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Author Topic: Bitcoin/Crypto processors: The untapped Niche in the Nigerian Crypto space  (Read 56 times)
Zigabel (OP)
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May 17, 2025, 01:13:54 PM
 #1

I salute all of una my country people.
E get mata wey I don reason for sometime now and I say make I bring am come meet my country people make we chook mouth put, I wan talk am as I see am fes but I go mix pidgin and English sha, so the mata na say;

I have observed that there's this challenge in the crypto space that most Nigerians are yet to overcome, it bothers on been scammed or ripped, whichever name it's been called as the case maybe, sometimes its even found amongst our exchanges both the local and the foreign ones so I taught of the fact that this is an innovative space and we could get an innovation that will possibly reduce this to the bearst minimum, one way out will have to be with Bitcoin/crypto  processors.

Just like the wave of innovation in the fintech industry which we have seen in recent years that has birth the likes of Opay, Moniepoint, kuda and so many other fintech solutions which has helped us overcome the hitch of fast payments and confirmation of transactions at various points of purchase unlike our traditional banking systems, that can be introduced in the Crypto space in Africa and especially Nigeria of which I can relate better with.

so here's the logic i want to put out there, if we get Bitcoin/ crypto processors, we can start purchasing and making payments with our crypto assets at stores, grocery shops and even fashion and beauty stores and ofcourse eateries will not be left behind.  To the best of my knowledge, the fintech guys uses a confirmation system that allows them confirmation your transactions even before it arrives of which they later synchronise with our various local banks so How about we build an app that can directly credit to your bank account so the app take the other side of the trade just like a broker does and credit the stores when they register with them as a payment channel so basically you  transfer crypto to a store and they get credit in naira almost instantly, the app can be synchronised with blockchair to confirm transactions even before they receive the crypto assets as it takes some time of which some persons may not be patient enough to wait, this way you get to spend your crypto directly without the fear of been scammed , after all it's on the news that digital asset which includes crypto is now legal in Nigeria.

I may have some ambiguity in my explanations but I'm only trying to state that there's an opportunity with Bitcoin/crypto processors here in Nigeria that has not be explored enough of which if one can cease the opportunity in it, they can make good profit off this service while providing payments solutions for crypto users.  By the way if you know of any of such services in Nigeria already you can drop them on this thread, and if similar thread as this has been created here before, please let me know so I will lock this.

So my country man dem, make una help me chook mouth for this mata how una see am and wetin u think about am?. Huh Huh

 
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EL MOHA
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May 17, 2025, 02:22:45 PM
 #2


so here's the logic i want to put out there, if we get Bitcoin/ crypto processors, we can start purchasing and making payments with our crypto assets at stores, grocery shops and even fashion and beauty stores and ofcourse eateries will not be left behind.  To the best of my knowledge, the fintech guys uses a confirmation system that allows them confirmation your transactions even before it arrives of which they later synchronise with our various local banks so How about we build an app that can directly credit to your bank account so the app take the other side of the trade just like a broker does and credit the stores when they register with them as a payment channel so basically you  transfer crypto to a store and they get credit in naira almost instantly, the app can be synchronised with blockchair to confirm transactions even before they receive the crypto assets as it takes some time of which some persons may not be patient enough to wait, this way you get to spend your crypto directly without the fear of been scammed , after all it's on the news that digital asset which includes crypto is now legal in Nigeria.


Payment processing services aren’t available in Nigeria as far as I know even the local exchanges in Nigeria will have has been too trusted with many people still having lost of problems with them as they have a bad support so anyone creating a new payment processor will definitely have to win many trust.

As for the initiative I can say it is ok but what i see as an obstacle will be the confirmation, the payment processing services cannot actually credit your account with local Currency without having to get a single confirmation from the bitcoin sent because such transaction can be reversed if the sender uses RBF enabled transaction wallet, so the service needs at least 1-3 confirmation which will take time or the sender will have to use substantial fee needed to get the transaction into the next block plus the fee that such services will require this will push many to simply use local fiat as currency for payment

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