can buy it at once for $225. Which is equal to buying using DCA method for three months.  Would this be realistic and effective?

You have explained DCA very well, it is possible to use DCA type of method for those who do not earn regularly, the main thing is to buy a certain amount regularly, be it once a month or once in three months.
If someone wanted to buy $75 a month but gets money from contract work occasionally and buys $225 at once after three months, then the result is actually the same. This can be called Flex DCA.
The most important thing is to buy according to plan, not according to emotion. So this method is completely realistic and effective.

[Frankolala]

Sir JayJuanGee, I have read many parts of your valuable post with the purpose of learning. You have presented the matter in a very simple way. You have seriously mentioned the use of DCA method for beginners who have not invested in Bitcoin yet or have bought their first Bitcoin, or those who want to increase their portfolio. From this, I am pretty sure that DCA method can definitely be effective for an investor. We understand DCA to mean spending a certain part of income for example 10% every week or month to buy Bitcoin. It is more like saving for a future goal for me. But for those who do not have a regular income but are new and want to increase their portfolio. Maybe they have a contract job and sometimes cash comes in hand. How realistic is it for them to use a different method?

For example, a person wants to buy Bitcoin at $75 per month. But since that person's job is contract, when he gets cash, he can buy it at once for $225. Which is equal to buying using DCA method for three months.  Would this be realistic and effective?

You have explained DCA very well, it is possible to use DCA type of method for those who do not earn regularly, the main thing is to buy a certain amount regularly, be it once a month or once in three months.
If someone wanted to buy $75 a month but gets money from contract work occasionally and buys $225 at once after three months, then the result is actually the same. This can be called Flex DCA.
The most important thing is to buy according to plan, not according to emotion. So this method is completely realistic and effective.

It all depends on the person choice. But if you already have the $75 available why not buy it first and wait till when you have the extra $150 to buy again. You don't need to accumulate the money down in fiat just to buy at once, instead buy whenever, your discretionary income is available due to the volatile nature of bitcoin.

If I have $225, I wouldn't buy with it at once, I will spread it over four weeks because the prices will have a slight difference or much if it happens that the price dips more during that four weeks. Buying at once, will limit your opportunity of buying at various price intervals. This is why DCA is more effective in building your bitcoin portfolio than lump sum.

I don't think that the result will actually be the same thing when you buy at once. Yesterday bitcoin was $87k and today bitcoin was at $92k.

[Charcol]

Sir JayJuanGee, I have read many parts of your valuable post with the purpose of learning. You have presented the matter in a very simple way. You have seriously mentioned the use of DCA method for beginners who have not invested in Bitcoin yet or have bought their first Bitcoin, or those who want to increase their portfolio. From this, I am pretty sure that DCA method can definitely be effective for an investor. We understand DCA to mean spending a certain part of income for example 10% every week or month to buy Bitcoin. It is more like saving for a future goal for me. But for those who do not have a regular income but are new and want to increase their portfolio. Maybe they have a contract job and sometimes cash comes in hand. How realistic is it for them to use a different method?

For example, a person wants to buy Bitcoin at $75 per month. But since that person's job is contract, when he gets cash, he can buy it at once for $225. Which is equal to buying using DCA method for three months.  Would this be realistic and effective?

JayJuanGee gives more priority to buying Bitcoin on a weekly basis. This is because by investing Bitcoin on a weekly basis, activity increases, interest in learning increases, and the process of becoming aggressive becomes easier

Also, if you do a weekly DCA, you can buy 52 times a year. The result is that you can avoid fear and greed. Moreover, for beginners, the more you can catch the market fluctuations, the better the average price of Bitcoin will be. JayJuanGee emphasizes weekly DCA, which is the most effective. However, it is probably difficult for everyone to do weekly DCA so regularly. Because not everyone can earn cash regularly. Many people get cash from time to time. As JayJuanGee said in a previous post:

The DCA amount can be determined each time that a buy is made and so a person can  choose to invest aggressively, whimpy or some variation in between.  DCA's do not need to be automatic and/or for specific amounts or at specific times.

Set aside a small percentage when income comes, You can buy it on the day you receive the income instead of dividing it by the week. This is their DCA. It does not break the rules, it just changes the frequency.

Yes, you are right. And this is called Upfront DCA. Which is a DCA of a few months in advance. This is for those who do not have a regular income, but occasionally receive cash from contractual work. However, in the Upfront DCA method, the amount of DCA can be determined by understanding your position every time you make a purchase. Because some people get cash all at once and pour it into investments irrationally and aggressively. They do not keep enough cash on hand to last the next period. As a result, a situation arises where you have to sell the investment. So, it is best to invest in your own way, considering all aspects.

[JayJuanGee]

Sir JayJuanGee, I have read many parts of your valuable post with the purpose of learning. You have presented the matter in a very simple way. You have seriously mentioned the use of DCA method for beginners who have not invested in Bitcoin yet or have bought their first Bitcoin, or those who want to increase their portfolio. From this, I am pretty sure that DCA method can definitely be effective for an investor. We understand DCA to mean spending a certain part of income for example 10% every week or month to buy Bitcoin. It is more like saving for a future goal for me. But for those who do not have a regular income but are new and want to increase their portfolio. Maybe they have a contract job and sometimes cash comes in hand. How realistic is it for them to use a different method?

For example, a person wants to buy Bitcoin at $75 per month. But since that person's job is contract, when he gets cash, he can buy it at once for $225. Which is equal to buying using DCA method for three months.  Would this be realistic and effective?

DCA is Dollar-Cost Averaging, DCA does not mean spending a certain part of the income. By purchasing in the DCA method, a person's average purchase price decreases.

If the BTC price is going up during the period that you are DCAing, then your average cost per BTC would be going up during that whole time and with each and every additional purchase of BTC.

Through the DCA method, a person gets the opportunity to buy a lot and for such a purchase opportunity in the market,

The secret or greatness of DCA is not about getting better prices, but instead about being able to adjust and/or tailor the amount to your cashflow situation.

a person sticks to the market a lot and he can learn a lot about the market and his fear during the fall decreases a lot. Because he has been able to learn a lot and gain experience due to sticking to the market for these few days.

If a person gets extra money from somewhere, then if he buys through DCA along with his DCA process, it will be good for him. For example, as you mentioned, $225, if he divides it with his DCA investment amount and invests it, it will be good for you.

If a person is buying $100 in bitcoin every week, and then suddenly he gets a $1k bonus, then he can choose whether he wants to use some or all of it to 1) buy right away, 2) defer by time (DCA) or 3) defer by price (buy on dips that might not happen).   He can divide his $1k or use it all within any or all of the three methods.

Sir JayJuanGee, I have read many parts of your valuable post with the purpose of learning. You have presented the matter in a very simple way. You have seriously mentioned the use of DCA method for beginners who have not invested in Bitcoin yet or have bought their first Bitcoin, or those who want to increase their portfolio. From this, I am pretty sure that DCA method can definitely be effective for an investor. We understand DCA to mean spending a certain part of income for example 10% every week or month to buy Bitcoin. It is more like saving for a future goal for me. But for those who do not have a regular income but are new and want to increase their portfolio. Maybe they have a contract job and sometimes cash comes in hand. How realistic is it for them to use a different method?

For example, a person wants to buy Bitcoin at $75 per month. But since that person's job is contract, when he gets cash, he can buy it at once for $225. Which is equal to buying using DCA method for three months.  Would this be realistic and effective?

You have explained DCA very well, it is possible to use DCA type of method for those who do not earn regularly, the main thing is to buy a certain amount regularly, be it once a month or once in three months.
If someone wanted to buy $75 a month but gets money from contract work occasionally and buys $225 at once after three months, then the result is actually the same. This can be called Flex DCA.
The most important thing is to buy according to plan, not according to emotion. So this method is completely realistic and effective.

It all depends on the person choice. But if you already have the $75 available why not buy it first and wait till when you have the extra $150 to buy again. You don't need to accumulate the money down in fiat just to buy at once, instead buy whenever, your discretionary income is available due to the volatile nature of bitcoin.

If I have $225, I wouldn't buy with it at once, I will spread it over four weeks because the prices will have a slight difference or much if it happens that the price dips more during that four weeks. Buying at once, will limit your opportunity of buying at various price intervals. This is why DCA is more effective in building your bitcoin portfolio than lump sum.

I don't think that the result will actually be the same thing when you buy at once. Yesterday bitcoin was $87k and today bitcoin was at $92k.

Of course, if you get the $225, you can buy right away as soon as you get it or you can defer by time (DCA) or defer by dip (that might not come).  You are not necessarily advantaged by deferring, unless the price goes down after you received it, and you have no way of knowing if the price is going to go up or down in the short term.

You can ONLY see if you would have had been advantaged or disadvantaged by one method or another after the time had already passed.. so it is hard to proclaim that dferring is necessarily a good idea, except maybe if you are not really sure if you can dedicate the whole $225 for buying bitcoin, then you might not be sure about your discretionary income (or the amount that you currently believe that you have available). So, if you are not sure, you might be better off not to buy bitcoin with it until you are sure that the money is available for bitcoin buying.

Sir JayJuanGee, I have read many parts of your valuable post with the purpose of learning. You have presented the matter in a very simple way. You have seriously mentioned the use of DCA method for beginners who have not invested in Bitcoin yet or have bought their first Bitcoin, or those who want to increase their portfolio. From this, I am pretty sure that DCA method can definitely be effective for an investor. We understand DCA to mean spending a certain part of income for example 10% every week or month to buy Bitcoin. It is more like saving for a future goal for me. But for those who do not have a regular income but are new and want to increase their portfolio. Maybe they have a contract job and sometimes cash comes in hand. How realistic is it for them to use a different method?

For example, a person wants to buy Bitcoin at $75 per month. But since that person's job is contract, when he gets cash, he can buy it at once for $225. Which is equal to buying using DCA method for three months.  Would this be realistic and effective?

JayJuanGee gives more priority to buying Bitcoin on a weekly basis. This is because by investing Bitcoin on a weekly basis, activity increases, interest in learning increases, and the process of becoming aggressive becomes easier

Also, if you do a weekly DCA, you can buy 52 times a year. The result is that you can avoid fear and greed. Moreover, for beginners, the more you can catch the market fluctuations, the better the average price of Bitcoin will be. JayJuanGee emphasizes weekly DCA, which is the most effective. However, it is probably difficult for everyone to do weekly DCA so regularly. Because not everyone can earn cash regularly. Many people get cash from time to time. As JayJuanGee said in a previous post:

The DCA amount can be determined each time that a buy is made and so a person can  choose to invest aggressively, whimpy or some variation in between.  DCA's do not need to be automatic and/or for specific amounts or at specific times.

Set aside a small percentage when income comes, You can buy it on the day you receive the income instead of dividing it by the week. This is their DCA. It does not break the rules, it just changes the frequency.

Yes, you are right. And this is called Upfront DCA. Which is a DCA of a few months in advance. This is for those who do not have a regular income, but occasionally receive cash from contractual work. However, in the Upfront DCA method, the amount of DCA can be determined by understanding your position every time you make a purchase. Because some people get cash all at once and pour it into investments irrationally and aggressively. They do not keep enough cash on hand to last the next period. As a result, a situation arises where you have to sell the investment. So, it is best to invest in your own way, considering all aspects.

We might not necessarily agree what to call your available money as it comes available, since there are various ways that money could come available, and if you make mistakes in regards to how you allocate it, then you might be having regrets later.. so surely from time to time, some folks might receive extra cash and/or more cash than they expected, and so they might heavily allocate in bitcoin, yet if they make mistakes and they spend money that they need for expenses, then they still could have some back up funds that help to rescue them from their own mistakes, which is frequently the reason that many times guys here will recognize that there are abilities to be more aggressive in regards to bitcoin investing when various back up funds are in place, so that if mistakes end up being made, there are ways to rescue ourselves from our mistakes (at least within limitations), and so we still might have to make sure that if we are being aggressive we also are making sure that we are not going too far with our level of aggressiveness since we also might have limitations in regards to how much we are able to bail ourselves out if we make mistakes.

There also could be times that we make mistakes and then we have to tap into our back up funds, and if our back up funds get overly depleted, we might have to spend several weeks or even months building our back up funds back up to where they should be.. and yeah, these are judgements in which guys are not necessarily going to decide in similar ways in regards to how much aggressiveness is too much, yet if we make mistakes we are going to personally have to pay for our mistakes.. so if we are personally going to have to pay for our mistakes, if any, then we should be more incentivized to pay attention to how much is o,k.. and how much is too much.

[Fara Chan]

<<<

You have explained DCA very well, it is possible to use DCA type of method for those who do not earn regularly, the main thing is to buy a certain amount regularly, be it once a month or once in three months.
If someone wanted to buy $75 a month but gets money from contract work occasionally and buys $225 at once after three months, then the result is actually the same. This can be called Flex DCA.
The most important thing is to buy according to plan, not according to emotion. So this method is completely realistic and effective.

This method is suitable for everyone, including those with unstable incomes, but they can still use it as long as they have their own desires. Because most people with stable incomes will find it much easier to use this method every week and month to buy Bitcoin without being influenced by the price, but rather by the quantity. I also enjoy using this method, but for some reason some people dislike it. DCA is very easy to do as long as we have a strong intention to accumulate Bitcoin over the long term without any pressure.

[Gost ms]

Sir JayJuanGee, I have read many parts of your valuable post with the purpose of learning. You have presented the matter in a very simple way. You have seriously mentioned the use of DCA method for beginners who have not invested in Bitcoin yet or have bought their first Bitcoin, or those who want to increase their portfolio. From this, I am pretty sure that DCA method can definitely be effective for an investor. We understand DCA to mean spending a certain part of income for example 10% every week or month to buy Bitcoin. It is more like saving for a future goal for me. But for those who do not have a regular income but are new and want to increase their portfolio. Maybe they have a contract job and sometimes cash comes in hand. How realistic is it for them to use a different method?

For example, a person wants to buy Bitcoin at $75 per month. But since that person's job is contract, when he gets cash, he can buy it at once for $225. Which is equal to buying using DCA method for three months.  Would this be realistic and effective?

DCA is Dollar-Cost Averaging, DCA does not mean spending a certain part of the income. By purchasing in the DCA method, a person's average purchase price decreases.

If the BTC price is going up during the period that you are DCAing, then your average cost per BTC would be going up during that whole time and with each and every additional purchase of BTC.

Through the DCA method, a person gets the opportunity to buy a lot and for such a purchase opportunity in the market,

The secret or greatness of DCA is not about getting better prices, but instead about being able to adjust and/or tailor the amount to your cashflow situation.

a person sticks to the market a lot and he can learn a lot about the market and his fear during the fall decreases a lot. Because he has been able to learn a lot and gain experience due to sticking to the market for these few days.

If a person gets extra money from somewhere, then if he buys through DCA along with his DCA process, it will be good for him. For example, as you mentioned, $225, if he divides it with his DCA investment amount and invests it, it will be good for you.

If a person is buying $100 in bitcoin every week, and then suddenly he gets a $1k bonus, then he can choose whether he wants to use some or all of it to 1) buy right away, 2) defer by time (DCA) or 3) defer by price (buy on dips that might not happen).   He can divide his $1k or use it all within any or all of the three methods.

But if I get a bonus of $1,000, I will continue to invest with my DCA if the market is going up. But if the market is going down at that time, I may invest my entire bonus money by buying twice. Because doing so will provide many benefits. If the market is going down, if I invest $500 with my DCA and leave $500 for the next purchase, then if the market goes down again, then I will be able to buy at a better price.

If the market is going up, I will continue to invest with a little more money than the amount I invested when I invested my DCA

[Sim_card]

But if I get a bonus of $1,000, I will continue to invest with my DCA if the market is going up. But if the market is going down at that time, I may invest my entire bonus money by buying twice. Because doing so will provide many benefits. If the market is going down, if I invest $500 with my DCA and leave $500 for the next purchase, then if the market goes down again, then I will be able to buy at a better price.

If the market is going up, I will continue to invest with a little more money than the amount I invested when I invested my DCA

Of course, since it's a bonus, you can use it any how you want to use it to buy bitcoin.

For me, if I have an extra $1000 as bonus. I will divide it into three parts. I will use $400 for DCA and spread it over the weeks in addition to my regular ongoing DCA. I will use $300 which is the second part to lump sum instantly and use the last $300 to buy at the dip. When I have an extra funds that's very big, I think it's good to frontload your bitcoin investment.

[SuperBitMan]

But if I get a bonus of $1,000, I will continue to invest with my DCA if the market is going up. But if the market is going down at that time, I may invest my entire bonus money by buying twice. Because doing so will provide many benefits. If the market is going down, if I invest $500 with my DCA and leave $500 for the next purchase, then if the market goes down again, then I will be able to buy at a better price.

If the market is going up, I will continue to invest with a little more money than the amount I invested when I invested my DCA

Of course, since it's a bonus, you can use it any how you want to use it to buy bitcoin.

For me, if I have an extra $1000 as bonus. I will divide it into three parts. I will use $400 for DCA and spread it over the weeks in addition to my regular ongoing DCA. I will use $300 which is the second part to lump sum instantly and use the last $300 to buy at the dip. When I have an extra funds that's very big, I think it's good to frontload your bitcoin investment.

While spreading the $400 since is a bonus and you want to use it to accumulate Bitcoin it is better you use it at once because if you decide to keep it because you have decided to spread it you may end up using it for something else so just use it to accumulate Bitcoin at once, I really don't know the reason why you will have to spread it instead of using it to buy at once just like you used the $300 you mentioned, remember you said you will also continue with your DCA strategy weekly so there's no need spreading the $400 and then using the $300 to purchase at once, as for me if I get such bonus I will use it to purchase bitcoin at once and act as if I never did so I can continue with the same pressure I started.

[JayJuanGee]

[edited out]

But if I get a bonus of $1,000, I will continue to invest with my DCA if the market is going up.

Part of the point is that you have a choice out of the three methods, and yeah, maybe one of the methods is obvious for your circumstances at the time, but it is not always going to be obvious that one method is better than the rest, which is part of the reason to consider your three possibilities.

But if the market is going down at that time,

Yes.  You may or may not know if the market is going down or up.. and yeah, of course, there might be some situations where you are considering the odds for up or the odds for down to be greater, yet it still might be better to not let your ideas interfere with your ongoing, persistent, consistent, regular and perhaps even aggressive buying of bitcoin.

I may invest my entire bonus money by buying twice. Because doing so will provide many benefits. If the market is going down, if I invest $500 with my DCA and leave $500 for the next purchase, then if the market goes down again, then I will be able to buy at a better price.

Sure.  Each method can be tailored, which is part of the reason to consider your options. No one needs to agree with your plan as long as you consider your chosen method(s) and the timing and/or the triggers to be good for you and/or your situation.

If the market is going up, I will continue to invest with a little more money than the amount I invested when I invested my DCA

Sure.  If you think that the BTC has great odds of going up, then there is nothing wrong with frontloading and/or erroring on the side of buying right away with whatever extra money might be available.  The more variety of funds that a guy has, then the more likely that he can be more creative with what he does.. and what he does might still relate more to where he is in his bitcoin journey and the strength of his overall cashflow management situation rather than his expectations about where the BTC price may or may not go in the short-to-medium term.

But if I get a bonus of $1,000, I will continue to invest with my DCA if the market is going up. But if the market is going down at that time, I may invest my entire bonus money by buying twice. Because doing so will provide many benefits. If the market is going down, if I invest $500 with my DCA and leave $500 for the next purchase, then if the market goes down again, then I will be able to buy at a better price.

If the market is going up, I will continue to invest with a little more money than the amount I invested when I invested my DCA

Of course, since it's a bonus, you can use it any how you want to use it to buy bitcoin.

For me, if I have an extra $1000 as bonus. I will divide it into three parts. I will use $400 for DCA and spread it over the weeks in addition to my regular ongoing DCA. I will use $300 which is the second part to lump sum instantly and use the last $300 to buy at the dip. When I have an extra funds that's very big, I think it's good to frontload your bitcoin investment.

Your description of what you are doing is not front loading, since you only used $300 to buy right away... Maybe emphasizing front loading would invest $700 right away and spread $150 for DCA and $150 for buying the dip.

I am not proclaiming the correct answer, but it seems to me that by definition, buying $300 right away our of a $1k total lump sum is not front loading,,.. even though a higher number might fit a definition of front loading better.. maybe $501, since that would be more than half.  Think about it, you said that you would put $400 for DCA.. that is deferral by time.. and spread over several weeks.. hardly front loading, at least from my understanding of the frontloading idea.

Remember that front loading is not necessarily about the price, but instead about having the funds available and figuring out when to buy bitcoin and erroring on the side of buying bitcoin sooner rather than later.. and yeah, there is no exact bright line, so it would probably not be productive to argue about various nuances in regard to when frontloading begins or what exactly is frontloading since each of us might draw the lines in a different place.

Otherwise, your dividing the funds into three categories shows that you would be attempting to put into practice a consideration of all three methods of buying bitcoin... even if your choice might not end up being correct in terms of future BTC price movement, yet many times we are making choices based on where we are at and when don't really know future BTC price moves, so make some choices that we consider to be good enough and even good enough for our current cashflow situation,.. and it brings us through the month or maybe the next several weeks and it might even have us setting aside portions of our extra money for buying dips that may or may not end up happening.. and we can reconsider these matters upon receiving our next paycheck,..

and you never know, if we have put all of our finances in order, our next paycheck might end up being lower or higher than expected.  Recently, I had a situation in which i had moved money around and I had made various preparations with my cashflow, and then when I was going to finalize some of the locations of some of the money, and even to make some last moves of some money from one account to another, and then I suddenly found an error that I had made in my own various calculations and assumptions, and suddenly I had realized that I had a couple thousand dollars extra that I did not realize that I had..

So sometimes we can end up experiencing bonuses based on our going through our finances and clarifying each of the categories and how we were planning to use them and what they were being held for and what kinds of cash cushions that we might maintain in various categories, and we might come to realize that we suddenly have more money than we thought that we had.. which again gives us options in terms of how to allocate that extra money within our already know bitcoin accumulation.  Many times we can try to be conservative in our various calculations, and for sure it feels much better when any of our errors of our calculation results in having more than we had thought that we had... I know that errors can go either way, and it is up to us to figure out ways that we are not making errors that end up putting our finances into a stressful situation because we made our errors in a direction that we had no back up funds in order to sufficiently fix the situation without overly high levels of stress.

But if I get a bonus of $1,000, I will continue to invest with my DCA if the market is going up. But if the market is going down at that time, I may invest my entire bonus money by buying twice. Because doing so will provide many benefits. If the market is going down, if I invest $500 with my DCA and leave $500 for the next purchase, then if the market goes down again, then I will be able to buy at a better price.

If the market is going up, I will continue to invest with a little more money than the amount I invested when I invested my DCA

Of course, since it's a bonus, you can use it any how you want to use it to buy bitcoin.

For me, if I have an extra $1000 as bonus. I will divide it into three parts. I will use $400 for DCA and spread it over the weeks in addition to my regular ongoing DCA. I will use $300 which is the second part to lump sum instantly and use the last $300 to buy at the dip. When I have an extra funds that's very big, I think it's good to frontload your bitcoin investment.

While spreading the $400 since is a bonus and you want to use it to accumulate Bitcoin it is better you use it at once because if you decide to keep it because you have decided to spread it you may end up using it for something else so just use it to accumulate Bitcoin at once, I really don't know the reason why you will have to spread it instead of using it to buy at once just like you used the $300 you mentioned, remember you said you will also continue with your DCA strategy weekly so there's no need spreading the $400 and then using the $300 to purchase at once, as for me if I get such bonus I will use it to purchase bitcoin at once and act as if I never did so I can continue with the same pressure I started.

Of course, if we get a bonus and we decide to defer some of it based on time.. let's say $400 maybe we do $80 per week for the next 5 weeks... We may or may not have discipline.. since we might purposefully decide to defer our $400 based on our choice to give less of a priority to it, and the fact that we do not want to lock ourselves into putting the $400 into bitcoin for 4-10 years or longer... So, we might purposefully choose to give that $400 a lower priority inters of bitcoin as compared with the $300 that we used to buy right away.. and yeah, part of the power of getting a bonus like that is that we are free to choose our priorities, and it seems that the more that we have put bitcoin buying systems into place, then the more often we will consider prioritizing putting our extra money into bitcoin, yet we still have the choice of priority in the end and we should have abilities to discipline ourselves in regards to our priorities.  Of course, there might be some of us who are ongoingly tempted by spending money that we have available, yet we should not be presuming that we necessarily lack discipline in regards to how we might assign our future spending of money that we currently have available..

[Fuso.hp]

But if I get a bonus of $1,000, I will continue to invest with my DCA if the market is going up. But if the market is going down at that time, I may invest my entire bonus money by buying twice. Because doing so will provide many benefits. If the market is going down, if I invest $500 with my DCA and leave $500 for the next purchase, then if the market goes down again, then I will be able to buy at a better price.

If the market is going up, I will continue to invest with a little more money than the amount I invested when I invested my DCA

Of course, since it's a bonus, you can use it any how you want to use it to buy bitcoin.

For me, if I have an extra $1000 as bonus. I will divide it into three parts. I will use $400 for DCA and spread it over the weeks in addition to my regular ongoing DCA. I will use $300 which is the second part to lump sum instantly and use the last $300 to buy at the dip. When I have an extra funds that's very big, I think it's good to frontload your bitcoin investment.

While spreading the $400 since is a bonus and you want to use it to accumulate Bitcoin it is better you use it at once because if you decide to keep it because you have decided to spread it you may end up using it for something else so just use it to accumulate Bitcoin at once,

First we have to overcome this fear, if we invest with such fear then even after investing we will not be able to maintain that investment. For example you said here that to invest the entire amount at once, that is you have thought that if the entire amount is not invested at once then the money may be spent for various needs but real investors never think like this rather they always think about how they will ensure their investment consistently.

I really don't know the reason why you will have to spread it instead of using it to buy at once just like you used the $300 you mentioned, remember you said you will also continue with your DCA strategy weekly so there's no need spreading the $400 and then using the $300 to purchase at once, as for me if I get such bonus I will use it to purchase bitcoin at once and act as if I never did so I can continue with the same pressure I started.

This is his investment strategy, you must have heard about DCA investment, in DCA investment strategy where investment is made at the end of a specific period, he is also planning to invest following that method. I also invest like this, since my investment depends on my income, so every month I divide the remaining money after my income into three parts, one part I invest regularly, one part I deposit as additional funds and the other part is deposited in my bank account.

[Barikui1]

, since my investment depends on my income, so every month I divide the remaining money after my income into three parts, one part I invest regularly, one part I deposit as additional funds and the other part is deposited in my bank account.

If this is truly your strategy of investing in Bitcoin, then I don't think you are not doing it the right way because you may like miscalculate and invest with money that is meant for one or two of your basic needs, so dividing you net income into three part and invest with a part of it is not the best way, if not miscalculation is unavoidable.
What you should be doing is figuring out your discretionary income first, money left after all basic needs have been met, after that, then you can start looking on how to invest with it and also make provisions for emergency and reserve funds, so in essence of what am trying to say is that, for any step that you want to take investment wise, you have to figure out your discretionary income first before anything else, since it's the funds needed for investment.

[YUriy1991]

For me, if I have an extra $1000 as bonus. I will divide it into three parts. I will use $400 for DCA and spread it over the weeks in addition to my regular ongoing DCA. I will use $300 which is the second part to lump sum instantly and use the last $300 to buy at the dip. When I have an extra funds that's very big, I think it's good to frontload your bitcoin investment.

I think your strategy is excellent, dividing your money into 40%, 30%, and 30% portfolios. You're very wise in managing your finances. You divided the portions into regular savings and DCA, and waited for the right momentum to enter the market for greater profits. I think this strategy is worth emulating. In investing, momentum and investment management are quite important in increasing wealth, and can even easily double it if the right momentum is supported by adequate capital. DCA allows us to maintain average investment opportunities to avoid significant losses when the market rises or falls. We only buy at the average price. However, having a reserve fund to enter when the market is down provides profitable opportunities when the bull market rebounds.

[JayJuanGee]

For me, if I have an extra $1000 as bonus. I will divide it into three parts. I will use $400 for DCA and spread it over the weeks in addition to my regular ongoing DCA. I will use $300 which is the second part to lump sum instantly and use the last $300 to buy at the dip. When I have an extra funds that's very big, I think it's good to frontload your bitcoin investment.

I think your strategy is excellent, dividing your money into 40%, 30%, and 30% portfolios. You're very wise in managing your finances. You divided the portions into regular savings and DCA, and waited for the right momentum to enter the market for greater profits. I think this strategy is worth emulating. In investing, momentum and investment management are quite important in increasing wealth, and can even easily double it if the right momentum is supported by adequate capital. DCA allows us to maintain average investment opportunities to avoid significant losses when the market rises or falls. We only buy at the average price. However, having a reserve fund to enter when the market is down provides profitable opportunities when the bull market rebounds.

Since this is an investment thread, and we are not trading, there is no need to become overly focused on profits. 

If we are investing, then we have a timeline that is likely 4-10 years or longer for any new money put into our investment, so in that regard, maybe we will presume that it is likely our bitcoin holdings is in profits, yet the extent to which it is in profits is not really a BIG focus.

It seems to me that we utilize the buying on dips portion of any funds that we hold in order to get more BTC (sats) for the same amount of money and to otherwise be able to benefit from a negative situation. It might make us feel good to buy some more bitcoin when the price dips.

Surely if we are just investing into bitcoin regularly $100 per week or something like that, then we might not feel that we want to hold any of it back for buying on dips, yet if we get a lump sum, then we might feel better to invest some of it right away, but also to hold back some of it in case the price dips.. and how much we hold back might vary based on a variety of our circumstances... which we also might have some feelings that the BTC price might fall and we would like to have some money available.

Let's say that we had already executed the plan as Sim_card mentioned.. Maybe we had already been buying bitcoin for nearly 3 years (using Sim-Cards's registration date) at $100 per week, so we had already invested close to $15k into bitcoin, and maybe our average cost per BTC is slightly less than $50k.. so we are in profits, and the $300 for buying on dip is not even adding very much.

So maybe if we already bought at around $92k with our lump sum amount of $300 and then we spread another $400 over 6 weeks, then maybe the buying on dip could be set for lower numbers, such as we set buy orders of $50 or even $100 every $5k drop starting from $80k.  These are not easy choices, even if we might have already gotten the rest of our cashflow management matters in good order.    People will sometimes put money in their reserves and that money might have flexibility and/or back up purposes, so maybe the person might ONLY use that portion (the $300) to buy the dip if the price goes below a  certain amount, otherwise the amount would just stay in reserves and be used for whatever other purpose might come up, such as a consumption situation or even an emergency need.

[Gost ms]

For me, if I have an extra $1000 as bonus. I will divide it into three parts. I will use $400 for DCA and spread it over the weeks in addition to my regular ongoing DCA. I will use $300 which is the second part to lump sum instantly and use the last $300 to buy at the dip. When I have an extra funds that's very big, I think it's good to frontload your bitcoin investment.

I think your strategy is excellent, dividing your money into 40%, 30%, and 30% portfolios. You're very wise in managing your finances. You divided the portions into regular savings and DCA, and waited for the right momentum to enter the market for greater profits. I think this strategy is worth emulating. In investing, momentum and investment management are quite important in increasing wealth, and can even easily double it if the right momentum is supported by adequate capital. DCA allows us to maintain average investment opportunities to avoid significant losses when the market rises or falls. We only buy at the average price. However, having a reserve fund to enter when the market is down provides profitable opportunities when the bull market rebounds.

You may be confusing the issue. Because we are all commenting on investment here. Your comment is a picture of a business.

Maybe a person should not live a financial plan like this. Because a person should invest with the amount of money that is left after deducting all his expenses. If a person divides his money like this, then if he needs more money that month, then he may be very wrong about financial management.

If a person always continues to buy by adopting the DCA method, it will be good for him. Waiting for a fall is never the right decision. No one can tell when the market will rise. If a person continues to buy by the DCA method, it will be much better for him.

Buying aggressively with money from the reserve fund during a fall is never the right decision. If you do not have the money to buy aggressively, then you should never buy aggressively. It is better to continue buying in the same way that you have been buying.

[BlackBaron]

, since my investment depends on my income, so every month I divide the remaining money after my income into three parts, one part I invest regularly, one part I deposit as additional funds and the other part is deposited in my bank account.

If this is truly your strategy of investing in Bitcoin, then I don't think you are not doing it the right way because you may like miscalculate and invest with money that is meant for one or two of your basic needs, so dividing you net income into three part and invest with a part of it is not the best way, if not miscalculation is unavoidable.
What you should be doing is figuring out your discretionary income first, money left after all basic needs have been met, after that, then you can start looking on how to invest with it and also make provisions for emergency and reserve funds, so in essence of what am trying to say is that, for any step that you want to take investment wise, you have to figure out your discretionary income first before anything else, since it's the funds needed for investment.

However, I agree with what he did. Let's say he only has one source of income, so he should have an emergency fund and not allocate it all to investments. I think doing so would be unwise, as it would mean we're not preparing for the worst-case scenario.

However, it's highly recommended to have more than one source of income, as it gives us flexibility in allocating our money. And with more than one source of income, we can invest more than usual.