The Basics of Investments

[ASloveapg]

I just want to add, investment is a marathon not a sprint. People who want to invest expect their asset to grow from the next day which results into panic if the price drops. They should be prepared to play the long game and to be honest traditional investment took a couple generation to get the expected returns so if someone consider 4 year cycle is too long for them to HODL then they might tot fit to become an investor at all.

In any investment, you have to be patient, those who are not patient and want to get results immediately, they will never be successful in investing. It is not possible to achieve anything in a hurry, if you do this, you are just trading, where you will have to face losses most of the time. Invest, be patient, and expect to get big results after a long time. The key to success in investing is long-term patience, but those who do not have this patience, they will only fail.

[Theupdude]

I just want to add, investment is a marathon not a sprint. People who want to invest expect their asset to grow from the next day which results into panic if the price drops. They should be prepared to play the long game and to be honest traditional investment took a couple generation to get the expected returns so if someone consider 4 year cycle is too long for them to HODL then they might tot fit to become an investor at all.

In any investment, you have to be patient, those who are not patient and want to get results immediately, they will never be successful in investing. It is not possible to achieve anything in a hurry, if you do this, you are just trading, where you will have to face losses most of the time. Invest, be patient, and expect to get big results after a long time. The key to success in investing is long-term patience, but those who do not have this patience, they will only fail.

But the reality is that markets are always slow volatile, and sometimes frustratingly test your patience. Especially in crypto where anyone who considers a 4 year cycle to be indescribably long is not really prepared for the investment mindset. In my opinion, investing is not just about waiting it’s about maintaining mental stability staying calm during panic, and controlling greed during excitement. Those who can maintain this balance are the ones who actually survive in investing. The rest give up halfway and fall into the trading trap.

[Queen uloma]

One constant thing about life is change. People evolve, and everyone wants to make life better for themselves and their loved ones. To make life merrier, finances play a major role, which is why financial education is very important.

These days, so many people are in a hurry to make money. It’s not just about greed, the crippling economy and peer pressure has also contributed to this rush in life.

A lot of people stumble upon the idea of "investment" without taking time to understand the basics, and this often leads to pain and regret.
Now, while I’m not a financial adviser or expert, I’d still like to share my own basic understanding of investing to help guide anyone looking to invest especially in crypto, real estate, or any other investment space in general.

Below are a few important points to take note of:

1. Understand the Business You’re Investing In
Be its anything, coins, forex, real estate, etc. Always ensure you have satisfied yourself by making a proper research and understanding of the proposed investment in question.
I’ve not just heard stories, I’ve seen it with my own eyes. Someone bought a Keke (tricycle) and gave it out for hire, hoping to get returns weekly or monthly depending on his agreement with the rider.
But guess what? It was problem after problem. One day it was the crankshaft, the next day it was "local government wahala."
It even led to an arrest and things got messy just because someone wants to reap the fruit of another persons labor
Now I’m not saying Keke business is bad, but you need to understand how it works so you don’t end up stressed and frustrated.

2. Investment Is Not a Get-Rich-Quick Scheme
If you’re thinking investments will blow overnight and make you millions instantly, you're likely walking into a trap. Real investing takes time. The legit kind is long term and is meant to bring in steady income over time unless of course, you’re looking for Ponzi (which I don’t advise at all).

3. Don’t Invest All Your Money
Always make sure you have some cash flow on hand. Life is unpredictable. Emergencies happen. Never put all your money into an investment, no matter how "sure" it seems.

4. No Investment, No Reward
As simple as this sounds, it needs to be said. Some people expect major blessings or financial breakthroughs in life, but they’ve never invested in anything. If you don’t plant a seed, don’t expect a harvest.

5. Higher Risk Means Higher Reward (and Higher Failure)
Yes, the bigger the risk, the bigger the reward can be but the bigger the failure can be too. Especially in areas like crypto, you are not guaranteed 100% success, no matter what anyone tells you.

6. You Can Lose It All
You may have genuine intentions and a good heart, but that doesn’t stop life from happening. Timing, market crashes, bad seasons they happen. Be ready for it, and don’t take it personally when things don’t go your way.

7. Know When to Withdraw
Investing isn’t just about putting money in it’s also about knowing when to take your profit. Don’t get greedy. Learn to cash out wisely and enjoy the fruits of your investment.

Final Note:
At the end of the day, investing is a journey. It comes with risks, rewards, lessons, and sometimes losses. Just make sure you’re informed and intentional. That way, whether it works out or not, you’ll know you moved smart.

Number one thing about life is that, life is constant, everyone wants to make life meaningful for themselves and their family, To enjoy life to the fullest one need finance.
Lately many people want to make quick money, I won't say it's greed because the economy system and peer pressure has always being the major reason while many people want fast money.
Many rush to invest meanwhile they don't know the basics of investment this can lead to regret, some of the basics are

1. Understand the business you're investing on: whether Bitcoin or any business make sure you carryout proper research and understand how it works.

2. Investing isn't something that will get you rich overnight: when you think your investment will make you rich overnight you will face disappointment.

3. When you don't invest there would be no reward: it's very simple when you don't plant you can't harvest when the right time comes, that's how investment operate.

4. Avoid emotional investment: when you allow fear you will never gain anything, do you know why because fear is the number one enemy of an investor.

[Mahanton]

I just want to add, investment is a marathon not a sprint. People who want to invest expect their asset to grow from the next day which results into panic if the price drops. They should be prepared to play the long game and to be honest traditional investment took a couple generation to get the expected returns so if someone consider 4 year cycle is too long for them to HODL then they might tot fit to become an investor at all.

In any investment, you have to be patient, those who are not patient and want to get results immediately, they will never be successful in investing. It is not possible to achieve anything in a hurry, if you do this, you are just trading, where you will have to face losses most of the time. Invest, be patient, and expect to get big results after a long time. The key to success in investing is long-term patience, but those who do not have this patience, they will only fail.

But the reality is that markets are always slow volatile, and sometimes frustratingly test your patience. Especially in crypto where anyone who considers a 4 year cycle to be indescribably long is not really prepared for the investment mindset. In my opinion, investing is not just about waiting it’s about maintaining mental stability staying calm during panic, and controlling greed during excitement. Those who can maintain this balance are the ones who actually survive in investing. The rest give up halfway and fall into the trading trap.

Investment is never supposed to be a race it’s a slow and steady process that takes time patience and emotional control most people make the mistake of expecting overnight success they buy Bitcoin or any other asset thinking it will double next week and when that doesn’t happen they panic sell and lose both money and confidence this happens because people are conditioned to seek quick rewards instead of long term consistency.

True investors understand that the market will always test their patience there will be times when everything looks stagnant or even moves backward but those moments separate real investors from impulsive traders it’s not about timing the perfect moment to buy or sell it’s about staying committed and understanding that growth takes time. Traditional investments took generations to mature yet in crypto people get restless within a few months the four year cycle of Bitcoin alone filters out the impatient ones it rewards those who have the discipline to hold through volatility investing isn’t just waiting it’s also about managing your emotions not letting greed drive you during bull runs and not letting fear take over during dumps those who can stay calm in both conditions are the ones who survive and thrive.

[Pablo-wood]

All these basic principles are totally correct, and every investor should know them. And most of them thinks they know them.
But at the end, maybe less than 1% of those who know them will actually be able to apply or follow them.
Because of human nature, people think these rules are simple and easy to follow, and we don’t take them seriously enough. And in the end, we lose.

True knowing those rules is one thing and applying them to yield results is another phase entirely, some persons apply them wrongly and end up gambling with their investments while a few meticulously do proper analysis before jumping into any investment, not excluding they ones they are sure will yield results. It's human nature to be negligence on certain things but if as investors we can conquer this we have solved more than half of our limitations when it comes to fruitful investments.

[Mame89]

I just want to add, investment is a marathon not a sprint. People who want to invest expect their asset to grow from the next day which results into panic if the price drops. They should be prepared to play the long game and to be honest traditional investment took a couple generation to get the expected returns so if someone consider 4 year cycle is too long for them to HODL then they might tot fit to become an investor at all.

In any investment, you have to be patient, those who are not patient and want to get results immediately, they will never be successful in investing. It is not possible to achieve anything in a hurry, if you do this, you are just trading, where you will have to face losses most of the time. Invest, be patient, and expect to get big results after a long time. The key to success in investing is long-term patience, but those who do not have this patience, they will only fail.

That's right. Investing in business requires patience, as nothing is instant; everything requires a process and learning. This is especially true in investments where the market can't be predicted in the future we can only speculate so patience is key to success.

Investing does take time nothing is instant especially since our goal is long-term asset growth and protecting the value of our money from inflation. Therefore we must master patience, discipline, and consistency in investing to achieve our future financial goals through gradual asset growth.

[tygeade]

The most basic part about investment is not the growth, but the long term impact. It means, if you invested into something that is 100% profiting every year, and just invested 1 dollars, you are going to have only 2 dollars in year 2, and only 4 dollars in year 3, but you would have over 1 million dollars in year 20.

It's very crucial you know this, because even in year 10 you would only have a thousand, which goes to show you that while the return is high, it compounds and that's how you make the money. There aren't any cases where you can do a lot better without putting in the work. It's clear that many people make some mistakes regards to this, and you are going to end up with big losses if you do that, you should be careful.

[Unknown Op]

Before starting to invest of course we have all studied the basics but we have to admit that the implementation is difficult, In other words, we already know the theory but it is difficult to put it into practice.
Therefore experience is quite important, both our own experience and the experience of others that we can use as lessons, so I think that for investment we have to keep starting and learning while doing it.

Investing is a very simple thing to understand and can also be very easy to implement if the duration is short. What makes investing seem difficult is the level of consistency in implementing it over the long term. Therefore, it needs to be explored properly, such as preparing specific funds and having a clear cash flow so that we can continue investing regularly in something we already like and believe will do well in the future. Because everything must be seen simply so that we are willing to start without thinking about specific reasons.

Your mindset is also correct. Don't assume investing is difficult as it'll be easy to start without overthinking it. Essentially if we continue to learn and practice it well investing/trading will be more effective.

However the opposite is also true. When people consider trading/investing a simple activity, they often underestimate it ultimately leading to losses. Trading in theory seems easy but when put into practice it's difficult. So it really depends on each trader's individual character when it comes to applying investment basics. Because not all traders have the same abilities some learn it easily while others learn it slowly.

I saw many people who are doing investments on the business for which they have no idea. They merely listened the voice of their friend who gave suggestion to invest money in that money and he gave greed to that person and said that you will get your money in a month and after that you will get more profit and in a few months you will have a good amount from this Investment. There are all scams because no business is giving such that kind of money because we have to start a small business and then learn more things after losing money And after 2 to 3 attempts we will be successful. That is real path and you should be ready to lose money if we want to learn in the market and want to be successful person of that area.

[GIF-JOBS]

That's right. Investing in business requires patience, as nothing is instant; everything requires a process and learning. This is especially true in investments where the market can't be predicted in the future we can only speculate so patience is key to success.

Investing does take time nothing is instant especially since our goal is long-term asset growth and protecting the value of our money from inflation. Therefore we must master patience, discipline, and consistency in investing to achieve our future financial goals through gradual asset growth.

I fully support this point that patience is the key to success, without patience it is never possible to sustain a long-term investment, to grow wealth and maintain the value of money in the long term, you have to invest regularly, planned and disciplined, and to manage them properly, you have to be a patient person. The one who rushes, because of his rush, basically leads to bigger losses. Therefore, one should ignore all kinds of obstacles, despite the instability of the market, being patient is the key to successful investment.

[eightdots]

That's right. Investing in business requires patience, as nothing is instant; everything requires a process and learning. This is especially true in investments where the market can't be predicted in the future we can only speculate so patience is key to success.

Investing does take time nothing is instant especially since our goal is long-term asset growth and protecting the value of our money from inflation. Therefore we must master patience, discipline, and consistency in investing to achieve our future financial goals through gradual asset growth.

I fully support this point that patience is the key to success, without patience it is never possible to sustain a long-term investment, to grow wealth and maintain the value of money in the long term, you have to invest regularly, planned and disciplined, and to manage them properly, you have to be a patient person. The one who rushes, because of his rush, basically leads to bigger losses. Therefore, one should ignore all kinds of obstacles, despite the instability of the market, being patient is the key to successful investment.

Learning processes take time. It's important not to rush into certain decisions and tasks. Making a long-term investment requires a certain amount of income. Maintaining that investment also requires financial strength. This is one of the most challenging aspects of the process.

Being patient gives us advantages in many areas, and using financial strength alongside patience makes it easier to achieve goals.

[lixer]

Waiting a decade for an investment to mean something, or even more, is hard in the crypto world. We are not entirely sure if it will do great because we haven't been even in existence for two decades, and most of the coins that we invest into weren't around even just a decade ago.

This means that we are going to have some trust issues and that is normal, in a world where stocks, bonds, and even banks collapse, we should be healthy to think that the crypto we invest could be not around in ten years. In fact, if you look back just five to ten years ago, and calculate how many coins existed, and how many of them kept going up during that time, and how many just crashed, it is smart to be worried about waiting.

[RockBell]

I just want to add, investment is a marathon not a sprint. People who want to invest expect their asset to grow from the next day which results into panic if the price drops. They should be prepared to play the long game and to be honest traditional investment took a couple generation to get the expected returns so if someone consider 4 year cycle is too long for them to HODL then they might tot fit to become an investor at all.

In any investment, you have to be patient, those who are not patient and want to get results immediately, they will never be successful in investing. It is not possible to achieve anything in a hurry, if you do this, you are just trading, where you will have to face losses most of the time. Invest, be patient, and expect to get big results after a long time. The key to success in investing is long-term patience, but those who do not have this patience, they will only fail.

When anyone is to in a hurry at the end of the day they will not archive what they desire and what ever the investment maybe, patience is one of the key that every investor most possess, and that is why when it comes to Bitcoin, a lot of people can not even enjoy the investment because they are not patient enough, and when you are investing in any form of investment research should be one of the things that can convince you to conclude if you are investing or not because some investment does not match which some people's personality.

Investment can put you on a heated situation the best thing you can do is for you  to understand the nature of the investment also if it is a short term or a long term type of investment and periods that your profit might be falling in so data is very important when it comes to investing.

[Alone055]

The most basic part about investment is not the growth, but the long term impact. It means, if you invested into something that is 100% profiting every year, and just invested 1 dollars, you are going to have only 2 dollars in year 2, and only 4 dollars in year 3, but you would have over 1 million dollars in year 20.

It's very crucial you know this, because even in year 10 you would only have a thousand, which goes to show you that while the return is high, it compounds and that's how you make the money. There aren't any cases where you can do a lot better without putting in the work. It's clear that many people make some mistakes regards to this, and you are going to end up with big losses if you do that, you should be careful.

Compounding interests or profits is the best, but only if people understand this. People make an investment, and once they get some profits from that investment, instead of compounding it and reinvesting everything again, what they do is they either take the initial sum out or the profits, and then reinvest either the earned profits or the initial deposit without the earned profits, and they continue to do that throughout their investment period, and they don't understand how much value they are losing by doing this which seems like a normal or simple thing.

When we make an investment, we should make the decision that we are not going to take anything from this investment or whatever it earns us until a specific time has passed, this way, we will allow our investment and the profits to keep compounding, and after a specific amount of time, we will have way higher returns than we would usually get if we were to keep taking profits.

The same thing applies to Bitcoin investments as well.

[ruykeri]

There is one thing that I give more importance to when investing anywhere. That is, whatever the asset or business, you should first research it. In addition, what kind of risks or obstacles arise in that type of investment should be given importance first. If someone else has previously made the type of investment you are interested in, then discussing all these things with him will give you some real life experience. As a result, when you start investing, you will have a lot of ideas about risk management and you will understand which type of investment will be best for you.

[barisbilgili]

There is one thing that I give more importance to when investing anywhere. That is, whatever the asset or business, you should first research it. In addition, what kind of risks or obstacles arise in that type of investment should be given importance first. If someone else has previously made the type of investment you are interested in, then discussing all these things with him will give you some real life experience. As a result, when you start investing, you will have a lot of ideas about risk management and you will understand which type of investment will be best for you.

This is quite common practice, Everyone will research the risks involved before investing, and knowing the risks involved will only then trigger the desire to invest.
There are many aspects to consider when investing but for me, the key is simple: the most important thing is to believe in the investment we're making and consistently implement the plan we've established from the start.

[Jaweria parveen]

There is one thing that I give more importance to when investing anywhere. That is, whatever the asset or business, you should first research it. In addition, what kind of risks or obstacles arise in that type of investment should be given importance first. If someone else has previously made the type of investment you are interested in, then discussing all these things with him will give you some real life experience. As a result, when you start investing, you will have a lot of ideas about risk management and you will understand which type of investment will be best for you.

As you are telling, this is the biggest sign of a good and hardworking businessman because when we work with profit in our mind, we get very worried in case of loss, so we should learn and understand everything, not how we can do this work and how it will come in our experience. According to me, always do the work in which you have enough ease and experience because with this we can do this and that work easily and the difficulties will also be less for us. Although other businesses are also better, but for that we will have to work a lot and difficulties will also come and in today's era everyone gets scared seeing difficulties, so we should learn everything that will give us a lot of benefit going forward.

[Creeper0]

This is quite common practice, Everyone will research the risks involved before investing, and knowing the risks involved will only then trigger the desire to invest.
There are many aspects to consider when investing but for me, the key is simple: the most important thing is to believe in the investment we're making and consistently implement the plan we've established from the start.

We should have a deep understanding of where we are investing. We should have a clear idea of ​​how we will manage the investment and where the weaknesses and strengths of this investment asset are.

We should even know about the risks of the asset. Then we should arrange the investment plan with a strong plan against the weaknesses and risks and discover our own strategy. To be successful in investing, always spending time on research is a big sign of success.

[Makus]

Every investment you make is risky and you can lose it all but the only thing that you can do is to apply risk management. These basics you mentioned are common knowledge but they shouldn't be taken for granted. One thing that a lot of people neglect is acquiring the knowledge needed before making those investments. The most important thing is to learn, many people start out by chasing profits which is not supposed to be so. Without learning there is no way you can earn when it comes to any sort of investments

[Dareo]

Every investment you make is risky and you can lose it all but the only thing that you can do is to apply risk management. These basics you mentioned are common knowledge but they shouldn't be taken for granted. One thing that a lot of people neglect is acquiring the knowledge needed before making those investments. The most important thing is to learn, many people start out by chasing profits which is not supposed to be so. Without learning there is no way you can earn when it comes to any sort of investments

Look, you are right that learning is very important but I think in reality it is not that simple. Many people do not take the time to read books and watch videos before investing because they think that the opportunity is now, and learning can be done later. People do not have the interest to learn unless they are a little burned out, this is also a reality. Everyone talks about risk management but if someone whose own money is at stake does not understand it, they cannot understand its meaning. This is where beginners have a big problem, they think that risk only means losing money, but in fact, their own fear, greed and hesitation are also big risks. No one takes the opportunity to learn these mental aspects and even if they do not, the market forces them to learn.

So I would say that learning is important but both learning and experience mature people. It is good if someone is aware in advance, but if you completely erase the room for mistakes, you will not catch the reality. Many times people only get the real learning after that mistake and that makes them more cautious in their next decision.

[SUPERSAIAN]

One of the key issues is withdrawing money at the right time. Many investors find it easier to invest, but when it comes to optimizing profits, many investors fail. I myself am included in this group. I've made poor decisions due to greed many times before I could realize my profits, and then I couldn't sell them for a long time, and perhaps I've even invested in them that I never sold.