Buy Buy Buy or Sell Sell Sell?

[taibodi]

I am new, please correct me if I am wrong. I think that to be successful in trading, no matter how much analysis and calculation you do, even if you have temporary success, you still have to face losses most of the time. I think trading is like hunting in the dark, if you shoot in the dark, the chances of loss are high. No matter how much you analyze and practice in trading, I think that a very good result is uncertain. There is a high chance of getting stuck on the way to moving forward quickly in a short time. So I think it is better to have a long-term plan than trading.

People here don't recommend trading, and the discussion itself is geared more towards long-term investment, not trading or anything similar. Your explanation isn't wrong with trading, but if you want to discuss trading in general, you should find another topic, as this isn't about that. However, if someone in the discussion is directing their opinion towards trading, perhaps you could cut that comment short and provide a more thoughtful explanation so they don't overestimate trading and forget that long-term investment is actually much better.

Yes, people on Bitcoin forums never advise trading. Because those who trade are addicted to a kind of addiction. For example, after continuously losing, they will say that tomorrow there was a loss, today there will be a profit. But that day of profit does not come most of the time. And it is especially important to have a long-term plan. Because I think if you participate in a 5 km race, you may get tired within 2/3 km. If you want to cross 5 km, then you have to plan for 7/8 km. I actually mean that along with investing in Bitcoin, you should have a strong conviction or promise in your mind that I will continue to invest in this Bitcoin for ...................., at least 10 years or more. I will bring great success in this sacrifice of my time, which means I will make big profits. The fruits of patience are sweet, long-term Bitcoin investment is even sweeter.

[ruykeri]

Wether it is trading or investing,  one mist have the bravery of accepting risks when the centre cannot hold and things fall apart.
Its not a matter of life and death. One must understand there are ups and downs. This is the reason, it is not adviceable to go as far as borrowing huge sums to either trade or invest in digital currencies.

Trading is basically buying Bitcoin for a short time and making a lot of money from it. If you want to be successful in Bitcoin, you should definitely invest for at least 4 to 10 years and have the ability to continue investing for a long time. Because if you invest in Bitcoin for a short time, it becomes like trading or gambling. If you invest in a short time, the possibility of making a profit becomes like betting. There will be either a profit or a loss. sometimes it may be different.  But if you invest for a long time, the price of Bitcoin increases a lot. What we can understand from the Bitcoin market of the past is that it is possible to make a profit if you invest for 4 years. Because if the price of Bitcoin can be calculated after 4 years from any time in the past, the price has always been much higher and the profit has been much higher than in the short time . That is why it is always said to invest in Bitcoin for a long time. Because no one can accurately predict the valuation of Bitcoin, whether it is long-term or short-term.

[CryptoHeadlineNews]

Bitcoin should not be bought aggressively, then again you said that it is a completely wrong move to invest in Bitcoin by borrowing. Whether it is for long-term investment, you should never invest in Bitcoin by borrowing, because if the price of Bitcoin is dumped for a short period of time, then you will face losses from both sides.
So you invest a small amount of money weekly following the DCA method but you can invest only with the money you have, there is no limit to this. Because if you ever buy aggressively in Bitcoin investment, then you will face losses.

So let's give a live illustration on this to know if it is actually a bad idea to borrow money and invest in Bitcoin or not.

So assuming you took a loan of $1000 in 2015 from bank to pay back after 10years with a yearly interest of 25% per annum. Which means after 1yr your expected 25% interest rate per annum is said to be (i.e 25/100 x $1000 = $250), and in 10years, your expected 25% interest rate is meant to be (i.e $250 x 10 = $2500). Which means after 10years your expected total interest rate for the $1000 you took is meant to pay should be $3500.

And assuming you invested the whole $1000 you borrowed in 2015 in Bitcoin when it's value was still around $320 per BTC, and you bought 3 Bitcoin and held for the 10yrs, by today, that should be roughly over $300,000 worth of Bitcoin today. So assuming you borrowed $1000, and made $300,000 after 10years and you paid back your loan of $3500 and left with $295,500.

What will you call such investment, will you say it was worth it or not?

[sotelorene]

Bitcoin should not be bought aggressively, then again you said that it is a completely wrong move to invest in Bitcoin by borrowing. Whether it is for long-term investment, you should never invest in Bitcoin by borrowing, because if the price of Bitcoin is dumped for a short period of time, then you will face losses from both sides.
So you invest a small amount of money weekly following the DCA method but you can invest only with the money you have, there is no limit to this. Because if you ever buy aggressively in Bitcoin investment, then you will face losses.

Taking loan to invest in bitcoin is not a bad idea as you think. It is only a bad idea when you are expecting a short term profit from your bitcoin investment to repay the loan.nevertheless , if an investor is expecting money from another source other than there bitcoin investment then it won't be wrong to take loan for this purpose. Also talking about losing money whenever there is a dump, is not true. It is only possible for an investor to lose money when they rushed to sell off there bitcoin whenever there is a dump.

It is never completely wrong to invest using debt, but you should keep in mind that you have a separate arrangement for repaying the debt you are investing with, and even if you invest with debt, you must move forward only with a long-term mindset, not for short-term gains, but for the purpose of accumulating long-term wealth. When you can prepare yourself for these things, then you can definitely invest with debt. Risks are everywhere, but you have to be there responsibly. If someone expects to make immediate profits from Bitcoin, that is basically the wrong decision and this decision can expose him to more losses, especially if he has invested in Bitcoin with debt.

Exactly, anyone who take loan and Invest in Bitcoin hoping to use that money invested in Bitcoin to repay back that loan is really making a very big mistake because it automatically means they are investing for short term that is trading and the reason why they are making a very big mistake is that Bitcoin movement in the next minute can not be predicted exactly or correctly and so if peradventure Bitcoin dip after investing the loan money they will sell in loss meaning they will still be on debt so anyone who is going to borrow or loan should have alternative to use to repay.

[Crytohillss]

I largely agree to most of what you said here, but I disagree on the highlighted statement in your write up.
Yes it's a risky move to borrow money to invest in Bitcoin because Bitcoin is not risk free and due to the fact that we live in a world full of uncertainty, so many things can go wrong in a very short period of time very fast, but once you have the ability to pay back the loan from another source, it's not a bad idea entirely, where the problem is, is by having it at the back of your mind of paying it back from your Bitcoin investment, that's where it's wrong, but if you have other means of repaying the loan without stress, it's actually not a bad idea, since the borrowed money can be used to front load your Bitcoin investment.

If there are other sources to pay debts and not interfere with the investments we make with borrowed money, of course it is a very wise step, even for long-term investments it is needed when market prices are falling, so there is nothing wrong if we act aggressively to accumulate Bitcoin regardless of where we look for money, but what is certain is that our investments should not be disturbed, but if it is for trading, I really do not recommend that.

Xcode7 Even if I am to support some part of what you said, I still can not fully agree with the part where you called it a very wise step.  Yeah, I understand your point about having another source to pay back the loan without touching the investment,  that is fair, and in some cases, it might actually work out fine. 
But truth be told, it is still a risky move. Using borrowed money to invest, especially in Bitcoin, has done more harm than good to many people. The market does not always go as planned, and once things turn the other way round , that extra source of income might not even be enough to handle the pressure.. If it worked out for you, then that is great, I am happy for you, but personally, I still would not support taking loans for investment. I would rather build slowly with what I have than gamble with borrowed money hoping the market favors me..

I think i disagree with you on the opinion of borrowing money is risky, for me is not a risk, sometime if you want to become successful in life at times one will undergo or take risky before one will become wealthy when you are afraid of investing you can afford to take a risk but a real business  man can borrow or even take so silly risky just to invest his asset for future purpose but am not  sporting taking a loan before investment.

[Justchukx]

As a newbie wether it is trading or investing,  one must have the bravery of accepting risks when the centre cannot hold and things begin to fall apart.
Its not a matter of life and death - rather ups and sometimes down (which eventually you will get back up from). This is the reason, it is not adviceable to go as far as borrowing huge sums to either trade or invest in digital currencies, truth is they can be I unpredictably volatile.

[Joy- maker]

If there are other sources to pay debts and not interfere with the investments we make with borrowed money, of course it is a very wise step, even for long-term investments it is needed when market prices are falling, so there is nothing wrong if we act aggressively to accumulate Bitcoin regardless of where we look for money, but what is certain is that our investments should not be disturbed, but if it is for trading, I really do not recommend that.

I disagree with you, because someone with long term mindset don't need to be in a hurry to get started with bitcoin if he or she doesn't have a source of income, and it is not advisable to invest in bitcoin with borrowed money especially if you just getting started, and it will definitely not end well if you do that,  so IMO I will suggest you go get a source of income, and after settling your basic needs and expenses the leftover money (discretionary income) is the money you should be investing in to avoid panicking, just be consistence in accumulating bitcoin with those leftover money of yours, and before you know it, you have accumulate a good portion of bitcoin to hold for long term 4 to 10 years or longer. but when you invest in bitcoin with borrowed money you will panic a lot when there is no means of paying back the loan you took, which may likely lead to selling off your bitcoin investment at early stage of accumulation and in lost just to repay back your loan, and your bitcoin investment journey will be cut short, which doesn't make sense to me.

[Showlove01]

As a newbie wether it is trading or investing,  one must have the bravery of accepting risks when the centre cannot hold and things begin to fall apart.
Its not a matter of life and death - rather ups and sometimes down (which eventually you will get back up from). This is the reason, it is not adviceable to go as far as borrowing huge sums to either trade or invest in digital currencies, truth is they can be I unpredictably volatile.

You are contracting things for yourself, if you are an investor and you have the long term mindset and mentality you don't need to worry about the movement of the market whether down or up because in the long term Bitcoin will always appreciate in value it is just a matter of time that is why we should invest for long term and hold patiently. Talking about trading and investment, it is advisable to borrow but what is wrong is you having the intension and mindset to pay with money you borrowed after Investing to get profit because that is a fallacy, there's every tendency you would lose everything and you will be frustrated and drepres.

[Scarlett_23]

Bitcoin should not be bought aggressively, then again you said that it is a completely wrong move to invest in Bitcoin by borrowing. Whether it is for long-term investment, you should never invest in Bitcoin by borrowing, because if the price of Bitcoin is dumped for a short period of time, then you will face losses from both sides.
So you invest a small amount of money weekly following the DCA method but you can invest only with the money you have, there is no limit to this. Because if you ever buy aggressively in Bitcoin investment, then you will face losses.

Taking loan to invest in bitcoin is not a bad idea as you think. It is only a bad idea when you are expecting a short term profit from your bitcoin investment to repay the loan.nevertheless , if an investor is expecting money from another source other than there bitcoin investment then it won't be wrong to take loan for this purpose. Also talking about losing money whenever there is a dump, is not true. It is only possible for an investor to lose money when they rushed to sell off there bitcoin whenever there is a dump.

You will never hear that you have to have a lot of money or have a lot of experience to invest in Bitcoin. Because if you remember a few things for investment here, the goal of investment will be fulfilled. Of course, we should remember that to invest in Bitcoin, you have to be completely free from pressure and invest solely on your own income. Not with borrowed money. Bitcoin is unstable in nature, so its price fluctuates. If the price of Bitcoin decreases as soon as you invest with borrowed money, then this matter becomes a cause of mental instability. This instability of paying off debt can never bring stability to investment. Again, irregular investment is also of no use in the future. That is why it is also important to invest regularly based on your own financial foundation. In that case, investing more or less money is not a big deal.

[Odusko]

Bitcoin should not be bought aggressively, then again you said that it is a completely wrong move to invest in Bitcoin by borrowing. Whether it is for long-term investment, you should never invest in Bitcoin by borrowing, because if the price of Bitcoin is dumped for a short period of time, then you will face losses from both sides.
So you invest a small amount of money weekly following the DCA method but you can invest only with the money you have, there is no limit to this. Because if you ever buy aggressively in Bitcoin investment, then you will face losses.

Taking loan to invest in bitcoin is not a bad idea as you think. It is only a bad idea when you are expecting a short term profit from your bitcoin investment to repay the loan.nevertheless , if an investor is expecting money from another source other than there bitcoin investment then it won't be wrong to take loan for this purpose. Also talking about losing money whenever there is a dump, is not true. It is only possible for an investor to lose money when they rushed to sell off there bitcoin whenever there is a dump.

It is never completely wrong to invest using debt, but you should keep in mind that you have a separate arrangement for repaying the debt you are investing with, and even if you invest with debt, you must move forward only with a long-term mindset, not for short-term gains, but for the purpose of accumulating long-term wealth. When you can prepare yourself for these things, then you can definitely invest with debt. Risks are everywhere, but you have to be there responsibly. If someone expects to make immediate profits from Bitcoin, that is basically the wrong decision and this decision can expose him to more losses, especially if he has invested in Bitcoin with debt.

Debt financing is very important aspects to think about before you take up loan's to invest in any assets most especially risky and volatile assets like Bitcoin where you don't know what will happen in the market but you have to wait in most cases to make profits, this is what it has been as regards to Bitcoin and financing your Bitcoin investment via debt, and the reason we most discard any attempts to take up loan's to invest in Bitcoin to avoid any form of pressure while waiting for the long term turn out in your Bitcoin investment.

[Silikiem]

Bitcoin should not be bought aggressively, then again you said that it is a completely wrong move to invest in Bitcoin by borrowing. Whether it is for long-term investment, you should never invest in Bitcoin by borrowing, because if the price of Bitcoin is dumped for a short period of time, then you will face losses from both sides.
So you invest a small amount of money weekly following the DCA method but you can invest only with the money you have, there is no limit to this. Because if you ever buy aggressively in Bitcoin investment, then you will face losses.

Taking loan to invest in bitcoin is not a bad idea as you think. It is only a bad idea when you are expecting a short term profit from your bitcoin investment to repay the loan.nevertheless , if an investor is expecting money from another source other than there bitcoin investment then it won't be wrong to take loan for this purpose. Also talking about losing money whenever there is a dump, is not true. It is only possible for an investor to lose money when they rushed to sell off there bitcoin whenever there is a dump.

By investing in Bitcoin, we basically mean that we should invest the amount of money that will not affect our lives if we lose it. In this case, if I take a loan for short-term profit, hoping that the price will increase. Such decisions are dangerous. If the situation is reversed, instead of increasing the price, the price decreases because Bitcoin is a naturally volatile market, the price can increase twice as much as it can decrease twice. And if I invest with a loan in the hope of profit and the price decreases, I will suffer financial losses, but I have to pay back the borrowed money, as a result, I can sell it out of fear before the price decreases further. That is, the fear of debt forces me to exit the market early. In addition, I prefer long-term investment in Bitcoin rather than investing a large amount of money in Bitcoin at once because here I can continue to invest in small amounts for a long time using the DCA method. I think it is better not to rely on short-term fluctuations to repay the loan based only on assumptions.

Investment should be done with our discretionary income and if an investor borrows money or take a loan to invest In bitcoin with the hope of quickly making profit from the bitcoin investment to pay back the loan, then I think such is no longer an investment but a gamble, because there’s 50-50 chance of making the required profit and also losing everything. The only time I can advise someone to borrow or take a loan to invest In bitcoin is only if the person is truly sure that he’s not depending on his bitcoin investment to repay the loan.

[ultrloa]

As a newbie wether it is trading or investing,  one must have the bravery of accepting risks when the centre cannot hold and things begin to fall apart.
Its not a matter of life and death - rather ups and sometimes down (which eventually you will get back up from). This is the reason, it is not adviceable to go as far as borrowing huge sums to either trade or invest in digital currencies, truth is they can be I unpredictably volatile.

You are contracting things for yourself, if you are an investor and you have the long term mindset and mentality you don't need to worry about the movement of the market whether down or up because in the long term Bitcoin will always appreciate in value it is just a matter of time that is why we should invest for long term and hold patiently. Talking about trading and investment, it is advisable to borrow but what is wrong is you having the intension and mindset to pay with money you borrowed after Investing to get profit because that is a fallacy, there's every tendency you would lose everything and you will be frustrated and drepres.

Paying to much attention on those movements can possibly distract them. So if they really up for long term they should accumulate directly and do not let theirselves get bothered. Its normal for market to move up and down that's why people should take those pumps or even dumps as normal market cycle. We should focus on our accumulate and aim to gather lots of Bitcoin, if they start to entertain those un needed things maybe this situation will cause their failure.

Nothing wrong about borrowing money for investing in Bitcoin as long as you are capable to pay. What's actually wrong is if you are struggling and yet you continue to borrow large amount since this would really create more problems to you. Also borrowing for investment can be strategic especially if you borrowed from people offer zero to less interest.

[In_cu_bent]

Bitcoin should not be bought aggressively, then again you said that it is a completely wrong move to invest in Bitcoin by borrowing. Whether it is for long-term investment, you should never invest in Bitcoin by borrowing, because if the price of Bitcoin is dumped for a short period of time, then you will face losses from both sides.
So you invest a small amount of money weekly following the DCA method but you can invest only with the money you have, there is no limit to this. Because if you ever buy aggressively in Bitcoin investment, then you will face losses.

So let's give a live illustration on this to know if it is actually a bad idea to borrow money and invest in Bitcoin or not.

So assuming you took a loan of $1000 in 2015 from bank to pay back after 10years with a yearly interest of 25% per annum. Which means after 1yr your expected 25% interest rate per annum is said to be (i.e 25/100 x $1000 = $250), and in 10years, your expected 25% interest rate is meant to be (i.e $250 x 10 = $2500). Which means after 10years your expected total interest rate for the $1000 you took is meant to pay should be $3500.

And assuming you invested the whole $1000 you borrowed in 2015 in Bitcoin when it's value was still around $320 per BTC, and you bought 3 Bitcoin and held for the 10yrs, by today, that should be roughly over $300,000 worth of Bitcoin today. So assuming you borrowed $1000, and made $300,000 after 10years and you paid back your loan of $3500 and left with $295,500.

What will you call such investment, will you say it was worth it or not?

I know that risk are worth taken but how would you have known that bitcoin will get to this price which would have prompted you to borrow money to buy it when you know that it's future is not certain whether it will increase in value. Just because we have seen the growth of bitcoin does not mean that we should begin to make some assumption about the past. How would you borrow money to pay in 10 years time, who will even borrow you that money with a long loan repayment duration, unless you are lucky and such person just wanted to help you.

[fredericktaylor]

As a newbie wether it is trading or investing,  one must have the bravery of accepting risks when the centre cannot hold and things begin to fall apart.
Its not a matter of life and death - rather ups and sometimes down (which eventually you will get back up from). This is the reason, it is not adviceable to go as far as borrowing huge sums to either trade or invest in digital currencies, truth is they can be I unpredictably volatile.

To be successful in investing in Bitcoin, It is very important to adopt strategies along with knowledge. You need to understand that Bitcoin is volatile and the price of Bitcoin fluctuates rapidly, so investing in the crypto market can lead to a fall. It is wise to control your emotions and keep a cool head, adapt to any situation in the market, and wait patiently for good times. Investing with debt is risky. It cannot be said for sure that you will get 100% profit by investing in Bitcoin. You have to use Discretionary earning for Bitcoin investment and patiently make small investments and hold on for the long term, no matter how bad the market situation is, you cannot get disappointed, success can be achieved by waiting for good times.

[Joeboy]

If there are other sources to pay debts and not interfere with the investments we make with borrowed money, of course it is a very wise step, even for long-term investments it is needed when market prices are falling, so there is nothing wrong if we act aggressively to accumulate Bitcoin regardless of where we look for money, but what is certain is that our investments should not be disturbed, but if it is for trading, I really do not recommend that.

I disagree with you, because someone with long term mindset don't need to be in a hurry to get started with bitcoin if he or she doesn't have a source of income, and it is not advisable to invest in bitcoin with borrowed money especially if you just getting started, and it will definitely not end well if you do that,  so IMO I will suggest you go get a source of income, and after settling your basic needs and expenses the leftover money (discretionary income) is the money you should be investing in to avoid panicking, just be consistence in accumulating bitcoin with those leftover money of yours, and before you know it, you have accumulate a good portion of bitcoin to hold for long term 4 to 10 years or longer. but when you invest in bitcoin with borrowed money you will panic a lot when there is no means of paying back the loan you took, which may likely lead to selling off your bitcoin investment at early stage of accumulation and in lost just to repay back your loan, and your bitcoin investment journey will be cut short, which doesn't make sense to me.

It no news that Bitcoin is indeed volatile and as such it's very much advisable that investors invest only with their discretionary income... But then when we come  to the idea of investing in Bitcoin using a loan, I would say that it is not entirely wrong, if a guy considers this factors before collecting the loan:
1) He is not depending on  Bitcoin profits to repay the loan, this is cos he knows that  the market cycle has no feelings and as such it doesn't care about the loan  duration or repayment schedule

2) He goes for loans with little or no interest rate. And also doesnot try and over do, only go for loans which fits his duration of repayment.

3) He ensures that he has another stream of income that he can use to repay the loan.

4) He doesn't borrow because you see others borrowing, he assesses himself in order to determine if he is fit emotionally to borrow and invest.

If these factors are in place then taking a loan wouldn't be a bad move to make.

[Bigjoe33]

Can i remember when i came across a thread were you can request for loan, as newbie that I'm, i asked the OP if i can request for such loan and he replied to me that i can only qualify for such loan if I'm under campaign and i asked what he meant by campaign and i was told if I'm to full member and getting myself working any of campaign in the forum and i said okay then, and now i have come across were my mate is advising never to borrow money all because we want to invest in Bitcoin that if we try to borrow money to invest we are going to be forced to sell and regret when dips finally comes and which i think i agree with him.

We know how volatile the bitcoin market is, and it's nest move we can't predict accurately. I wouldn't kill anyone for borrowing money to invest in Bitcoin since its there money and risk to take. But I would only advic,, why not just invest or remain within your income or meet? Why seeking to push higher or act aggressive buyer which you can't afford immediately by yourself? Why not keep up with just the DCA strategy accumulation from your little discretionary and be in charge of your investment journey and with overall peace of mind without fear of any immediate Dips?

I must say that borrowing to start up a normal business like the sell of goods in a shop or rendering of services is quite much more different from borrowing to invest in Bitcoin. In businesses such as the sell of goods or renderiuof services, the probability of selling off your goods and/or rendering of the services and making your capital and profit is more high since it's a more stable and/or predictable business if all things been equal. But that of Bitcoin, it's highly volatile as we know. The price can fall far below your entry price, and what will you then?, borrow more to repay back debts, or keep waiting till bitcoin rises again before you pay back, after receiving insults or backlash from the lender because you couldn't keep to the bargain?

If you don't have other source of repayment of the loan and you are only dependent on the potential rise rise of Bitcoin to repay the loan, then you must be a joker and must stay clear from such borrowing plans.
For me, I would always prefer that an investor invest within his means, that which he can afford. With consistency plus long term, it could really amount to something tangible within circles of Hodl.

[Barikui1]

With a debt hovering over your head, there’s a high chance you wouldn’t have been able to hold for that long. The pressure of loan repayment, changing market conditions coupled with personal expenses could easily make you sell too early, probably long before Bitcoin reached its peak. So yes, the numbers look amazing on paper, but the psychological and financial stress of owing money can ruin even the best investment plan.

That’s why, even though the potential gain is tempting, I still wouldn’t advise anyone to borrow money just to invest. It’s always better to invest within your means, stay patient, and let time work in your favor. Slow and steady wins in Bitcoin, without the burden of debt chasing you around.

You seems to be making a good point, but I want to make it very clear to you that this can only happen if you can't afford the loan. Taking a loan to invest in Bitcoin should be on a terms where you have others means of paying it back without any problem, and you must be in a situation whereby even if your investment fail, you can still be able to payback the loan, that's when you take loan not from the place of pure lack, thinking that it's going to free you or buys more time for you.
Taking a loan to invest in Bitcoin should only be under the ground of leveraging or front loading your Bitcoin investment not from the place of lack, so ask yourself this question before taking a loan to invest in Bitcoin, will I be able to pay back easily even though my Bitcoin investment fails?
If you can pay it regardless of the outcome of your investment, then taking a loan is not a bad idea bro

[ZeroVinsonN]

Bitcoin should not be bought aggressively, then again you said that it is a completely wrong move to invest in Bitcoin by borrowing. Whether it is for long-term investment, you should never invest in Bitcoin by borrowing, because if the price of Bitcoin is dumped for a short period of time, then you will face losses from both sides.
So you invest a small amount of money weekly following the DCA method but you can invest only with the money you have, there is no limit to this. Because if you ever buy aggressively in Bitcoin investment, then you will face losses.

So let's give a live illustration on this to know if it is actually a bad idea to borrow money and invest in Bitcoin or not.

So assuming you took a loan of $1000 in 2015 from bank to pay back after 10years with a yearly interest of 25% per annum. Which means after 1yr your expected 25% interest rate per annum is said to be (i.e 25/100 x $1000 = $250), and in 10years, your expected 25% interest rate is meant to be (i.e $250 x 10 = $2500). Which means after 10years your expected total interest rate for the $1000 you took is meant to pay should be $3500.

And assuming you invested the whole $1000 you borrowed in 2015 in Bitcoin when it's value was still around $320 per BTC, and you bought 3 Bitcoin and held for the 10yrs, by today, that should be roughly over $300,000 worth of Bitcoin today. So assuming you borrowed $1000, and made $300,000 after 10years and you paid back your loan of $3500 and left with $295,500.

What will you call such investment, will you say it was worth it or not?

This isn't a very bad analysis when you really look at it, but this calculation was done in hindsight with knowledge of how bitcoin performed over the last decade, there would be alot more variables involved if this calculation was done in 2015 with no certain whatsoever that bitcoin will come this far in price value plus while paying 25% every year for 10 years seems like a fair trade you need to understand that that means paying over 3× what you borrowed and there aren't that many people who will be willing to take such a gamble because at the end of the day it feels like a gamble in a sense since you didn't really know for certain that would increase this much, you banked everything on the hope of turning a profit in 10 years, so while there are alot of people who will be willing to do it there are also alot of people who will think that the risks are too great for them to take.
Personally I have no problem with taking a loan to push you investment forward especially with the DIP that just happened, chances are that alot of people took loan to buy it and they will most definitely make good profits from it with the history of bitcoin we have seen so far, but not everyone shares this sentiment, to some people the risks are just too great so they won't be willing to take it and you can't blame them for that.
At the end of the day it's our individual choice on how to invest and what to invest with, plus banking on your investment as the source of money to pay back your loan with isn't a very smart move.

With a debt hovering over your head, there’s a high chance you wouldn’t have been able to hold for that long. The pressure of loan repayment, changing market conditions coupled with personal expenses could easily make you sell too early, probably long before Bitcoin reached its peak. So yes, the numbers look amazing on paper, but the psychological and financial stress of owing money can ruin even the best investment plan.

That’s why, even though the potential gain is tempting, I still wouldn’t advise anyone to borrow money just to invest. It’s always better to invest within your means, stay patient, and let time work in your favor. Slow and steady wins in Bitcoin, without the burden of debt chasing you around.

You seems to be making a good point, but I want to make it very clear to you that this can only happen if you can't afford the loan. Taking a loan to invest in Bitcoin should be on a terms where you have others means of paying it back without any problem, and you must be in a situation whereby even if your investment fail, you can still be able to payback the loan, that's when you take loan not from the place of pure lack, thinking that it's going to free you or buys more time for you.
Taking a loan to invest in Bitcoin should only be under the ground of leveraging or front loading your Bitcoin investment not from the place of lack, so ask yourself this question before taking a loan to invest in Bitcoin, will I be able to pay back easily even though my Bitcoin investment fails?
If you can pay it regardless of the outcome of your investment, then taking a loan is not a bad idea bro

The most important thing about taking a loan to invest in bitcoin is having the capacity to pay back that loan outside of your bitcoin investment, the moment you start hoping to pay for that loan with the profit from your investment that's the moment you start derailing as an investor into the part of a trader and people shouldn't take loans with that kind of mindset, loans will help increase your investment rate over relatively short periods of time and it's even more productive during DIPs as you get to buy more during low price level, sure we all want to be able to accumulate more or faster and we will also like to take advantage of opportunities that present themselves in that regards.
Loans shouldn't be your last resort as an investor, you should still be able to invest with the loan, if you look at yourself and you do not have the capacity to invest without a loan then you shouldn't even bother taking the loan because you're probably won't be able to pay it back without having to sell your bitcoin so if you are in a position like this one then don't take a loan to invest in bitcoin.

[Zackz5000]

Bitcoin should not be bought aggressively, then again you said that it is a completely wrong move to invest in Bitcoin by borrowing. Whether it is for long-term investment, you should never invest in Bitcoin by borrowing, because if the price of Bitcoin is dumped for a short period of time, then you will face losses from both sides.
So you invest a small amount of money weekly following the DCA method but you can invest only with the money you have, there is no limit to this. Because if you ever buy aggressively in Bitcoin investment, then you will face losses.

It is not bad to accumulate Bitcoin aggressively, there are investors who accumulate even aggressively when there is a dip, where it's problematic is when you overly do it in a way that it will now affect your Bitcoin investment which might get you kick off in the market so accumulating aggressively is allowed without doing it over.

Taking about opting for a loan to invest in Bitcoin i don't see anything wrong with that provided your plan is not to repay back from your Bitcoin investment because loan duration can just be 3-5 months depending and Bitcoin investment which is to be 4-10 and above so if they have another means to repay back you can borrow to invest in  Bitcoin knowing that you will pay back even if Bitcoin does good or bad.

[sotelorene]

Bitcoin should not be bought aggressively, then again you said that it is a completely wrong move to invest in Bitcoin by borrowing. Whether it is for long-term investment, you should never invest in Bitcoin by borrowing, because if the price of Bitcoin is dumped for a short period of time, then you will face losses from both sides.
So you invest a small amount of money weekly following the DCA method but you can invest only with the money you have, there is no limit to this. Because if you ever buy aggressively in Bitcoin investment, then you will face losses.

So let's give a live illustration on this to know if it is actually a bad idea to borrow money and invest in Bitcoin or not.

So assuming you took a loan of $1000 in 2015 from bank to pay back after 10years with a yearly interest of 25% per annum. Which means after 1yr your expected 25% interest rate per annum is said to be (i.e 25/100 x $1000 = $250), and in 10years, your expected 25% interest rate is meant to be (i.e $250 x 10 = $2500). Which means after 10years your expected total interest rate for the $1000 you took is meant to pay should be $3500.

And assuming you invested the whole $1000 you borrowed in 2015 in Bitcoin when it's value was still around $320 per BTC, and you bought 3 Bitcoin and held for the 10yrs, by today, that should be roughly over $300,000 worth of Bitcoin today. So assuming you borrowed $1000, and made $300,000 after 10years and you paid back your loan of $3500 and left with $295,500.

What will you call such investment, will you say it was worth it or not?

I know that risk are worth taken but how would you have known that bitcoin will get to this price which would have prompted you to borrow money to buy it when you know that it's future is not certain whether it will increase in value. Just because we have seen the growth of bitcoin does not mean that we should begin to make some assumption about the past. How would you borrow money to pay in 10 years time, who will even borrow you that money with a long loan repayment duration, unless you are lucky and such person just wanted to help you.

You don't seems to believe in Bitcoin potential, it is fine and remember no one is forcing anybody to invest in Bitcoin rather you should make your choice and decision yourself. I know back then in 2009, 2010, 2011 etc that was how most people was saying all sorts of things about Bitcoin especially the potential, they doubted about it and some even questioned it but now they are regretting why they didn't invest.

Like I said they are not forcing or imposing on anyone to invest in Bitcoin as a matter of fact the money to use in Bitcoin is not something that will affect us tomorrow rather it is money we won't think of using in years time that is a leftover money after all needs have been taken care of. It is stupid to borrow money and hoping to use your investment profit to repay back the loan or borrowed money.