Buy Buy Buy or Sell Sell Sell?

[MusaMohamed]

If a guy had been able to put 150% of his annual income into bitcoin over 5 years, then surely he had front loaded and even potentially created a strong investment base in the event that bitcoin ends up continuing to go up in the future. 

Sure, he could be tempted to tap into it, yet if he taps into it, he would still be likely depleting it rather than letting it ongoingly grown

It is easy to imagine of an investment with a price of Bitcoin goes up next 5 years but we know 5 years is not a too short waiting time. Especially in situation of leveraging your investment capital with 150% of your annual income, this practice turns to be very risky.

That person need money to spend, and by leveraging 150% of annual income for investment in Bitcoin, that means the person already overspend money for investment while he will need to have money for regular bills and spendings. This greedy and leveraged investment style puts that person's financial status at verge of bankruptcy anytime.

If his income source is broken, his finance will be in big trouble. Another case is if Bitcoin won't go up but go down instead in next several years.

[Iamgoat]

You're right. Being sick shouldn't be an excuse people shouldn't accumulate bitcoin. If the investor is seriously sick and is under medical care,then he is allowed to paused his accumulation and focus on his health as attending to his health is a top priority. When the investor has become well,he can decide whether to continue accumulating bitcoin. If an investor is seriously down due to some illness, and he decides to pause his bitcoin accumulation for the time being doesn't mean that the said Investor is not serious about accumulating bitcoin.

Yes, sickness should not automatically cancel a person's bitcoin plan because if we are being nobody is 100 percent fine forever and this is why emergency funds are not meant to be luxury but funds you keep for protection. Once you are able to secure an emergency funds, sickness will not force you to touch your bitcoin or even start selling at the worse time just to survive.

What I've just said above is like the fundamental plan any investor needs to set to have a successful bitcoin accumulation but reality can hurt such plans especially when you clearly know health is wealth and the health is calling big. If you are seriously ill and need to pause accumulation to focus on treatment, please we should know it is not weakness or lack of seriousness but wisdom. Because we also need to remember bitcoin will still be there even when you recover from your illness but your health is not something you can buy back when you lose it so if it TRULY calls for you to pause or even sell your own bitcoin assets, please go ahead and sell it, treat your self and make sure you buy back immediately when you are fit.

[Makus]

Of course you have every right to sell your holdings whenever you feel like or when there's health challenge and it happen that your emergency funds is not large enough to take Care of the bills, but i can assure you  that if you build a very large emergency funds you would surely solve whatever problems you want to solve without tempering your investment. You can only be worried about getting your emergency funds exhausted when you don't make it large, and it will be more easier for us if we have different cash flow Because the reason why most investors is finding it hard to build a large emergency funds  it's because they only have one source of income which the money they pay might not be enough for our budgets that is why we need to look for other source so as to enable us meet our budget.

It's wrong to sell your bitcoin holdings whenever you want, if it's the case of emergency like health challenges which should be our most priorityat that time, you must ensure to make use of your emergency fund but if your emergency fund is not enough then you can tap into your bitcoin investment. Just like you said it'll be a good thing if folks can build their emergency fund alongside their bitcoin accumulation and quicker so they won't  be needing to tap into their bitcoin investment but then, there could also be limitation to why they can't possibly build their emergency fund quicker which could be as a result of their income, improper planning.
Again folks can sometimes get really dramatic and build a mindset that they can possibly go back to their bitcoin accumulation even if it's not worth it, and people who have built such mindset might end up tapping further on their bitcoin accumulation to satisfy other wants they term important. Which is why we need to clearly define what we call emergency situation and not some emotional issues spending issues.

If a guy had been able to put 150% of his annual income into bitcoin over 5 years, then surely he had front loaded and even potentially created a strong investment base in the event that bitcoin ends up continuing to go up in the future. 

Sure, he could be tempted to tap into it, yet if he taps into it, he would still be likely depleting it rather than letting it ongoingly grown

It is easy to imagine of an investment with a price of Bitcoin goes up next 5 years but we know 5 years is not a too short waiting time. Especially in situation of leveraging your investment capital with 150% of your annual income, this practice turns to be very risky.

I dont understand where the risky is coming from. 150% of his annual income is the result he got after investing for 5 years from his discretionary income, meaning his annual investment is 30% that's something people can work with provided their investment is flexibly coming from their discretionary income.

That person need money to spend, and by leveraging 150% of annual income for investment in Bitcoin, that means the person already overspend money for investment while he will need to have money for regular bills and spendings. This greedy and leveraged investment style puts that person's financial status at verge of bankruptcy anytime.

If his income source is broken, his finance will be in big trouble. Another case is if Bitcoin won't go up but go down instead in next several years.

It seems you're getting it all wrong, the person i made mention of is investing 30% of his annual income into bitcoin for a duration of 5 years (30 X 5=150)  so there is no way he is overspending and would be down on his bills since his investment is only coming from his discretionary income after he must have settled all his bills and needs.
And if bitcoin probably didn't go up which is almost impossible considering it's historical chart and volatility, he would have still saved up 150% of his annual income which is a huge amount of money and investing that amount in bitcoin would save him from inflation for that 5 years period so either ways bitcoin is the best place to keep your money for long term.

[Kelward]

You're right. Being sick shouldn't be an excuse people shouldn't accumulate bitcoin. If the investor is seriously sick and is under medical care,then he is allowed to paused his accumulation and focus on his health as attending to his health is a top priority. When the investor has become well,he can decide whether to continue accumulating bitcoin. If an investor is seriously down due to some illness, and he decides to pause his bitcoin accumulation for the time being doesn't mean that the said Investor is not serious about accumulating bitcoin.

Yes, sickness should not automatically cancel a person's bitcoin plan because if we are being nobody is 100 percent fine forever and this is why emergency funds are not meant to be luxury but funds you keep for protection. Once you are able to secure an emergency funds, sickness will not force you to touch your bitcoin or even start selling at the worse time just to survive.

What I've just said above is like the fundamental plan any investor needs to set to have a successful bitcoin accumulation but reality can hurt such plans especially when you clearly know health is wealth and the health is calling big. If you are seriously ill and need to pause accumulation to focus on treatment, please we should know it is not weakness or lack of seriousness but wisdom. Because we also need to remember bitcoin will still be there even when you recover from your illness but your health is not something you can buy back when you lose it so if it TRULY calls for you to pause or even sell your own bitcoin assets, please go ahead and sell it, treat your self and make sure you buy back immediately when you are fit.

The conclusion of what both of you are saying should be that a Bitcoin investor should buy Bitcoin when they have the funds to buy it, if you have discretionary fund that can afford you to buy Bitcoin then go ahead. If for any reasons, either health issues, lose of job or family emergency that your emergency funds cannot handle then it makes sense to pause your Bitcoin accumulation to have more money to take care of the financial need.

Delay is not denial and Bitcoin investment is not a do or die affair, if you don't have discretionary funds to buy Bitcoin you shouldn't because there's nothing you can do about it at the moment. Bitcoin investment is all about having money for secondary needs which is your discretionary funds from where you can be allocating funds for you DCA accumulation. Always make sure that you are making money every weeks and months so you won't stop buying but if you stop for any reasons as an investor you should have the plan of continuing when you get back on your feet.

[alankasman]

Yes, sickness should not automatically cancel a person's bitcoin plan because if we are being nobody is 100 percent fine forever and this is why emergency funds are not meant to be luxury but funds you keep for protection. Once you are able to secure an emergency funds, sickness will not force you to touch your bitcoin or even start selling at the worse time just to survive.
What I've just said above is like the fundamental plan any investor needs to set to have a successful bitcoin accumulation but reality can hurt such plans especially when you clearly know health is wealth and the health is calling big. If you are seriously ill and need to pause accumulation to focus on treatment, please we should know it is not weakness or lack of seriousness but wisdom. Because we also need to remember bitcoin will still be there even when you recover from your illness but your health is not something you can buy back when you lose it so if it TRULY calls for you to pause or even sell your own bitcoin assets, please go ahead and sell it, treat your self and make sure you buy back immediately when you are fit.

In fact there's no reason to cancel Bitcoin plans like this. It's true that no one has the same health forever so having an emergency fund is essential. When we find ourselves in this situation we won't force ourselves to sell Bitcoin if our health remains conducive to surviving without selling the Bitcoin we've planned for the future.

Indeed everyone nowadays when talking about health is the most important thing because the mother of safety is still in the health that we have even sources of wealth will not be able to replace the role of health so it is very natural if you have assets in the form of Bitcoin of course this will be a tool to help us when everything needs medical expenses and this is without thinking again where our initial planning sometimes accumulates Bitcoin not for medical expenses but suddenly our health sometimes gets weaker of course this is not what we want but this shows us to stop first in accumulating Bitcoin because we prioritize health first so that at that time our focus is no longer on accumulating Bitcoin but only for treatment for health recovery for the smooth running of the basic goals after returning when the health problem is over.

[cyberninja2]

It is easy to imagine of an investment with a price of Bitcoin goes up next 5 years but we know 5 years is not a too short waiting time. Especially in situation of leveraging your investment capital with 150% of your annual income, this practice turns to be very risky.

That person need money to spend, and by leveraging 150% of annual income for investment in Bitcoin, that means the person already overspend money for investment while he will need to have money for regular bills and spendings. This greedy and leveraged investment style puts that person's financial status at verge of bankruptcy anytime.

If his income source is broken, his finance will be in big trouble. Another case is if Bitcoin won't go up but go down instead in next several years.

If it's like this of course the tool we have to have is an emergency fund because in those 5 years we use tools for our daily life needs whether we have a family or not. It's certainly a good idea to wait for Bitcoin's price to rise over the next five years, but the question we need to discuss here is whether utilizing the capital from the 150% annual income will be sufficient or whether we need other funds saved.

Spending large sums of money if it doesn't benefit us in what we want to do is certainly better not to because we never know how often in our daily lives there will be bills lurking. People who use their 150% annual income to invest in Bitcoin certainly have other funds set aside for when bills come their way. If they don't have enough they won't be fully invested. In the near term there will certainly be needs that must be met. If not they will immediately sell their Bitcoin to meet their needs without considering long-term investment.

This is something we need to maintain because Bitcoin's price will not continue to rise. If this happens to our finances we will certainly be at great risk as everything depends on our income.

[arwin100]

If a guy had been able to put 150% of his annual income into bitcoin over 5 years, then surely he had front loaded and even potentially created a strong investment base in the event that bitcoin ends up continuing to go up in the future. 

Sure, he could be tempted to tap into it, yet if he taps into it, he would still be likely depleting it rather than letting it ongoingly grown

It is easy to imagine of an investment with a price of Bitcoin goes up next 5 years but we know 5 years is not a too short waiting time. Especially in situation of leveraging your investment capital with 150% of your annual income, this practice turns to be very risky.

That person need money to spend, and by leveraging 150% of annual income for investment in Bitcoin, that means the person already overspend money for investment while he will need to have money for regular bills and spendings. This greedy and leveraged investment style puts that person's financial status at verge of bankruptcy anytime.

If his income source is broken, his finance will be in big trouble. Another case is if Bitcoin won't go up but go down instead in next several years.

Trying to leverage up to 150% annually on Bitcoin is somehow a reckless behavior. Since the essence of choosing for long term on this asset is for sustainability and try to balance the risk. Bitcoin may really have upside if we talk about long term especially if we look at the historical stats, but it doesn't offer guaranteed anything as market changes and also the movement is so unpredictable.

Trying to overspend beyond their capability will expose them on more bigger risk if their source of income weakens and with this the investor might not meet their obligations then will face serious troubles. Strategic investor will not try to risk their capability to provide their daily needs. The healthier option to choose is to allocate  a small portions of their income to invest on Bitcoin.  So discipline and proper financial balance is important so they won't create mess on their needs and also on their investment.

[yixichloro2xx]

Of course you have every right to sell your holdings whenever you feel like or when there's health challenge and it happen that your emergency funds is not large enough to take Care of the bills, but i can assure you  that if you build a very large emergency funds you would surely solve whatever problems you want to solve without tempering your investment. You can only be worried about getting your emergency funds exhausted when you don't make it large, and it will be more easier for us if we have different cash flow Because the reason why most investors is finding it hard to build a large emergency funds  it's because they only have one source of income which the money they pay might not be enough for our budgets that is why we need to look for other source so as to enable us meet our budget.

It's wrong to sell your bitcoin holdings whenever you want, if it's the case of emergency like health challenges which should be our most priorityat that time, you must ensure to make use of your emergency fund but if your emergency fund is not enough then you can tap into your bitcoin investment. Just like you said it'll be a good thing if folks can build their emergency fund alongside their bitcoin accumulation and quicker so they won't  be needing to tap into their bitcoin investment but then, there could also be limitation to why they can't possibly build their emergency fund quicker which could be as a result of their income, improper planning.
Again folks can sometimes get really dramatic and build a mindset that they can possibly go back to their bitcoin accumulation even if it's not worth it, and people who have built such mindset might end up tapping further on their bitcoin accumulation to satisfy other wants they term important. Which is why we need to clearly define what we call emergency situation and not some emotional issues spending issues.

‎That is we need to prioritize emergency funds as we are investing in Bitcoin. They just don't called emergency funds for nothing. There are some unexpected things that comes up like health related issues, so emergency funds are meant to curb them. And if a person doesn't have an emergency funds, they might sell their Bitcoin to solve those issues and might to regret due to selling early.  Income limits and poor planning make things harder, but discipline matters. Without Emergency funds people will keep selling their assets gradually before they will realize that they don't have anything to hold anymore.

[Charcol]

It is easy to imagine of an investment with a price of Bitcoin goes up next 5 years but we know 5 years is not a too short waiting time. Especially in situation of leveraging your investment capital with 150% of your annual income, this practice turns to be very risky.

That person need money to spend, and by leveraging 150% of annual income for investment in Bitcoin, that means the person already overspend money for investment while he will need to have money for regular bills and spendings. This greedy and leveraged investment style puts that person's financial status at verge of bankruptcy anytime.

If his income source is broken, his finance will be in big trouble. Another case is if Bitcoin won't go up but go down instead in next several years.

If it's like this of course the tool we have to have is an emergency fund because in those 5 years we use tools for our daily life needs whether we have a family or not. It's certainly a good idea to wait for Bitcoin's price to rise over the next five years, but the question we need to discuss here is whether utilizing the capital from the 150% annual income will be sufficient or whether we need other funds saved.

Spending large sums of money if it doesn't benefit us in what we want to do is certainly better not to because we never know how often in our daily lives there will be bills lurking. People who use their 150% annual income to invest in Bitcoin certainly have other funds set aside for when bills come their way. If they don't have enough they won't be fully invested. In the near term there will certainly be needs that must be met. If not they will immediately sell their Bitcoin to meet their needs without considering long-term investment.

This is something we need to maintain because Bitcoin's price will not continue to rise. If this happens to our finances we will certainly be at great risk as everything depends on our income.

Most of us have the belief that Bitcoin will perform well in the long run. But the problem arises when someone ignores the real needs of life in the hope of possible future gains. The reality for people like us is that the market does not move on our timeline, but rather we move on the timeline of our family responsibilities.
While it is easy to talk about investing 150% of our annual income, it is a little more difficult when that 150% is not surplus capital but money for needs.In my opinion, investing in Bitcoin should be for the future, but living life with the assurance of the present.

[Bigjoe33]

but suddenly our health sometimes gets weaker of course this is not what we want but this shows us to stop first in accumulating Bitcoin because we prioritize health first so that at that time our focus is no longer on accumulating Bitcoin but only for treatment for health recovery for the smooth running of the basic goals after returning when the health problem is over.

Is you ask me, completely stopping your bitcoin accumulation process due to the health issues depends on the situation at hand, I mean the pattern of his income or revenue. For instance, an investor who only gets paid or income anytime they do work or renders services to people will no longer have any income to continue his investment since he can no longer work or do anything due to his ill health, and that automatically means a pause to his investment till he gets strong to work and earn again, yea.

But on the other hand, there are investors who do not ordinarily need to go out everyday to work in order to earn. They have established businesses and profit making ventures who make money for them daily. So this kind of investors may not need to stop or pause there investment because the income keeps coming in wether or not they go to work. They might just delegate power to someone who plays there role as overseer while the business keeps growing, and they are treating themselves. And of course, in such situations, such an investor must have a way to grant access of his assets to someone(Bitcoin), whomever he deems fit, should incase the illness claims his life if its that serious. Am sure he would be prepared for uncertainties.

So, totally stopping your bitcoin investment depends.

[Obulis]

Yes, most people want to buy BTC when the price is falling, but we don't know when the price of BTC will fall because it is very difficult to predict where the price of BTC will go. So, by using the DCA strategy, we can feel comfortable accumulating BTC because we don't look at the price of BTC when buying it.
Yes, if you have money that you don't mind losing and you use it to buy BTC, and it happens to be when the price is falling, that's an added bonus. However, the most important thing in investing in BTC, in my opinion, is that we must be able to hold onto BTC for the long term because there are many people who bought BTC at a low price, such as in 2010 or 2011, but were unable to hold onto BTC for the long term, which ultimately prevented them from making a large profit.

Yes, I don't think anyone is right when predicting whether the BTC price will rise or fall because market conditions will always fluctuate, making it difficult to predict what will happen in the market each day. We can see that today's market is at $88 meaning the BTC price will always change daily. Therefore this price is very suitable for adding BTC to our investments by accumulating Bitcoin through DCA.

Having money that may not be a problem in daily needs is certainly very feasible to do to buy BTC to accumulate long term and it is very difficult for those who can buy BTC but do not have long-term investment goals for the reason that sometimes it takes too long to pick up profits so that such a thing is a very fatal mistake because it has more power financially but to maintain BTC in the long term is not able to be done by many people, because the habit of doing long term usually often feels the results of very large profits as you said happened in 2010 and 2011 because those who are still patient in accumulating BTC so it is natural for those who do long term to succeed in feeling such large profits.

Wow!
DCA strategy has always had the right time to buy Bitcoin and the best time to buy Bitcoin. DCA strategy will give an investor what others keeps waiting for on a platter (of course the dip). Honestly, discretionary funds will help in sustainable Bitcoin investment instead of gambling about it, addicts usually uses any resources available just to quench their uncontrollable thirst which is leading and has led some to fatal financial mistake as some might suffer these mistake for so long if not all their life.

[Osiokwudiri]

You're referring to the unpredictability of cryptocurrency markets! It's frustrating when coins drop in value after buying or appreciate after selling. This volatility is normal, especially with Bitcoin, which has seen significant fluctuations.

Currently, Bitcoin's price is around $90,047, and experts predict it may rise to $103,952 by February 2026. Some forecasts even suggest it could reach $150,000 to $200,000 by the end of 2026 .

Whether it's a buy or sell time depends on your investment goals and risk tolerance. If you're looking for long-term growth, now might be a good time to invest. However, if you're looking for short-term gains, it's essential to monitor market trends and set clear entry and exit points.

Keep in mind that cryptocurrency investments carry risks, and it's crucial to do your own research and consider multiple sources before making decisions.

Would you like more information on Bitcoin's price predictions or investment strategies?

[Princess Leah]

You're referring to the unpredictability of cryptocurrency markets! It's frustrating when coins drop in value after buying or appreciate after selling. This volatility is normal, especially with Bitcoin, which has seen significant fluctuations.

Currently, Bitcoin's price is around $90,047, and experts predict it may rise to $103,952 by February 2026. Some forecasts even suggest it could reach $150,000 to $200,000 by the end of 2026 .

Whether it's a buy or sell time depends on your investment goals and risk tolerance. If you're looking for long-term growth, now might be a good time to invest. However, if you're looking for short-term gains, it's essential to monitor market trends and set clear entry and exit points.

Keep in mind that cryptocurrency investments carry risks, and it's crucial to do your own research and consider multiple sources before making decisions.

Would you like more information on Bitcoin's price predictions or investment strategies?

Thats why an investor don't need to have a trader mentality for a starter cause the petson would end up getting disappointed on the long run. Bitcoin investment is for those who have the mindset of buying and holding for long-term and anyone who feel that the best idea is to invest when the market is down and take profits when it recovers would end up regretting, investing in Bitcoin is strictly for those with the mindset of investing for long-term or else regret becomes the case.

 There's no best time for investing in Bitcoin might, any entry is okay. It doesn't matter whether the market is up or down so far you're consistent with investing on a particular suitable interval, you're good to go. Only a trader or someone that's ignorant would be worried about the right time to buy.

[LOVER BOY 422]

Currently as I have learned so far ,I have been informed that in Bitcoin investments that their is no perfect time to buy or to sell ,that if you have money to invest you should invest because the more you are weating for Bitcoin to decrease before you buy that's more time you are wasting,so the perfect time is to invest in to Bitcoin at anytime time ,but do it with your spear money (descretionary income )so that if the investment doesn't go well you can't even regret it,so invest at anytime ,to be at the safer side you can
sell at the top and buy at the bottom.

[Tmoonz]

Currently as I have learned so far ,I have been informed that in Bitcoin investments that their is no perfect time to buy or to sell ,that if you have money to invest you should invest because the more you are weating for Bitcoin to decrease before you buy that's more time you are wasting,so the perfect time is to invest in to Bitcoin at anytime time ,but do it with your spear money (descretionary income )so that if the investment doesn't go well you can't even regret it,so invest at anytime ,to be at the safer side you can
sell at the top and buy at the bottom.

No mate your last statement doesn't validate the rest of your other statements which is there no perfect time than buying when you have your discretionary income available which is most preferable to be on the safest side because the market is unpredictable, how do you intend to know the bottom to buy? And those who should be talking about selling should be those who has been accumulating Bitcoin and has gotten to their over accumulation stage, because even when we are at top of the market not everyone should be selling, a low coiner that is supposed to be buying Bitcoin can not be selling because they are seeing a top price neither do they have to wait to see a bottom before buying.

[Gallar]

Sickness can be a distraction especially those severe ones but that doesn't mean someone is careless to create emergency funds or back up funds. There may be emergency and back up funds to take care of the sickness but you may not be physically and emotionally stable or healthy to continue your investment or accumulation and this doesn't mean you are not a serious or mean you are a careless Investor. Investing in Bitcoin is very good but don't do it when you know within yourself you can not because it can be dangerous.

Yes, I agree with you, my friend. It's true that in the investment realm, we shouldn't push ourselves too hard, even in Bitcoin. Of course, if we push ourselves too hard, the investment process will always be disrupted, and that's very bad, especially if it can endanger our lives. Therefore, we must be able to reflect on ourselves and see the reality. While our desires may be high, we must also assess our own situation and condition. So, don't force yourself to invest when we can't afford it, especially if we're sick.

So, in a situation like that,, the best course of action, in my opinion, is to invest from the neck up. This means we must broaden our horizons, improve our skills, and potentially land a higher-paying job. If we do that, we will gradually be able to invest in Bitcoin. And besides, perhaps someone here will reply that investing in Bitcoin doesn't require a lot of money. Yes, that's true. But even if a small amount isn't discretionary, it's clearly not a good investment. So,, we just need to be more patient in dealing with this situation and continue to improve our skills.

[RockBell]

It is easy to imagine of an investment with a price of Bitcoin goes up next 5 years but we know 5 years is not a too short waiting time. Especially in situation of leveraging your investment capital with 150% of your annual income, this practice turns to be very risky.

That person need money to spend, and by leveraging 150% of annual income for investment in Bitcoin, that means the person already overspend money for investment while he will need to have money for regular bills and spendings. This greedy and leveraged investment style puts that person's financial status at verge of bankruptcy anytime.

If his income source is broken, his finance will be in big trouble. Another case is if Bitcoin won't go up but go down instead in next several years.

If it's like this of course the tool we have to have is an emergency fund because in those 5 years we use tools for our daily life needs whether we have a family or not. It's certainly a good idea to wait for Bitcoin's price to rise over the next five years, but the question we need to discuss here is whether utilizing the capital from the 150% annual income will be sufficient or whether we need other funds saved.

Spending large sums of money if it doesn't benefit us in what we want to do is certainly better not to because we never know how often in our daily lives there will be bills lurking. People who use their 150% annual income to invest in Bitcoin certainly have other funds set aside for when bills come their way. If they don't have enough they won't be fully invested. In the near term there will certainly be needs that must be met. If not they will immediately sell their Bitcoin to meet their needs without considering long-term investment.

This is something we need to maintain because Bitcoin's price will not continue to rise. If this happens to our finances we will certainly be at great risk as everything depends on our income.

Most of us have the belief that Bitcoin will perform well in the long run. But the problem arises when someone ignores the real needs of life in the hope of possible future gains. The reality for people like us is that the market does not move on our timeline, but rather we move on the timeline of our family responsibilities.
While it is easy to talk about investing 150% of our annual income, it is a little more difficult when that 150% is not surplus capital but money for needs.In my opinion, investing in Bitcoin should be for the future, but living life with the assurance of the present.

There are things you put in place before you start investing in bitcoin, because if you want to look at it, bitcoin is not just something you will say you will invest in without having other plans, and this is why some of them hurry and sell, and it is not right because if you are selling on time then what is now the purpose of buying when you selling without making profit because one of the intention of buying should be that, you are buying. After all, you want to make a profit, and you will sell when the time is tight and not sell because you need money.

And no matter the percentage you want to be investing does not matter because all will definitely fall under DCA, and how dedicated to your DCA is what matters at this point, and some things will help anyone not to sell there holding is, just like you are ensuring your asset whenever there is any form of problem, then you will know that you are falling back on your emergency funds and that is why is mandatory for every investor to have a emergency funds the same way you are preparing for your DCA.

[Sim_card]

 

Currently as I have learned so far ,I have been informed that in Bitcoin investments that their is no perfect time to buy or to sell ,that if you have money to invest you should invest because the more you are weating for Bitcoin to decrease before you buy that's more time you are wasting,so the perfect time is to invest in to Bitcoin at anytime time ,but do it with your spear money (descretionary income )so that if the investment doesn't go well you can't even regret it,so invest at anytime ,to be at the safer side you can
sell at the top and buy at the bottom.

That's a trader mindset to buy at the bottom and sell at the top. Do you know that bitcoin doesn't have a top only bottom because the price keeps on increasing, the top price that you think is the highest today will be the lowest price in five years time which is the main reason you shouldn't consider selling when you have not reached your over accumulation.

Buying at the bottom line of the dip is very easy on paper but very difficult practically which is the main reason why a brand new investor should forget buying at the bottom/dip only but focus on using DCA to accumulate as many bitcoin as possible within his own discretionary income for 4-10 years and above. Just keep your bitcoin accumulation ongoing and DCA regularly, persistently and consistently till you reach your bitcoin target. There's time for everything, time to accumulate and time to sell.

Don't rush into selling when it's not yet the right time. Even if it's the right time, you don't need to sell blindly so that you don't sell too many coins to soon but use JJG sustainable withdrawal strategy that wouldn't affect your portfolio from compounding overtime.

[Littlemini]

If you do have a good source of income that will allow you to accumulate Bitcoin consistently and sustain your Bitcoin investment for a very long time after you reach your over accumulation stage, there is always a need for you to walk on having multiple streams of income so that you will always remain consistent and persistent in accumulating Bitcoin and also take care of  you day to day expenses. It is not unwise for investors to sell their Bitcoin when they have not reach over accumulation stage, but if someone has a life threatening issue, it is wise for the person to sell his/her Bitcoin if that is the person's last hope of solving his/her problems.

Long-term investment is reasonable and of course we will speak in favor of long-term investment, but while making investment in a long-term plan, we have to ensure that we do not have to sell our investment in case of sudden danger, as well as stoppage of income or illness. It is really unreasonable to sell investment thinking that a person will die because of his age. Where we have always discussed that in addition to continuing investment, one should share important information of one's investment wallet with a trusted member, there is no question of selling investment due to increasing age.

Emergency fund is very important in investment and other fields, if the income suddenly stops, it will take some time to find a new source of income again and during this time the extra fund can be used, but if someone does not have extra funds, then that investor will be forced to sell his investment. Another important thing in long-term investment strategy is not to invest with excessive pressure. We have to invest in such a way that we do not have to sell investment later until we reach our goal. 
Investing in a long-term plan is only successful when an investor has their fundamentals and finances in order.

[Sulegzy39]

You're right. Being sick shouldn't be an excuse people shouldn't accumulate bitcoin. If the investor is seriously sick and is under medical care,then he is allowed to paused his accumulation and focus on his health as attending to his health is a top priority. When the investor has become well,he can decide whether to continue accumulating bitcoin. If an investor is seriously down due to some illness, and he decides to pause his bitcoin accumulation for the time being doesn't mean that the said Investor is not serious about accumulating bitcoin.

Yes, sickness should not automatically cancel a person's bitcoin plan because if we are being nobody is 100 percent fine forever and this is why emergency funds are not meant to be luxury but funds you keep for protection. Once you are able to secure an emergency funds, sickness will not force you to touch your bitcoin or even start selling at the worse time just to survive.

What I've just said above is like the fundamental plan any investor needs to set to have a successful bitcoin accumulation but reality can hurt such plans especially when you clearly know health is wealth and the health is calling big. If you are seriously ill and need to pause accumulation to focus on treatment, please we should know it is not weakness or lack of seriousness but wisdom. Because we also need to remember bitcoin will still be there even when you recover from your illness but your health is not something you can buy back when you lose it so if it TRULY calls for you to pause or even sell your own bitcoin assets, please go ahead and sell it, treat your self and make sure you buy back immediately when you are fit.

I disagree with you 100% even if you invest money in bitcoins, you can still touch it if you are not feeling good, because if you check around is not every body likes to help any more, peoples haves money in this country but to help is very hard for then, you will see some one in bad condition and they won’t help, is when the person have gone already that’s when they will be regretting, so even if you invest money in your in your bitcoins account you can still touch it when you are not feeling good because no one cares.

But I can assure you that if you build a very large emergency funds you will surely solve whatever problems you want to solve without tempering your investment, that’s why many people need to have some savings when you know your worth of income but when the situation come becomes critical, that emergency will end at some point then we need more money by that time we have to arrange money in any way to safe life.