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Author Topic: Buy Buy Buy or Sell Sell Sell?  (Read 102256 times)
ASloveapg
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October 20, 2025, 07:54:54 PM
 #10061

I'm not in support of taking loans to buy Bitcoin since it's a long-term investment option, I'll only agree to that if the person taking the loan has a means aside his investment to pay his debt and quickly but whereby the person is hoping to take profits from his investment to pay back, then that's a blunder cause it means going against the concept of Bitcoin investment to pay the debt, which is taking profits too soon. Also the person is at a huge risk of facing embarrassment cause volatility would definitely play it's role and the market may go down instead of going up. Anyone that's Interested in Bitcoin investment should have a stable source of income and keep their discretionary intact for investing in Bitcoin.
New investors think that they need to know about Bitcoin in depth first, but the real priority should be understanding their personal finances, such as determining the size of their initial position, cash flow, backup funds, and investment. It is wise to start with small positions and gradually learn as you build confidence and investment. This is why DCA strategy and proper financial management are essential. So that it is possible to continue investing regularly. If an investor invests with debt, in this case, when the market falls, he will be financially damaged and with it, mental stress and financial disaster will occur. Therefore, it is better to understand your financial capacity and invest within the limits.

There is nothing like being wise to start with small rather everything depends on one's source of income and how there discretionary income is, if someone have a good source of income and they grow their discretionary income well there is nothing wrong to start big whether new investor or not so long as that is what you can afford let go and it is from your discretionary, I don't think there is a problem. One can not really understand or know everything before they start investing rather the basic knowledge is what is needed.
You should only buy according to your ability, aggressive investing is never a problem here, but according to your ability, what you can tolerate and what you can afford, you can invest without any problem. The main thing is that you have to start consciously, and keep the plan long-term, more important than how much money you are investing, is how long you can keep this investment, so, not big or small, keep buying consistently and keep the mindset long-term, that is the important thing in investing.

Father111
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October 20, 2025, 08:24:29 PM
 #10062



Bitcoin should not be bought aggressively, then again you said that it is a completely wrong move to invest in Bitcoin by borrowing. Whether it is for long-term investment, you should never invest in Bitcoin by borrowing, because if the price of Bitcoin is dumped for a short period of time, then you will face losses from both sides.
So you invest a small amount of money weekly following the DCA method but you can invest only with the money you have, there is no limit to this. Because if you ever buy aggressively in Bitcoin investment, then you will face losses.

Taking loan to invest in bitcoin is not a bad idea as you think. It is only a bad idea when you are expecting a short term profit from your bitcoin investment to repay the loan.nevertheless , if an investor is expecting money from another source other than there bitcoin investment then it won't be wrong to take loan for this purpose. Also talking about losing money whenever there is a dump, is not true. It is only possible for an investor to lose money when they rushed to sell off there bitcoin whenever there is a dump.
I totally disagree with you on this, taken loan for Bitcoin investments is totally a bad idea because i don't know the loan that you will take from anywhere that allow you to run your Bitcoin journey without putting interest on the borrowed loan, so for not to put yourself in a greater risk, don't even think of undergoing such els you are just telling us that you are borrowed to make use of short term investment and which you might be at a greater lose, because trading has 50 50 chances that means you might lose everything on the process of trading or gain some of money being used to take loan.
Hardyrobust
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October 20, 2025, 09:14:42 PM
 #10063

]

There is nothing like being wise to start with small rather everything depends on one's source of income and how there discretionary income is, if someone have a good source of income and they grow their discretionary income well there is nothing wrong to start big whether new investor or not so long as that is what you can afford let go and it is from your discretionary, I don't think there is a problem. One can not really understand or know everything before they start investing rather the basic knowledge is what is needed.
There are investors they may want to start small despite having what it takes to do lump sum. It is not how one start that determine whether they have a good source of income, there are people that would love to start small especially when they are going into something they don't fully understand. That is why some investors may have the money to do lump sum but will choose to buy using DCA strategy since it gives them the opportunity of not using all of there money at once to buy bitcoin.

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October 20, 2025, 09:42:34 PM
 #10064

probably all those who later find it difficult in succeeding in the art of trading perhaps haven't gained the necessary skill required to trade adequately and as a result they may feel discouraged thinking trading isn't as not for them, but with the right information I think anyone can make the most out of trading as long as he or she is ready to spend time and learn what it takes to trade efficiently.

It doesn't make sense for anyone to be involved in trading because it's not meant for the weak, that is, those who let their emotions control them. Back then, in my school, one of my friends was into trading, he would use every dime that his parents gave him for personal use for trading, but he would lose it all. I advised him not to continue and should focus on something better because trading is same as gambling as you never know what will happen in return.

Perhaps if he had knowledge of Bitcoin, I think that the effort he invested into trading back then might have been used to gradually invest in Bitcoin, and he would have made a lot of money by now. This is the mistake we make sometimes, many people believe that trading is for everyone, even if we do not have the same source of income to take risks as others, but in Bitcoin, you can invest regardless of your income level, as long as it doesn't affect you in any way.

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ejikeme24
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October 20, 2025, 10:02:17 PM
 #10065

I'm not in support of taking loans to buy Bitcoin since it's a long-term investment option, I'll only agree to that if the person taking the loan has a means aside his investment to pay his debt and quickly but whereby the person is hoping to take profits from his investment to pay back, then that's a blunder cause it means going against the concept of Bitcoin investment to pay the debt, which is taking profits too soon. Also the person is at a huge risk of facing embarrassment cause volatility would definitely play it's role and the market may go down instead of going up. Anyone that's Interested in Bitcoin investment should have a stable source of income and keep their discretionary intact for investing in Bitcoin.

Even if the loan is for short term still is not advisable because emergency issue can also come up where you will still want to shift the date that you're supposed to pay back the loan and the more you keep postponing the payment that's the More the interest will keep adding. However I see no reason why an Investor will be going for loan when there's an emergency fund and back up funds, so those that go in search of where to take loan to invest into bitcoin or during emergency are not yet ready to go into bitcoin investment because those who are ready to invest into bitcoin always make thier emergency fund available in all time should incase there's any emergency so that to avoid running around.

Scarlett_23
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October 20, 2025, 10:06:41 PM
 #10066

You're absolutely right. Borrowing money to invest in Bitcoin is a dangerous financial mistake because you're obligated to repay the loan regardless of whether your investment gains or loses. If Bitcoin drops in value you'll still owe the full debt plus interest potentially leaving you worse off. Bitcoin's price movements are unpredictable in the short term making it unsuitable as a source of loan repayment. Anyone taking a loan should have a separate reliable income source to repay it. Someone should never depend on speculative investments to cover debt obligations.
At one time I thought it was stupid to take a loan to invest in Bitcoin, but now after looking at the strategies of various companies in the current situation, I think it is a smart decision to take a loan to invest in Bitcoin. Because loans can be dangerous when the loan is taken out of poverty or desperation. In other words, if someone has other ways to repay the loan such as job/business or savings, then taking a loan for leverage or front loading is a smart choice just to bring forward the time to hold Bitcoin.
The investment strategies and funding sources used by institutional investors differ significantly from those of retail investors. If you want to follow in their footsteps, you'll need a stable income, sufficient savings, and a clear investment strategy. If you can afford to repay the loan and interest, taking out a loan to invest in Bitcoin can be a smart choice.
Once you have the ability to repay the loan and interest, you can use leverage to increase your potential profits from investing in Bitcoin.
As long as you are disciplined in investing and use a clear strategy to manage risk and maximize potential profits, then all concerns can be controlled, such as price fluctuations and a clear source of funds to repay loans.
To achieve the desired goal of investing in Bitcoin, the investment must be made for the long term. A short-term attitude will not be able to achieve the desired goal of this investment. Therefore, one should first make arrangements so that the long-term investment is very natural and smooth and then think about investing. To continue this work, it must be based on the financial condition of the investor, that is, I mean not by the amount of big money but by such money that will ensure proper investment by keeping him stress-free. Now, if the price suddenly drops and the investor wants to buy a little more, then a loan can be taken, but he must have a way to repay that loan quickly. So that the next investments are not hindered or stressful.

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October 20, 2025, 10:25:16 PM
 #10067

probably all those who later find it difficult in succeeding in the art of trading perhaps haven't gained the necessary skill required to trade adequately and as a result they may feel discouraged thinking trading isn't as not for them, but with the right information I think anyone can make the most out of trading as long as he or she is ready to spend time and learn what it takes to trade efficiently.

It doesn't make sense for anyone to be involved in trading because it's not meant for the weak, that is, those who let their emotions control them. Back then, in my school, one of my friends was into trading, he would use every dime that his parents gave him for personal use for trading, but he would lose it all. I advised him not to continue and should focus on something better because trading is same as gambling as you never know what will happen in return.

Perhaps if he had knowledge of Bitcoin, I think that the effort he invested into trading back then might have been used to gradually invest in Bitcoin, and he would have made a lot of money by now. This is the mistake we make sometimes, many people believe that trading is for everyone, even if we do not have the same source of income to take risks as others, but in Bitcoin, you can invest regardless of your income level, as long as it doesn't affect you in any way.
Learning bitcoin knowledge or not is not an excuse why anyone will choose trade over investing, it takes a lot to start trading so why will bitcoin knowledge stand as a hindrance, obviously those who trade are taking more risk besides bitcoin basic knowledge is enough for anyone to start investing.
I must agree with the point stated, people who give advice concerning trade are actually misleading the whole concept, firstly learning a strategy doesn’t guarantee a win and the most surprising part people who claim to know more about trade don’t get to benefit secondly trade is a risky move no newbie or bitcoin enthusiast should engage when they’re not fully ready for loss.

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Shineup
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October 20, 2025, 10:28:45 PM
 #10068



Bitcoin should not be bought aggressively, then again you said that it is a completely wrong move to invest in Bitcoin by borrowing. Whether it is for long-term investment, you should never invest in Bitcoin by borrowing, because if the price of Bitcoin is dumped for a short period of time, then you will face losses from both sides.
So you invest a small amount of money weekly following the DCA method but you can invest only with the money you have, there is no limit to this. Because if you ever buy aggressively in Bitcoin investment, then you will face losses.

Taking loan to invest in bitcoin is not a bad idea as you think. It is only a bad idea when you are expecting a short term profit from your bitcoin investment to repay the loan.nevertheless , if an investor is expecting money from another source other than there bitcoin investment then it won't be wrong to take loan for this purpose. Also talking about losing money whenever there is a dump, is not true. It is only possible for an investor to lose money when they rushed to sell off there bitcoin whenever there is a dump.
I totally disagree with you on this, taken loan for Bitcoin investments is totally a bad idea because i don't know the loan that you will take from anywhere that allow you to run your Bitcoin journey without putting interest on the borrowed loan, so for not to put yourself in a greater risk, don't even think of undergoing such els you are just telling us that you are borrowed to make use of short term investment and which you might be at a greater lose, because trading has 50 50 chances that means you might lose everything on the process of trading or gain some of money being used to take loan.

I can remember this issues about borrowing loan to invest in Bitcoin has been severely discussed here and I learnt that if the loan terms and conditions suits you and you are not depending on that your Bitcoin investment to repay the loan then there is nothing wrong taken that loan to invest in Bitcoin, taken loan to invest in mostly bad if that person taken the loan completely depends on his Bitcoin in repayment of the loan since he doesn't know for sure if he is going to be in profits or not within the proposed date of repayment.
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October 20, 2025, 10:48:23 PM
 #10069

You're absolutely right. Borrowing money to invest in Bitcoin is a dangerous financial mistake because you're obligated to repay the loan regardless of whether your investment gains or loses. If Bitcoin drops in value you'll still owe the full debt plus interest potentially leaving you worse off. Bitcoin's price movements are unpredictable in the short term making it unsuitable as a source of loan repayment. Anyone taking a loan should have a separate reliable income source to repay it. Someone should never depend on speculative investments to cover debt obligations.
At one time I thought it was stupid to take a loan to invest in Bitcoin, but now after looking at the strategies of various companies in the current situation, I think it is a smart decision to take a loan to invest in Bitcoin. Because loans can be dangerous when the loan is taken out of poverty or desperation. In other words, if someone has other ways to repay the loan such as job/business or savings, then taking a loan for leverage or front loading is a smart choice just to bring forward the time to hold Bitcoin.
The investment strategies and funding sources used by institutional investors differ significantly from those of retail investors. If you want to follow in their footsteps, you'll need a stable income, sufficient savings, and a clear investment strategy. If you can afford to repay the loan and interest, taking out a loan to invest in Bitcoin can be a smart choice.
Once you have the ability to repay the loan and interest, you can use leverage to increase your potential profits from investing in Bitcoin.
As long as you are disciplined in investing and use a clear strategy to manage risk and maximize potential profits, then all concerns can be controlled, such as price fluctuations and a clear source of funds to repay loans.
To achieve the desired goal of investing in Bitcoin, the investment must be made for the long term.
Having a long term mindset of like 4-10yrs+ is what is needed when it comes to Bitcoin investments. The reason for this is that Bitcoin is a volatile asset, the price keep fluctuating on the steady, one minuite, the price is down and the next minute the price has gone up. And due to this volatile nature it is almost as impossible for a Bitcoin to truely appreciate in the short term. And anyone with that short term mindset will always find it difficult to see the true potential of Bitcoin.

That  is why it is always advisable that folks invest in Bitcoin using their discretionary income and not the money they urgently need.... Since discretionary income is that extra money left after ones finishes taking care of their needs and emergency, using it, makes it easier for investors to keep their eyes peeled on the long term, by buying and buying.

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October 20, 2025, 10:53:45 PM
 #10070

I ever with your position doubtful for taking loan and investing in bitcoin at the correction moment, I don't know why too afraid for entring when market price dump significant and much profitable earn if braveness take decision on the right moment. Bitcoin price always give up an opportunity to buy back when correction moment but most of us still scare have to invest or waiting for another moment bitcoin will drop more. Its fatal mistake for my self after waiting again bitcoin have break out higher price and I think take loan for investing in bitcoin during right time and moment its the best ideas.

If investing at the right moment have fully ability to repayment of loan, don't be confuse if you earn profit in short term maybe you can pay loan based on your profitable sell few percent bitcoin fund only loan repayment.

I'm not in support of taking loans to buy Bitcoin since it's a long-term investment option, I'll only agree to that if the person taking the loan has a means aside his investment to pay his debt and quickly but whereby the person is hoping to take profits from his investment to pay back, then that's a blunder cause it means going against the concept of Bitcoin investment to pay the debt, which is taking profits too soon. Also the person is at a huge risk of facing embarrassment cause volatility would definitely play it's role and the market may go down instead of going up. Anyone that's Interested in Bitcoin investment should have a stable source of income and keep their discretionary intact for investing in Bitcoin.
Yeah, It’s never a right move to take loans for an investment, there are a lot of financial hazards that can result from this  and people should Not rush in to invest in bitcoin, always go in with money you can afford to lose as this gives a better balance, peace and calm in face of market volatility. I know we all want bitcoin to go up once we invest but we should know that it can also go down and sometimes it stays down for a while before bouncing back up. Taking loans for bitcoin investment should not be encouraged or practiced at all.

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October 20, 2025, 11:03:50 PM
 #10071

probably all those who later find it difficult in succeeding in the art of trading perhaps haven't gained the necessary skill required to trade adequately and as a result they may feel discouraged thinking trading isn't as not for them, but with the right information I think anyone can make the most out of trading as long as he or she is ready to spend time and learn what it takes to trade efficiently.

It doesn't make sense for anyone to be involved in trading because it's not meant for the weak, that is, those who let their emotions control them. Back then, in my school, one of my friends was into trading, he would use every dime that his parents gave him for personal use for trading, but he would lose it all. I advised him not to continue and should focus on something better because trading is same as gambling as you never know what will happen in return.

Perhaps if he had knowledge of Bitcoin, I think that the effort he invested into trading back then might have been used to gradually invest in Bitcoin, and he would have made a lot of money by now. This is the mistake we make sometimes, many people believe that trading is for everyone, even if we do not have the same source of income to take risks as others, but in Bitcoin, you can invest regardless of your income level, as long as it doesn't affect you in any way.
Learning bitcoin knowledge or not is not an excuse why anyone will choose trade over investing, it takes a lot to start trading so why will bitcoin knowledge stand as a hindrance, obviously those who trade are taking more risk besides bitcoin basic knowledge is enough for anyone to start investing.
I must agree with the point stated, people who give advice concerning trade are actually misleading the whole concept, firstly learning a strategy doesn’t guarantee a win and the most surprising part people who claim to know more about trade don’t get to benefit secondly trade is a risky move no newbie or bitcoin enthusiast should engage when they’re not fully ready for loss.
Trading requires more than just understanding Bitcoin, it also requires having the correct attitude and being willing to take risks. Many people believe that they will start winning right away after learning a few strategies, but that isn't how it works. No one's plan is followed by the market. Trading can quickly drain you if you're not mentally prepared for it, but investing is much more relaxed and focuses more on patience and perseverance.
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October 21, 2025, 04:46:45 AM
 #10072

Yeah, It’s never a right move to take loans for an investment, there are a lot of financial hazards that can result from this  and people should Not rush in to invest in bitcoin, always go in with money you can afford to lose as this gives a better balance, peace and calm in face of market volatility. I know we all want bitcoin to go up once we invest but we should know that it can also go down and sometimes it stays down for a while before bouncing back up. Taking loans for bitcoin investment should not be encouraged or practiced at all.
No bro, it's never a bad idea to take such a step if you have other means of paying back the loan and the outcome of your investment has no role in your ability to pay it back without stress, where their is problem is when you have it at the back of your mind that you will be paying it back from your Bitcoin investment, that's where the problem lies.
We have seen in the past how rich guys take loans from the bank just to leverage on a situation because they knows that they can easily pay back the loan from another source, it's only when you don't have other means of paying it back and the interest rate are on the higher side, that's when it's greatly discouraged not to engage in any loan activities.

 
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October 21, 2025, 06:37:01 AM
 #10073

You're absolutely right. Borrowing money to invest in Bitcoin is a dangerous financial mistake because you're obligated to repay the loan regardless of whether your investment gains or loses. If Bitcoin drops in value you'll still owe the full debt plus interest potentially leaving you worse off. Bitcoin's price movements are unpredictable in the short term making it unsuitable as a source of loan repayment. Anyone taking a loan should have a separate reliable income source to repay it. Someone should never depend on speculative investments to cover debt obligations.
At one time I thought it was stupid to take a loan to invest in Bitcoin, but now after looking at the strategies of various companies in the current situation, I think it is a smart decision to take a loan to invest in Bitcoin. Because loans can be dangerous when the loan is taken out of poverty or desperation. In other words, if someone has other ways to repay the loan such as job/business or savings, then taking a loan for leverage or front loading is a smart choice just to bring forward the time to hold Bitcoin.

The possibility or fear of loss will be if someone takes a loan as a last resort due to lack of money and invests with that loan, then it is a very risky decision for him because if the price drops, he will not be able to repay the loan and then the investment will become a pain for all those people.

Eventually, don't invest in Bitcoin with a loan taken out as a last resort to meet needs or survive. If you know you have the ability to repay the loan even if it "looks like the investment will fail," and if that loan was previously used as a strategy to invest in Bitcoin, then it's okay to borrow money and invest in Bitcoin.

You need to be careful comparing yourself to a company, since most likely there are preferences for you to live within your means and to attempt to be strategic with any debt that you might choose to employ.

It likely is better to get your finances in decent order before using debt as a means to acquire more bitcoin and/or to front-load your bitcoin investment based on future income that likely would be used to pay/service the loan.

You're absolutely right. Borrowing money to invest in Bitcoin is a dangerous financial mistake because you're obligated to repay the loan regardless of whether your investment gains or loses. If Bitcoin drops in value you'll still owe the full debt plus interest potentially leaving you worse off. Bitcoin's price movements are unpredictable in the short term making it unsuitable as a source of loan repayment. Anyone taking a loan should have a separate reliable income source to repay it. Someone should never depend on speculative investments to cover debt obligations.
At one time I thought it was stupid to take a loan to invest in Bitcoin, but now after looking at the strategies of various companies in the current situation, I think it is a smart decision to take a loan to invest in Bitcoin. Because loans can be dangerous when the loan is taken out of poverty or desperation. In other words, if someone has other ways to repay the loan such as job/business or savings, then taking a loan for leverage or front loading is a smart choice just to bring forward the time to hold Bitcoin.
The investment strategies and funding sources used by institutional investors differ significantly from those of retail investors. If you want to follow in their footsteps, you'll need a stable income, sufficient savings, and a clear investment strategy. If you can afford to repay the loan and interest, taking out a loan to invest in Bitcoin can be a smart choice.
Once you have the ability to repay the loan and interest, you can use leverage to increase your potential profits from investing in Bitcoin.
As long as you are disciplined in investing and use a clear strategy to manage risk and maximize potential profits, then all concerns can be controlled, such as price fluctuations and a clear source of funds to repay loans.

You are not guaranteed to be more profitable by taking a loan rather than not, even though taking a loan could be a calculated risk that may or may not end up paying off.. yet if it does not pay off, you still need to be able to service the loan and even think about whether you had employed capital well or if it was a good idea that you had taken a loan as compared to not taking a loan.
 

1) Self-Custody is a right.  Resist being labelled as: "non-custodial" or "un-hosted."  2) ESG, KYC & AML are attack-vectors on Bitcoin to be avoided or minimized.  3) How much alt (shit)coin diversification is necessary? if you are into Bitcoin, then 0%......if you cannot control your gambling, then perhaps limit your alt(shit)coin exposure to less than 10% of your bitcoin size...Put BTC here: bc1q49wt0ddnj07wzzp6z7affw9ven7fztyhevqu9k
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October 21, 2025, 06:50:19 AM
 #10074

You are not guaranteed to be more profitable by taking a loan rather than not, even though taking a loan could be a calculated risk that may or may not end up paying off.. yet if it does not pay off, you still need to be able to service the loan and even think about whether you had employed capital well or if it was a good idea that you had taken a loan as compared to not taking a loan.
Exactly thats the point, taking a loan to invest doesn't automatically make the investor smarter or more profitable. The advantage only comes if the returns exceed the borrowing amount and the investor can handle volatility without being forced to sell at a loss.

It really comes down to the risk tolerance and financial stability , if someone  has a steady income and a well-defined strategy leverage can be used as a tool but if they are borrowing just because of FOMO then its more gambling than investing.

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October 21, 2025, 06:53:50 AM
 #10075

Even if the loan is for short term still is not advisable because emergency issue can also come up where you will still want to shift the date that you're supposed to pay back the loan and the more you keep postponing the payment that's the More the interest will keep adding.
Anything that makes it gets to this point, that means it was a loan  you can't afford but you where stupid enough to take it.
You don't take a loan to invest in bitcoin base on lack or needs, you take a loan to invest in bitcoin base on seizing an opportunity or by front loading your investment.
Quote
However I see no reason why an Investor will be going for loan when there's an emergency fund and back up funds,
These two funds you mentioned have their basic functionality in your investment journey, you don't invest with your emergency funds, the problem is that you are looking at the loan from a place of lack, not from the place of trying to seize an opportunity.
Anyone taking a loan from the place of lack is taking a bad debt and a bad loan for himself and his investment because it wouldn't ends well.
What an investor should think of before taking a loan to invest is that if he can pay off the loan from another source regardless of his investment doing well or not, then such a person is capable of taking such loan

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October 21, 2025, 07:15:02 AM
 #10076

I ever with your position doubtful for taking loan and investing in bitcoin at the correction moment, I don't know why too afraid for entring when market price dump significant and much profitable earn if braveness take decision on the right moment. Bitcoin price always give up an opportunity to buy back when correction moment but most of us still scare have to invest or waiting for another moment bitcoin will drop more. Its fatal mistake for my self after waiting again bitcoin have break out higher price and I think take loan for investing in bitcoin during right time and moment its the best ideas.

If investing at the right moment have fully ability to repayment of loan, don't be confuse if you earn profit in short term maybe you can pay loan based on your profitable sell few percent bitcoin fund only loan repayment.

I'm not in support of taking loans to buy Bitcoin since it's a long-term investment option, I'll only agree to that if the person taking the loan has a means aside his investment to pay his debt and quickly but whereby the person is hoping to take profits from his investment to pay back, then that's a blunder cause it means going against the concept of Bitcoin investment to pay the debt, which is taking profits too soon. Also the person is at a huge risk of facing embarrassment cause volatility would definitely play it's role and the market may go down instead of going up. Anyone that's Interested in Bitcoin investment should have a stable source of income and keep their discretionary intact for investing in Bitcoin.
Yeah, It’s never a right move to take loans for an investment, there are a lot of financial hazards that can result from this  and people should Not rush in to invest in bitcoin, always go in with money you can afford to lose as this gives a better balance, peace and calm in face of market volatility. I know we all want bitcoin to go up once we invest but we should know that it can also go down and sometimes it stays down for a while before bouncing back up. Taking loans for bitcoin investment should not be encouraged or practiced at all.
You should understand that no investment is risk free borrowing money to make an investment or to front load your business is never a bad idea, you can have a different places to repay with not not on your investment because you already know what the outcome will be in the future it is money that will use to also find money, people borrow money to do business and still you can even borrow during the dip to buy aggressively as long as you you have hope of repaying back.
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October 21, 2025, 07:46:59 AM
 #10077

Even if the loan is for short term still is not advisable because emergency issue can also come up where you will still want to shift the date that you're supposed to pay back the loan and the more you keep postponing the payment that's the More the interest will keep adding. However I see no reason why an Investor will be going for loan when there's an emergency fund and back up funds, so those that go in search of where to take loan to invest into bitcoin or during emergency are not yet ready to go into bitcoin investment because those who are ready to invest into bitcoin always make thier emergency fund available in all time should incase there's any emergency so that to avoid running around.

Taking a loan to invest in Bitcoin is one thing and even after having an emergency fund ready, taking a loan to deal with an emergency is another. For example, if a person has the ability to repay his loan, then he can invest by taking a loan to buy aggressively, there is no problem in it. If a person does not have the ability to repay his loan, then if he takes a loan, it will never be the right decision for him. First, he needs to know whether he can repay the loan or not and whether his continuous investment quota will be lost after taking the loan. If he can repay the loan without any problem, then he can invest by taking a loan.

If a person takes a loan to deal with an emergency and has an emergency fund, then it will never be the right decision. Because a person should take a loan to deal with an emergency when, he will not have any money, when, his emergency fund and all the other funds are exhausted, then if he is in a position to repay the loan, then he can take a loan to deal with his financial crisis if he wants.

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October 21, 2025, 07:56:03 AM
Merited by JayJuanGee (1)
 #10078

You're absolutely right. Borrowing money to invest in Bitcoin is a dangerous financial mistake because you're obligated to repay the loan regardless of whether your investment gains or loses. If Bitcoin drops in value you'll still owe the full debt plus interest potentially leaving you worse off. Bitcoin's price movements are unpredictable in the short term making it unsuitable as a source of loan repayment. Anyone taking a loan should have a separate reliable income source to repay it. Someone should never depend on speculative investments to cover debt obligations.
At one time I thought it was stupid to take a loan to invest in Bitcoin, but now after looking at the strategies of various companies in the current situation, I think it is a smart decision to take a loan to invest in Bitcoin. Because loans can be dangerous when the loan is taken out of poverty or desperation. In other words, if someone has other ways to repay the loan such as job/business or savings, then taking a loan for leverage or front loading is a smart choice just to bring forward the time to hold Bitcoin.

The possibility or fear of loss will be if someone takes a loan as a last resort due to lack of money and invests with that loan, then it is a very risky decision for him because if the price drops, he will not be able to repay the loan and then the investment will become a pain for all those people.

Eventually, don't invest in Bitcoin with a loan taken out as a last resort to meet needs or survive. If you know you have the ability to repay the loan even if it "looks like the investment will fail," and if that loan was previously used as a strategy to invest in Bitcoin, then it's okay to borrow money and invest in Bitcoin.

You need to be careful comparing yourself to a company, since most likely there are preferences for you to live within your means and to attempt to be strategic with any debt that you might choose to employ.

It likely is better to get your finances in decent order before using debt as a means to acquire more bitcoin and/or to front-load your bitcoin investment based on future income that likely would be used to pay/service the loan.
Though investments follow relatively the same principles, investing as an individual isn't the same as when a company decides to invest so the idea of them taking loans are also different, a company is most likely already generating good income and need the loan to expand their reach and while it can be the same with a single person, companies will most likely be given more time to pay back the loan which means longer time to get the payment together even if it's in installments with also better chances of providing collateral depending on how much loan the are taking to invest with.
You're absolutely right. Borrowing money to invest in Bitcoin is a dangerous financial mistake because you're obligated to repay the loan regardless of whether your investment gains or loses. If Bitcoin drops in value you'll still owe the full debt plus interest potentially leaving you worse off. Bitcoin's price movements are unpredictable in the short term making it unsuitable as a source of loan repayment. Anyone taking a loan should have a separate reliable income source to repay it. Someone should never depend on speculative investments to cover debt obligations.
At one time I thought it was stupid to take a loan to invest in Bitcoin, but now after looking at the strategies of various companies in the current situation, I think it is a smart decision to take a loan to invest in Bitcoin. Because loans can be dangerous when the loan is taken out of poverty or desperation. In other words, if someone has other ways to repay the loan such as job/business or savings, then taking a loan for leverage or front loading is a smart choice just to bring forward the time to hold Bitcoin.
The investment strategies and funding sources used by institutional investors differ significantly from those of retail investors. If you want to follow in their footsteps, you'll need a stable income, sufficient savings, and a clear investment strategy. If you can afford to repay the loan and interest, taking out a loan to invest in Bitcoin can be a smart choice.
Once you have the ability to repay the loan and interest, you can use leverage to increase your potential profits from investing in Bitcoin.
As long as you are disciplined in investing and use a clear strategy to manage risk and maximize potential profits, then all concerns can be controlled, such as price fluctuations and a clear source of funds to repay loans.

You are not guaranteed to be more profitable by taking a loan rather than not, even though taking a loan could be a calculated risk that may or may not end up paying off.. yet if it does not pay off, you still need to be able to service the loan and even think about whether you had employed capital well or if it was a good idea that you had taken a loan as compared to not taking a loan.
I was part of a lecture once where we were told to never take a loan in order to start a business, there is no guarantee that the business venture will be successful so taking a loan for it puts you in potential financial danger if things don't end up working out in the long run but if you already have an existing business that's already making profit the taking a loan to expand it can be considered a smart idea if done right, this is because even if the expansion fails you can still pay the loan with the profits that are already being made from the already existing business, this is also applicable to bitcoin investment, you should have a source of money to pay back the loan with outside of your bitcoin investment, this way you can safeguard your investment with relatively less risk.

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October 21, 2025, 09:01:21 AM
Merited by JayJuanGee (1)
 #10079

I ever with your position doubtful for taking loan and investing in bitcoin at the correction moment, I don't know why too afraid for entring when market price dump significant and much profitable earn if braveness take decision on the right moment. Bitcoin price always give up an opportunity to buy back when correction moment but most of us still scare have to invest or waiting for another moment bitcoin will drop more. Its fatal mistake for my self after waiting again bitcoin have break out higher price and I think take loan for investing in bitcoin during right time and moment its the best ideas.

If investing at the right moment have fully ability to repayment of loan, don't be confuse if you earn profit in short term maybe you can pay loan based on your profitable sell few percent bitcoin fund only loan repayment.

I'm not in support of taking loans to buy Bitcoin since it's a long-term investment option, I'll only agree to that if the person taking the loan has a means aside his investment to pay his debt and quickly but whereby the person is hoping to take profits from his investment to pay back, then that's a blunder cause it means going against the concept of Bitcoin investment to pay the debt, which is taking profits too soon. Also the person is at a huge risk of facing embarrassment cause volatility would definitely play it's role and the market may go down instead of going up. Anyone that's Interested in Bitcoin investment should have a stable source of income and keep their discretionary intact for investing in Bitcoin.
Yeah, It’s never a right move to take loans for an investment, there are a lot of financial hazards that can result from this  and people should Not rush in to invest in bitcoin, always go in with money you can afford to lose as this gives a better balance, peace and calm in face of market volatility. I know we all want bitcoin to go up once we invest but we should know that it can also go down and sometimes it stays down for a while before bouncing back up. Taking loans for bitcoin investment should not be encouraged or practiced at all.
You should understand that no investment is risk free borrowing money to make an investment or to front load your business is never a bad idea, you can have a different places to repay with not not on your investment because you already know what the outcome will be in the future it is money that will use to also find money, people borrow money to do business and still you can even borrow during the dip to buy aggressively as long as you you have hope of repaying back.
Actually taking loans to invest in bitcoin has pros and cons to it, you can be sure the prices of bitcoin fluctuates, bitcoin can drop from 30-60% or more in a matter of days, if the price goes so low and definitely crashes you can lose both your investments and still be owing your loan. Nevertheless it (loan) can actually maximise your profits if the market agrees to the timeframe of the loan, you applying for a loan should go for a low loan term to avoid risk of payments so huge for you to pay knowing fully well how volatile the market can be.

In my own perspective, actually using a loan to invest in bitcoin is abnormal, because if it goes against your planning it creates high risk and stress, so for one to pick up courage to do so must have deep knowledge about the risk involved, have a side financial hustle as back up incase things get rough, and is ready to pay back the loan regardless of the investment outcome.
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October 21, 2025, 09:52:52 AM
 #10080

With a debt hovering over your head, there’s a high chance you wouldn’t have been able to hold for that long. The pressure of loan repayment, changing market conditions coupled with personal expenses could easily make you sell too early, probably long before Bitcoin reached its peak. So yes, the numbers look amazing on paper, but the psychological and financial stress of owing money can ruin even the best investment plan.

That’s why, even though the potential gain is tempting, I still wouldn’t advise anyone to borrow money just to invest. It’s always better to invest within your means, stay patient, and let time work in your favor. Slow and steady wins in Bitcoin, without the burden of debt chasing you around.
You seems to be making a good point, but I want to make it very clear to you that this can only happen if you can't afford the loan. Taking a loan to invest in Bitcoin should be on a terms where you have others means of paying it back without any problem, and you must be in a situation whereby even if your investment fail, you can still be able to payback the loan, that's when you take loan not from the place of pure lack, thinking that it's going to free you or buys more time for you.
Taking a loan to invest in Bitcoin should only be under the ground of leveraging or front loading your Bitcoin investment not from the place of lack, so ask yourself this question before taking a loan to invest in Bitcoin, will I be able to pay back easily even though my Bitcoin investment fails?
If you can pay it regardless of the outcome of your investment, then taking a loan is not a bad idea bro
Clearly stated bro, but borrowing a loan for the sake of investing in bitcoin on its own is a risk especially if your bitcoin oriented. It can actually amplify your profits and keep some extra gains for you, same time if it goes against your perspectives and crashes can land you in state of losing your investments and still be indebted, so it's left for wise (experience)investors who are able to handle the high risk, patience and have a side hustle in which to balance the task.

You can also apply the DCA momentum too, it's slower but safer because you can invest a fixed amount monthly same as the loan payment in bitcoin incase things gets rough your sure of your financial flexibility.
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