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Author Topic: Merry Christmas (and a warning to investors)  (Read 37 times)
Lembo69 (OP)
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December 28, 2025, 07:12:43 PM
 #1

Merry Christmas to all.
In Nigeria, Christmas is a time for celebration and gift-giving. However, it is never wise for an investor to spend recklessly during this time. You should enjoy the joy with your family and relatives, but that joy should be within limits.

Sadly, many people spend a large portion of their emergency fund, regular income just for fun. This is not reasonable for a conscious investor. If you are too busy with the joy of the festival, that joy can become a source of regret later. Gift your relatives, enjoy the festival, but in a way that the expenditure does not affect your investment plans or financial stability. As I myself have spent money enthusiastically and felt stressed later. So my advice would be not to spend the money earmarked for investment for your joy...

Many people live far away from their families and travel to celebrate with their families on this special day. May God help you, may your journey be smooth. May your life path start anew with new hopes in the new year. Merry Christmas again.
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December 28, 2025, 08:27:18 PM
 #2

Sadly, many people spend a large portion of their emergency fund, regular income just for fun. This is not reasonable for a conscious investor. If you are too busy with the joy of the festival, that joy can become a source of regret later. Gift your relatives, enjoy the festival, but in a way that the expenditure does not affect your investment plans or financial stability.

I'll basically say it that Christmas is much more of expenses which everyone celebrating it would love to spend it in the luxurious styles but as a concious measure when live after the season has passed, it's also wise for investors to be careful of how they spends money.
Some are being too excited with how the neighborhood is booming with the celebrations and then spends even their investment funds, so during summer they find it hard to meet up their investment targets after spending unplanned during the holiday.

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Sobz
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Today at 11:11:16 AM
 #3

Most people don't think about all this things when it comes to Christmas season,  they believe it is a tradition to celebrate Christmas in a very expensive way. But it is important to have the understanding and consciousness that Christmas will come and go and when Christmas ends what will be the way forward.  If yo have lot of things to do with money then their is no need in celebrating expensive Christmas that you can't afford.
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Today at 01:53:10 PM
 #4

Merry Christmas to all.
In Nigeria, Christmas is a time for celebration and gift-giving. However, it is never wise for an investor to spend recklessly during this time. You should enjoy the joy with your family and relatives, but that joy should be within limits.

Sadly, many people spend a large portion of their emergency fund, regular income just for fun. This is not reasonable for a conscious investor. If you are too busy with the joy of the festival, that joy can become a source of regret later. Gift your relatives, enjoy the festival, but in a way that the expenditure does not affect your investment plans or financial stability. As I myself have spent money enthusiastically and felt stressed later. So my advice would be not to spend the money earmarked for investment for your joy...

Many people live far away from their families and travel to celebrate with their families on this special day. May God help you, may your journey be smooth. May your life path start anew with new hopes in the new year. Merry Christmas again.
Amen to your prayers, some people December salary are already gone for enjoyment and you wonder that they are thinking or their plans. By January they will start calling friends for assistance for their mismanagement. As investors you must learn how to cut your appetite, not everything you should involve in and not everywhere you should go learn to enjoy but always have a plan or saving for tomorrow, if anything happen to you, those people you're spending on will move on and when the need assistance they won't help you.

Have saved so much for the Christmas, I'm not an outing person, and I know those that I spend my money with, Those that will be there for me if I need them, that's the kind of people I hangout with. Have mapped out my next year plans already so I'm guiding my money .

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