Buy Buy Buy or Sell Sell Sell?

[JayJuanGee]

Being poor doesn't mean that you can't be able to solve your daily expenses or have discretionary income; it will only stop you from living a luxury lifestyle and traveling abroad for vacation. There are some investors who are accumulating bitcoin right now, and if they try to live a luxury lifestyle or accumulate bitcoin aggressively, they will find it very difficult to solve their daily expenses because they are not rich enough to do that, or they don't have a good discretionary income that will allow them to do that. If you can figure out how to invest in bitcoin in such a way that it cannot stop you from solving your daily expenses, even if you are poor, you can still accumulate bitcoin and hold it for a long time. Some people in the forum are poor, but yet they are still accumulating bitcoin because they understand how to accumulate bitcoin without finding it hard to solve their daily expenses and what they will achieve in the long run with their bitcoin investment.

Actually, being poor does not mean that you will be deprived of Bitcoin investment, with proper planning and proper financial income and expenditure management, it is possible to achieve big goals in the long run by earning a little money and saving a little.
It is not right to reduce your standard of living by investing aggressively. Especially those who are middle-class and poor, many times it is seen that middle-class and poor people save money for a long time, in a box or in a bank, and when they have some amount of money, they want to invest it in a good place.
In this case, if these middle-class or poor people invest Bitcoin aggressively with this kind of money, they may also face losses.
So that your lifestyle does not have any negative impact on your lifestyle, you should invest in Bitcoin with this kind of money, so middle-class and poor people should make strategic decisions intelligently. And these people should definitely adopt DCA for Bitcoin investment.
Your income is low? If you calculate your income and expenses, there is very little money left for savings? In the case of DCA, this is not a problem, because DCA gives a very good return even from this small investment. But for this, DCA must be run for the long term.

I think that word in this context is actually vague and if we want to turn it into argument, it will make us deviate so much from the topic. By definition, if you are poor, it means basic needs have not even been met which breaks the first condition of investing and sustaining the investmemt.  To invest and HODL, you must be able to meat basic needs first, then invest from the excess of that and work out some fractions as emergency funds to cover unforeseen events that cannot just wait but be fixed. For the purpose of clarity, being poor is not the same thing as being a low income earner. The later can have his basic needs met but barely have excess to  invest heavily so they can decide to use the DCA method to but small at a time in such a way that he will not be in a pressure to sell.

Of course the entire thing depends on several other factor because someone that will be considered a low income earner in come countries might actually be an elite in some other countries.

You are not helping the clarity of the matter Odohu.

The main idea about if a person is able to invest into bitcoin or not is if he has discretionary income, and a lot of people have discretionary income including poor people, yet they still would need to be able to invest that discretionary income for 4-10 years or more to be able to invest into bitcoin rather than trade or gamble on bitcoin.

There are levels within poverty, so we have to be careful in terms of just accepting and going with dictionary definitions of what poverty means, especially when it comes to questioning whether a person has enough of a discretionary income to be able to invest into bitcoin.

Frequently, we like to consider months at a time, since some bills will be due on a monthly basis, even though income might be received more frequently, and surely there can be people who make mistakes regarding their income and spending their income prior to accounting for all of their expenses, so they might use their discretionary income badly (or prematurely believing that they have discretionary income when they might not have as much discretionary income as they believe themselves to have).

Cashflow management that includes accounting for future expenses, at least on a monthly basis, yet frequently it can be helpful (especially for a bitcoin investor) to project several months in advance.. Cashflow management also includes the creation and maintenance of back up funds that can serve for emergencies but also can serve to cover up accounting mistakes, and so sometimes a person might build up back up funds, and then spend from them, but then fail/refuse to see the urgency to build back their back up funds, and then if another emergency comes prior to their building back their back up funds, they might be forced into selling any bitcoin that they might have accumulated at a time that was not completely at their own choosing.

Are we going to presume that if the dictionary says that a person who is poor is not able to invest in bitcoin, so we are just going to accept that definition without actually considering particulars and using the analytical tools that we already have which is to figure out income as compared with expenses and to see if anything is left in order to be able to build?  And, surely there are some folks who remain in poverty (poor status) due to their poor management of income/expenses, and also some folks do have difficulties increasing their discretionary income, so there surely can be a lot of challenges that poor people face in order to potentially be able to make their life better in order to move up the scale of being less poor and potentially even moving into a non-poor status, even though they previously were poor.  Bitcoin investing surely provides options to poor people, middle class people and to rich people, and surely the more discretionary income the better, yet as other members have mentioned, there is a certain mentality that is also helpful in terms of actually figuring out that bitcoin is a great place to put as much discretionary income as possible while building a bitcoin holdings and hopefully not overdoing it in such a way that causes them to wreck themselves.

[Issa56]

Actually, being poor does not mean that you will be deprived of Bitcoin investment, with proper planning and proper financial income and expenditure management, it is possible to achieve big goals in the long run by earning a little money and saving a little.

Even low income earners can invest in bitcoin, and the good part about bitcoin is that no amount of money is too small to invest, so even if you are a low income earner, then you can also accumulate bitcoin, even if we know that it’s not going to be much, just because you are not financially stable, but that doesn’t mean you can’t also invest in bitcoin, everything is just determination, and the little bitcoin you think you are holding today might be something massive later in the future, so don’t be discouraged even if you are able to hold just a little amount of bitcoin.

[JayJuanGee]

Maybe you can describe the kind of situation that you perceive someone to have in which they would want to invest  less than 4 years?  And, what is the big deal if some of us are saying that they are trading rather than investing?

I don't want to be speaking for the short-termers/traders out there. But there are several excuses when it comes to their goals to invest in less than 4 years. One excuse is that beginners use short-term strategies to learn about the behavior of the market, while others go as far as setting a 2 to 3 years goal like buying a house or starting a business but in reality, this doesn't change the fact that they are still practicing trading even if the intention are goal-oriented

Yes.  They are trading rather than investing and they can do what they want.  We already went over that.

In regards to learning about the market, there is no need to fuck around with more than 10% of your BTC holdings in order to learn about the market.... so they are not learning when they might spend time building up their holdings and then they sell it all with a hope of buying back cheaper.  If they really were intending to merely learn, then they could limit their trading and/or their fucking around with shitcoins to less than 10% of their Bitcoin holdings, yet the problem is that they are gamblers, and 10% is not enough and they want more and more profits to be able to leverage whatever value that they have, so even if they might limit 10% to trading bitcoin but then they have shitcoin 1 or 2 or 3 and they will need more for those.. and sure, even if we might stay away from shitcoin discussion and solely suggest that they want to trade their bitcoin, then still is 10% going to be enough?  If the purpose is to learn, they don't even need to use 10%, they could use 1% or less...then I see no problem with the idea of trading in order to learn...yet using small portions of the holdings...without cheating and without continuing to draw from the bitcoin when the trading is continuing to lose.

Even if you think that you know the pattern of bitcoin, and you believe that 2025 is going to be an UP year, how come you would need to consider that as a trade rather than an investment?

Regarding this scenario, no one is certain about 2025 being a UP year it's still more of a speculation.

Exactly, and that is why you ended up selling too much too soon at $100k because you are wanting to buy more when it dips 15% to 25%, yet you are rolling the dice, and I don't even believe that the odds are very good.

One of the things is preparing for up or down, yet anyone in their early accumulation phase should mostly be stacking through buying BTC and building up their BTC portfolio size, especially in their first full cycle, and sometimes it might take close to two cycles to really build up a decent portfolio size.

But yeah,  you can do what you like, including trading and including believing that 2025 is not going to be (or might not be) an UP year.

But honestly, if someone allowed his foresight to influence his strategy based on patterns and data, I say it's fair to call them a trader because they focus on a short-term approach. Perhaps we are on the same page on this one?

Perhaps?  I am not sure since you are seeming to be quite a bit worried about price when you probably would be better off just stacking sats, and sure maybe your own particular situation, you were able to front load your investment, yet you have ONLY had less than 18 months, and the BTC price has been pretty much going up during your time, so I have difficulties understanding how you could have built up any kind of decent portfolio to justify trading or justify not continuing to accumulate rather than either going to into a selling strategy or a waiting for the dip strategy..... so in the end, you are going to have to figure out whether you keep buying or not... and what is your mindset in regard to your own personal circumstances.

Even if this is not about you in particular, there are a lot of folks who are low coiners and no coiners and/or even just recently getting into bitcoin who likely are going to be way better served by focusing on accumulating bitcoin ongoingly, persistently, consistently and perhaps even aggressively rather than getting too worked up about attempting to analyze where the BTC price might or might not go in the coming year.

Part of the reason that I am a bit of a stickler for the semantics is to help guys to think about what they are doing, yet in the end, guys are free to do what they want, yet if they start to say that they are buying bitcoin for some timeline that is less than 4 years, then most likely I am going to proclaim that they are trading rather than investing... but yeah, if you have some particular circumstances that you want to discuss in order to clarify the point, or if you want to say that you are investing when you are really trading, then maybe you are just lying to yourself about what you are doing?

I truly appreciate your clarity on how to distinguish between trading and investing. It really is important to people who still don't understand what it means to have an approach and timeline. Semantics can help investors develop a detailed financial strategy and ensure that they are honest about what they are doing. Honestly, I agree with you as long as it has to do with selling within a short timeframe that is what makes it trading. Investing, in my own point of view involves a long-term commitment to the asset regardless of market cycles and letting the value of Bitcoin grow for several years. I believe you can agree with me on this. I try to be clearer on what am saying here so you don't get to see it the other way road. Although i tend to want to view things the other way yet i don't act toward that part. Well, it is what it is we all know the truth here.

You seem to be contradicting yourself, and even if we get past the idea of trader versus investor, and we agree to conclude that selling is not a great way to accumulate more bitcoin, we can still get into various approaches to investing and accumulating of bitcoin that might end up overly strategizing on BTC prices moves, and yeah, maybe if someone has already gotten to a point of accumulating enough BTC or more than enough BTC, then he can start to strategize about his BTC buys, rather than just ongoingly, persistently, consistently and aggressively buying...   

Guys are not necessarily going to agree on strategies, even though some strategies might work better than others, yet it is likely that the most important strategy is to customize the strategy to your own situation since no matter what there are going to be some trade-offs within the strategies that have to be individually chosen based on individual considerations of the nine individual circumstances, and views about price is only one of the considerations.

[laijsica]

Actually, being poor does not mean that you will be deprived of Bitcoin investment, with proper planning and proper financial income and expenditure management, it is possible to achieve big goals in the long run by earning a little money and saving a little.

Even low income earners can invest in bitcoin, and the good part about bitcoin is that no amount of money is too small to invest, so even if you are a low income earner, then you can also accumulate bitcoin, even if we know that it’s not going to be much, just because you are not financially stable, but that doesn’t mean you can’t also invest in bitcoin, everything is just determination, and the little bitcoin you think you are holding today might be something massive later in the future, so don’t be discouraged even if you are able to hold just a little amount of bitcoin.

Of course, the best thing about investing in Bitcoin is that you can continue to deposit any amount and it can propel you towards great horizons. We should always pay more attention to the investment considerations of low-income guys because holding Bitcoin is associated with increasing their contact with the market situation. I will agree with you and having a strong determination and patience is very important for financial stability through which boys can influence themselves more for their alternative income.

Investing in Bitcoin can be a significant inspiration and the best effort for wealth growth. Those who are discouraged from Bitcoin are currently regretting their investment and have a strong desire to continue long term deposits in the bounce back price trend for significant growth and keep trying to increase their holdings.

Do not let yourself be lazy for financial instability and give yourself extra importance to looking for diverse financial sources. If you want to be more asset oriented it is recommended to continue buying Bitcoin for a long time and continuously over various periods of time.

[Spaceman1000$]

Actually, being poor does not mean that you will be deprived of Bitcoin investment, with proper planning and proper financial income and expenditure management, it is possible to achieve big goals in the long run by earning a little money and saving a little.

Even low income earners can invest in bitcoin, and the good part about bitcoin is that no amount of money is too small to invest, so even if you are a low income earner, then you can also accumulate bitcoin, even if we know that it’s not going to be much, just because you are not financially stable, but that doesn’t mean you can’t also invest in bitcoin, everything is just determination, and the little bitcoin you think you are holding today might be something massive later in the future, so don’t be discouraged even if you are able to hold just a little amount of bitcoin.

You are definitely correct, those are the encouraging words that are needed when embarking on Such a journey. A low income earner can always find a way around it, he can decide to DCA periodically depending on how he gets his income, but the problem always come with persistency as in most times they find it difficult to keep on keeping on because of their financial status, they kind of get discouraged at the long run, that is why we always encourage investors to be strong willed, because that is one of the principal keys to keep you going.

[asarfiar]

Actually, being poor does not mean that you will be deprived of Bitcoin investment, with proper planning and proper financial income and expenditure management, it is possible to achieve big goals in the long run by earning a little money and saving a little.

Even low income earners can invest in bitcoin, and the good part about bitcoin is that no amount of money is too small to invest, so even if you are a low income earner, then you can also accumulate bitcoin, even if we know that it’s not going to be much, just because you are not financially stable, but that doesn’t mean you can’t also invest in bitcoin, everything is just determination, and the little bitcoin you think you are holding today might be something massive later in the future, so don’t be discouraged even if you are able to hold just a little amount of bitcoin.

You are definitely correct, those are the encouraging words that are needed when embarking on Such a journey. A low income earner can always find a way around it, he can decide to DCA periodically depending on how he gets his income, but the problem always come with persistency as in most times they find it difficult to keep on keeping on because of their financial status, they kind of get discouraged at the long run, that is why we always encourage investors to be strong willed, because that is one of the principal keys to keep you going.

The way rich sees Bitcoin and pushes himself towards investment, on the other hand, the poor are far behind in that regard. Since there is no fixed rule regarding the specific time or period and the amount of money to be invested in Bitcoin investment, the hierarchy of rich and poor is not conceivable regarding Bitcoin investment. At present, as Bitcoin inevitably crosses $100k, everyone on the forum, regardless of the rich or poor, is pushing themselves towards investment. I think if the poor can save a part of their daily income according to the right plan and invest in Bitcoin, then gradually that investment will help in getting a high return in the long run. It is certain that the market will remain volatile, but we should not stop investing because of that. I think the market will rise and fall, but as the days go by, Bitcoin will be able to deal with the market volatility at different times and give us a high return in the long run.

[bitzizzix]

Actually, being poor does not mean that you will be deprived of Bitcoin investment, with proper planning and proper financial income and expenditure management, it is possible to achieve big goals in the long run by earning a little money and saving a little.

Even low income earners can invest in bitcoin, and the good part about bitcoin is that no amount of money is too small to invest, so even if you are a low income earner, then you can also accumulate bitcoin, even if we know that it’s not going to be much, just because you are not financially stable, but that doesn’t mean you can’t also invest in bitcoin, everything is just determination, and the little bitcoin you think you are holding today might be something massive later in the future, so don’t be discouraged even if you are able to hold just a little amount of bitcoin.

You are definitely correct, those are the encouraging words that are needed when embarking on Such a journey. A low income earner can always find a way around it, he can decide to DCA periodically depending on how he gets his income, but the problem always come with persistency as in most times they find it difficult to keep on keeping on because of their financial status, they kind of get discouraged at the long run, that is why we always encourage investors to be strong willed, because that is one of the principal keys to keep you going.

Those who have low incomes do not mean they cannot have or buy Bitcoin, it all depends on the seriousness and consistency in doing so. And DCA is a solution for those who have low incomes and you also buy Bitcoin in small amounts called Satoshi [1], satoshi is the term for the smallest unit of Bitcoin, so no matter how small it is done and according to your ability as long as you are serious and consistent in buying regularly and in the long term it will be big which will result in big profits when you sell it at the right time because the price of Bitcoin will definitely continue to rise in the long term and the price you buy now will multiply in value over time. And besides that you can also add to your purchases when you have extra money or money that you get unexpectedly, or you can look for additional income or side jobs that can help to increase your purchases. And all that depends on the serious intention in doing it and being motivated to get big profits so that your mediocre income is not an excuse, there are many ways you can do to make and increase your purchases regularly and as long as you do it in the long term with the DCA method it will definitely work.

[Miles2006]

Actually, being poor does not mean that you will be deprived of Bitcoin investment, with proper planning and proper financial income and expenditure management, it is possible to achieve big goals in the long run by earning a little money and saving a little.

Even low income earners can invest in bitcoin, and the good part about bitcoin is that no amount of money is too small to invest, so even if you are a low income earner, then you can also accumulate bitcoin, even if we know that it’s not going to be much, just because you are not financially stable, but that doesn’t mean you can’t also invest in bitcoin, everything is just determination, and the little bitcoin you think you are holding today might be something massive later in the future, so don’t be discouraged even if you are able to hold just a little amount of bitcoin.

You are definitely correct, those are the encouraging words that are needed when embarking on Such a journey. A low income earner can always find a way around it, he can decide to DCA periodically depending on how he gets his income, but the problem always come with persistency as in most times they find it difficult to keep on keeping on because of their financial status, they kind of get discouraged at the long run, that is why we always encourage investors to be strong willed, because that is one of the principal keys to keep you going.

I’m not sure this discouragement is so common while investing in bitcoin or it’s not a thing of the poor neither. Discouragement during long run is only considered by an investor who doesn’t know bitcoin investment and we can all agree the average investors are also knowledgeable. When it comes to bitcoin investment I sincerely don’t care the amount used to accumulate either monthly or weekly since it all depends on an investor, we only buy with our discretionary income and I will not advice anyone to gamble with their funds. As we’re all saying buying bitcoin using the dca strategy is okay in such situation, for example dividing the percentage used for investing and reserve funds even in small amount. No doubt continues investing will benefit compared to holding just fiat, I find this as the biggest encouragement any one needs, let’s consider a 10% investment plan every month in a year it’s certain the person is heading towards a successful investment, no amount is so little for the fact they’ll definitely double everything when attaining another level probably promotion etc.

[JayJuanGee]

Actually, being poor does not mean that you will be deprived of Bitcoin investment, with proper planning and proper financial income and expenditure management, it is possible to achieve big goals in the long run by earning a little money and saving a little.

Even low income earners can invest in bitcoin, and the good part about bitcoin is that no amount of money is too small to invest, so even if you are a low income earner, then you can also accumulate bitcoin, even if we know that it’s not going to be much, just because you are not financially stable, but that doesn’t mean you can’t also invest in bitcoin, everything is just determination, and the little bitcoin you think you are holding today might be something massive later in the future, so don’t be discouraged even if you are able to hold just a little amount of bitcoin.

You are definitely correct, those are the encouraging words that are needed when embarking on Such a journey. A low income earner can always find a way around it, he can decide to DCA periodically depending on how he gets his income, but the problem always come with persistency as in most times they find it difficult to keep on keeping on because of their financial status, they kind of get discouraged at the long run, that is why we always encourage investors to be strong willed, because that is one of the principal keys to keep you going.

I would think that if an investor comes to bitcoin with timeline that is 4-10 years or longer, then if he had been consistently buying bitcoin over at least a whole cycle, he may well start to see progress. 

Sure progress is not guaranteed, yet at the same time, we could likely conclude that nothing positive is going to happen if investing into bitcoin is not at least attempted.

Sure everyone has to choose from his options of where to put his value, and it seems that bitcoin gives the best hope, even if it could take 4-10 years or longer before starting to really see meaningful progress.. and not even that is guaranteed.

[edited out]

You are definitely correct, those are the encouraging words that are needed when embarking on Such a journey. A low income earner can always find a way around it, he can decide to DCA periodically depending on how he gets his income, but the problem always come with persistency as in most times they find it difficult to keep on keeping on because of their financial status, they kind of get discouraged at the long run, that is why we always encourage investors to be strong willed, because that is one of the principal keys to keep you going.

The way rich sees Bitcoin and pushes himself towards investment, on the other hand, the poor are far behind in that regard. Since there is no fixed rule regarding the specific time or period and the amount of money to be invested in Bitcoin investment, the hierarchy of rich and poor is not conceivable regarding Bitcoin investment. At present, as Bitcoin inevitably crosses $100k, everyone on the forum, regardless of the rich or poor, is pushing themselves towards investment. I think if the poor can save a part of their daily income according to the right plan and invest in Bitcoin, then gradually that investment will help in getting a high return in the long run. It is certain that the market will remain volatile, but we should not stop investing because of that. I think the market will rise and fall, but as the days go by, Bitcoin will be able to deal with the market volatility at different times and give us a high return in the long run.
[/quote]

We are not guaranteed a high return, even though I agree with your point that both rich and poor are likely going to be advantaged by figuring out investment strategies and then employing such investment strategies.

[edited out]

You are definitely correct, those are the encouraging words that are needed when embarking on Such a journey. A low income earner can always find a way around it, he can decide to DCA periodically depending on how he gets his income, but the problem always come with persistency as in most times they find it difficult to keep on keeping on because of their financial status, they kind of get discouraged at the long run, that is why we always encourage investors to be strong willed, because that is one of the principal keys to keep you going.

I’m not sure this discouragement is so common while investing in bitcoin or it’s not a thing of the poor neither. Discouragement during long run is only considered by an investor who doesn’t know bitcoin investment and we can all agree the average investors are also knowledgeable. When it comes to bitcoin investment I sincerely don’t care the amount used to accumulate either monthly or weekly since it all depends on an investor, we only buy with our discretionary income and I will not advice anyone to gamble with their funds. As we’re all saying buying bitcoin using the dca strategy is okay in such situation, for example dividing the percentage used for investing and reserve funds even in small amount. No doubt continues investing will benefit compared to holding just fiat, I find this as the biggest encouragement any one needs, let’s consider a 10% investment plan every month in a year it’s certain the person is heading towards a successful investment, no amount is so little for the fact they’ll definitely double everything when attaining another level probably promotion etc.
[/quote]

I agree with almost everything you said Miles2006, except you make it sound as if the BTC investor is guaranteed to make a return by investing into bitcoin, which is not true.  I think that we can still suggest that bitcoin is either the best, or close to the best place to invest extra value, without proclaiming that it is guaranteed to make a return.

[Gallar]

Actually, being poor does not mean that you will be deprived of Bitcoin investment, with proper planning and proper financial income and expenditure management, it is possible to achieve big goals in the long run by earning a little money and saving a little.

Even low income earners can invest in bitcoin, and the good part about bitcoin is that no amount of money is too small to invest, so even if you are a low income earner, then you can also accumulate bitcoin, even if we know that it’s not going to be much, just because you are not financially stable, but that doesn’t mean you can’t also invest in bitcoin, everything is just determination, and the little bitcoin you think you are holding today might be something massive later in the future, so don’t be discouraged even if you are able to hold just a little amount of bitcoin.

You are definitely correct, those are the encouraging words that are needed when embarking on Such a journey. A low income earner can always find a way around it, he can decide to DCA periodically depending on how he gets his income, but the problem always come with persistency as in most times they find it difficult to keep on keeping on because of their financial status, they kind of get discouraged at the long run, that is why we always encourage investors to be strong willed, because that is one of the principal keys to keep you going.

I would think that if an investor comes to bitcoin with timeline that is 4-10 years or longer, then if he had been consistently buying bitcoin over at least a whole cycle, he may well start to see progress. 

Sure progress is not guaranteed, yet at the same time, we could likely conclude that nothing positive is going to happen if investing into bitcoin is not at least attempted.

Sure everyone has to choose from his options of where to put his value, and it seems that bitcoin gives the best hope, even if it could take 4-10 years or longer before starting to really see meaningful progress.. and not even that is guaranteed.

Yes, to invest in bitcoin you don't always have to spend a lot of money, so everyone who has discretionary income can definitely invest in bitcoin, including people who are considered poor. So the most important thing here is a matter of strong initial intentions and careful planning. Because as JJG said, if someone consistently invests in Bitcoin for at least one cycle, it will certainly provide quite significant results. So, I think it's clear that poor people can definitely invest in bitcoin. Because if you think about it carefully, Bitcoin is one of the most suitable investment assets for almost all groups. Because if we look at other investment assets such as gold, shares or property, of course it requires a large amount of capital to be able to enter and invest in these investment assets. So it can be said that Bitcoin is here now, and can be a great opportunity for everyone. Therefore, if someone already knows about bitcoin, and has an income even though it is not large, I think it would be very good for that person to invest in bitcoin. Because basically don't look at the small amount invested (when you first collect money in Bitcoin) but keep thinking long and stay consistent. Because as the saying goes, little by little, but over time it can become a hill. So that's the point, we have to have strong intentions, careful planning, and good consistency. Because that kind of mindset and mentality will lead us to success, including in bitcoin investment.

[Justbillywitt]

Being poor doesn't mean that you can't be able to solve your daily expenses or have discretionary income; it will only stop you from living a luxury lifestyle and traveling abroad for vacation. There are some investors who are accumulating bitcoin right now, and if they try to live a luxury lifestyle or accumulate bitcoin aggressively, they will find it very difficult to solve their daily expenses because they are not rich enough to do that, or they don't have a good discretionary income that will allow them to do that. If you can figure out how to invest in bitcoin in such a way that it cannot stop you from solving your daily expenses, even if you are poor, you can still accumulate bitcoin and hold it for a long time. Some people in the forum are poor, but yet they are still accumulating bitcoin because they understand how to accumulate bitcoin without finding it hard to solve their daily expenses and what they will achieve in the long run with their bitcoin investment.

Actually, being poor does not mean that you will be deprived of Bitcoin investment, with proper planning and proper financial income and expenditure management, it is possible to achieve big goals in the long run by earning a little money and saving a little.
It is not right to reduce your standard of living by investing aggressively. Especially those who are middle-class and poor, many times it is seen that middle-class and poor people save money for a long time, in a box or in a bank, and when they have some amount of money, they want to invest it in a good place.
In this case, if these middle-class or poor people invest Bitcoin aggressively with this kind of money, they may also face losses.
So that your lifestyle does not have any negative impact on your lifestyle, you should invest in Bitcoin with this kind of money, so middle-class and poor people should make strategic decisions intelligently. And these people should definitely adopt DCA for Bitcoin investment.
Your income is low? If you calculate your income and expenses, there is very little money left for savings? In the case of DCA, this is not a problem, because DCA gives a very good return even from this small investment. But for this, DCA must be run for the long term.

Someone who is poor has nothing to do with Bitcoin investment. Do you really know what it is to be poor? Poverty is a state when you struggle to get everything. You ain't even sure where the next meal is gonna come from. You don't even have a roof over your head to call your own. You don't have a paid job, you live off from begging on the street or at the mercy of your neighbors who may periodically come to your aid. You don't even have a smart phone, because you can't afford it. You don't wear good clothes unless someone gives you his or her worn out clothes. I'm just trying to paint a picture of what being poor is all about. When someone is poor, you don't have any business investing in bitcoin because you are definitely going to sell off your bitcoin and feed from it.

Your focus should on improving your standard of living first, by getting a paid job so that you can feed and stay alive first. It is practically impossible for a poor man to successfully hold bitcoin for long even if they manage invest in it, which I doubt. When you hear the word poor the picture that should come to your mind should be those who live on the streets, under the bridges. People that can't access good health care system. Any person that can buy Bitcoin and hold it for a full circle and above is no longer a poor person. A poor man investing in bitcoin is just like keeping a goat and a yam in same room. You  already know the outcome yourself. Poor people should improve their living conditions first before thinking of investing in bitcoin.

[JayJuanGee]

Being poor doesn't mean that you can't be able to solve your daily expenses or have discretionary income; it will only stop you from living a luxury lifestyle and traveling abroad for vacation. There are some investors who are accumulating bitcoin right now, and if they try to live a luxury lifestyle or accumulate bitcoin aggressively, they will find it very difficult to solve their daily expenses because they are not rich enough to do that, or they don't have a good discretionary income that will allow them to do that. If you can figure out how to invest in bitcoin in such a way that it cannot stop you from solving your daily expenses, even if you are poor, you can still accumulate bitcoin and hold it for a long time. Some people in the forum are poor, but yet they are still accumulating bitcoin because they understand how to accumulate bitcoin without finding it hard to solve their daily expenses and what they will achieve in the long run with their bitcoin investment.

Actually, being poor does not mean that you will be deprived of Bitcoin investment, with proper planning and proper financial income and expenditure management, it is possible to achieve big goals in the long run by earning a little money and saving a little.
It is not right to reduce your standard of living by investing aggressively. Especially those who are middle-class and poor, many times it is seen that middle-class and poor people save money for a long time, in a box or in a bank, and when they have some amount of money, they want to invest it in a good place.
In this case, if these middle-class or poor people invest Bitcoin aggressively with this kind of money, they may also face losses.
So that your lifestyle does not have any negative impact on your lifestyle, you should invest in Bitcoin with this kind of money, so middle-class and poor people should make strategic decisions intelligently. And these people should definitely adopt DCA for Bitcoin investment.
Your income is low? If you calculate your income and expenses, there is very little money left for savings? In the case of DCA, this is not a problem, because DCA gives a very good return even from this small investment. But for this, DCA must be run for the long term.

Someone who is poor has nothing to do with Bitcoin investment. Do you really know what it is to be poor? Poverty is a state when you struggle to get everything. You ain't even sure where the next meal is gonna come from. You don't even have a roof over your head to call your own. You don't have a paid job, you live off from begging on the street or at the mercy of your neighbors who may periodically come to your aid. You don't even have a smart phone, because you can't afford it. You don't wear good clothes unless someone gives you his or her worn out clothes. I'm just trying to paint a picture of what being poor is all about. When someone is poor, you don't have any business investing in bitcoin because you are definitely going to sell off your bitcoin and feed from it.

Your focus should on improving your standard of living first, by getting a paid job so that you can feed and stay alive first. It is practically impossible for a poor man to successfully hold bitcoin for long even if they manage invest in it, which I doubt. When you hear the word poor the picture that should come to your mind should be those who live on the streets, under the bridges. People that can't access good health care system. Any person that can buy Bitcoin and hold it for a full circle and above is no longer a poor person. A poor man investing in bitcoin is just like keeping a goat and a yam in same room. You  already know the outcome yourself. Poor people should improve their living conditions first before thinking of investing in bitcoin.

You seem to be getting over excited about your own ideas about what is poor, Justbillywitt.  Of course, there is not just one level of poor, and some of us might be defining poor in different ways, and if we are defining poverty in different ways, then we might be arguing about semantics rather than figuring out thresholds in which it might be advisable or acceptable to invest into bitcoin versus not doing so.

You are correct that a person who cannot pay all of his expenses will not be able invest in bitcoin, since there is a need to have money beyond expenses and to be able to keep the money in bitcoin for 4-10 years or longer - otherwise with a shorter timeline, they would be trading/gambling with their money rather than investing... so not only does any person need to have discretionary income to be able to invest in bitcoin, they also need to be able to commit to keeping that discretionary income in bitcoin for 4-10 years or longer.

We likely realize that even poor people gamble with their money, so we cannot stop people from choosing to gamble with their money..

I am not going to try to proclaim to know all of the various levels of poverty, yet we know that there can be quite a bit of variance both in the terms of destitute that any person might have and the level of destitute will  vary over time.. .so a person that is destitute may well have periods in which he has extra money that he could invest into bitcoin, yet it may well be unwise to invest, since he might not have any kind of confidence in regards to being able to continue to get income at various points into the future.   

[Cryptoprincess101]

Actually, being poor does not mean that you will be deprived of Bitcoin investment, with proper planning and proper financial income and expenditure management, it is possible to achieve big goals in the long run by earning a little money and saving a little.

Even low income earners can invest in bitcoin, and the good part about bitcoin is that no amount of money is too small to invest, so even if you are a low income earner, then you can also accumulate bitcoin, even if we know that it’s not going to be much, just because you are not financially stable, but that doesn’t mean you can’t also invest in bitcoin, everything is just determination, and the little bitcoin you think you are holding today might be something massive later in the future, so don’t be discouraged even if you are able to hold just a little amount of bitcoin.

You are definitely correct, those are the encouraging words that are needed when embarking on Such a journey. A low income earner can always find a way around it, he can decide to DCA periodically depending on how he gets his income, but the problem always come with persistency as in most times they find it difficult to keep on keeping on because of their financial status, they kind of get discouraged at the long run, that is why we always encourage investors to be strong willed, because that is one of the principal keys to keep you going.

I would think that if an investor comes to bitcoin with timeline that is 4-10 years or longer, then if he had been consistently buying bitcoin over at least a whole cycle, he may well start to see progress. 

Of a truth, someone who has a time target of accumulating bitcoin for 4-10 years can see significant progress because apart from the price of bitcoin rising and his profits increasing, it's a good feeling to have a sizable stash of bitcoin within those accumulation times, depending on how much accumulation he has been able to make within those years.

Sure progress is not guaranteed, yet at the same time, we could likely conclude that nothing positive is going to happen if investing into bitcoin is not at least attempted.

One of the problems some folks have while trying to start up an investment in bitcoin is being too conclusive about the end from the beginning. How can an investor draw conclusive of what may likely happen to their investment when an attempt is not even made to start. Being positive while making investment is very important even if in the end your fears still happen, you face them and restrategize on how to come back stronger. At least kill that feeling of fear that gives you negativity when trying to start an investment in bitcoin.

Sure everyone has to choose from his options of where to put his value, and it seems that bitcoin gives the best hope, even if it could take 4-10 years or longer before starting to really see meaningful progress.. and not even that is guaranteed.

Investing in bitcoin is never a waste ONLY if you can have a long-time target such that even if it takes more longer time to achieve your goals, you can be patient enough to wait till you have gotten to your destination. Even when there is no guarantee that you will see a significant progress in the long run, it will help give you a clearer understanding of what bitcoin investment is about, and you will have a lot of chances to fulfil your goals in the long term.

[Agbamoni]

You seem to be getting over excited about your own ideas about what is poor, Justbillywitt.  Of course, there is not just one level of poor, and some of us might be defining poor in different ways, and if we are defining poverty in different ways, then we might be arguing about semantics rather than figuring out thresholds in which it might be advisable or acceptable to invest into bitcoin versus not doing so.

You are correct that a person who cannot pay all of his expenses will not be able invest in bitcoin, since there is a need to have money beyond expenses and to be able to keep the money in bitcoin for 4-10 years or longer - otherwise with a shorter timeline, they would be trading/gambling with their money rather than investing... so not only does any person need to have discretionary income to be able to invest in bitcoin, they also need to be able to commit to keeping that discretionary income in bitcoin for 4-10 years or longer.

We likely realize that even poor people gamble with their money, so we cannot stop people from choosing to gamble with their money..

I am not going to try to proclaim to know all of the various levels of poverty, yet we know that there can be quite a bit of variance both in the terms of destitute that any person might have and the level of destitute will  vary over time.. .so a person that is destitute may well have periods in which he has extra money that he could invest into bitcoin, yet it may well be unwise to invest, since he might not have any kind of confidence in regards to being able to continue to get income at various points into the future.   

What I can say here is that. Poverty does not have a fixed state it can be fluid. Someone might feel poor because of high expenses or instability in his finances but that doesn't mean they are entirely knocked out of opportunities. There might be times when they have a surplus and times when they are only entitled to a small amount for consistent investment. My deepest concern for those in difficult states is the challenge for often lack of predictability. Even if they have extra money with them temporarily, their circumstance might make it unwise for them to commit to long-term investment especially when their future income is unpredictable.

Does it mean this set of persons should not invest in Bitcoin?

[JayJuanGee]

You seem to be getting over excited about your own ideas about what is poor, Justbillywitt.  Of course, there is not just one level of poor, and some of us might be defining poor in different ways, and if we are defining poverty in different ways, then we might be arguing about semantics rather than figuring out thresholds in which it might be advisable or acceptable to invest into bitcoin versus not doing so.

You are correct that a person who cannot pay all of his expenses will not be able invest in bitcoin, since there is a need to have money beyond expenses and to be able to keep the money in bitcoin for 4-10 years or longer - otherwise with a shorter timeline, they would be trading/gambling with their money rather than investing... so not only does any person need to have discretionary income to be able to invest in bitcoin, they also need to be able to commit to keeping that discretionary income in bitcoin for 4-10 years or longer.

We likely realize that even poor people gamble with their money, so we cannot stop people from choosing to gamble with their money..

I am not going to try to proclaim to know all of the various levels of poverty, yet we know that there can be quite a bit of variance both in the terms of destitute that any person might have and the level of destitute will  vary over time.. .so a person that is destitute may well have periods in which he has extra money that he could invest into bitcoin, yet it may well be unwise to invest, since he might not have any kind of confidence in regards to being able to continue to get income at various points into the future.   

What I can say here is that. Poverty does not have a fixed state it can be fluid. Someone might feel poor because of high expenses or instability in his finances but that doesn't mean they are entirely knocked out of opportunities. There might be times when they have a surplus and times when they are only entitled to a small amount for consistent investment. My deepest concern for those in difficult states is the challenge for often lack of predictability. Even if they have extra money with them temporarily, their circumstance might make it unwise for them to commit to long-term investment especially when their future income is unpredictable.

Of course there can be questions about where to store surplus value when it is available and how much of the surplus value to keep in cash or in very liquid forms versus how much of the surplus value can be stocked away for longer periods of time, such as bitcoin's 4-10 years or longer category.

Does it mean this set of persons should not invest in Bitcoin?

The answer is somewhat individualistic in terms of their ability to put money aside that they would put into bitcoin and not touch for 4-10 years or longer, and surely in order to stop themselves from touching the money that they put into bitcoin, then they would have some cash buffers.. so yeah, if a person is living paycheck to paycheck and perhaps they have $400 to $500 per month income and $300 to $600 per month in expenses, then yes, they are poor and they ONLY have up to $200 per month of extra, but they have so much flexibility in their income as compared with their expenses, so that they already know that some months will be negative, so they have to have extra cash to cover those months, so they might not be able to invest into bitcoin until they have at least several hundred in dollars extra so that they know that they have their monthly expenses covered even if their income happens to be low that month.  Each person will have to judge if he is able to invest in bitcoin and how much, and of course, it has to come from the extra income (the discretionary income) and if they and up making errors regarding how much extra they have, then they might end up spending from their bitcoin at a time that is not of their choosing, so they should be trying to set systems and buffers into place so that they are able to get through rough financial periods without having to touch any of the bitcoin that they would have had been able to stack aside.

If someone screws up or they do a good job in regards to how they choose to invest into bitcoin, that is their responsibility, so they are responsible to figure it out and also responsible for any consequences whether they make mistakes or if they end up choosing wisely, and hopefully they are figuring out strategies to be an investor rather than a trader or a gambler.

[SuperBitMan]

Does it mean this set of persons should not invest in Bitcoin?

The answer is somewhat individualistic in terms of their ability to put money aside that they would put into bitcoin and not touch for 4-10 years or longer, and surely in order to stop themselves from touching the money that they put into bitcoin, then they would have some cash buffers.. so yeah, if a person is living paycheck to paycheck and perhaps they have $400 to $500 per month income and $300 to $600 per month in expenses, then yes, they are poor and they ONLY have up to $200 per month of extra, but they have so much flexibility in their income as compared with their expenses, so that they already know that some months will be negative, so they have to have extra cash to cover those months, so they might not be able to invest into bitcoin until they have at least several hundred in dollars extra so that they know that they have their monthly expenses covered even if their income happens to be low that month.  Each person will have to judge if he is able to invest in bitcoin and how much, and of course, it has to come from the extra income (the discretionary income) and if they and up making errors regarding how much extra they have, then they might end up spending from their bitcoin at a time that is not of their choosing, so they should be trying to set systems and buffers into place so that they are able to get through rough financial periods without having to touch any of the bitcoin that they would have had been able to stack aside.

If someone screws up or they do a good job in regards to how they choose to invest into bitcoin, that is their responsibility, so they are responsible to figure it out and also responsible for any consequences whether they make mistakes or if they end up choosing wisely, and hopefully they are figuring out strategies to be an investor rather than a trader or a gambler.

You are right, the way out for people like these is to fine a side hustle, if there salary can cover there weekly or monthly expenses like food, clothes, shelter, electric bill, mortgage etc. Then living them with a very small descriptionary call is fine now having a side hustle will play a very big role here you can be using money you get from your side hustle to accumulate Bitcoin no matter how little it is just use it to accumulate is better to accumulate little by little than not Accumulating at all.
There are a lot of side hustles in today's world especially online side hustles you can go on YouTube and do some research you can also ask some people you see around you, having a side hustle is the only way someone in a poor state can invest in Bitcoin comfortably without always dipping hands into his or her Bitcoin investment, and having a side hustle will remove him from that poor state to a middle class and one day to a rich class state as time goes on in life.

[sotelorene]

You seem to be getting over excited about your own ideas about what is poor, Justbillywitt.  Of course, there is not just one level of poor, and some of us might be defining poor in different ways, and if we are defining poverty in different ways, then we might be arguing about semantics rather than figuring out thresholds in which it might be advisable or acceptable to invest into bitcoin versus not doing so.

You are correct that a person who cannot pay all of his expenses will not be able invest in bitcoin, since there is a need to have money beyond expenses and to be able to keep the money in bitcoin for 4-10 years or longer - otherwise with a shorter timeline, they would be trading/gambling with their money rather than investing... so not only does any person need to have discretionary income to be able to invest in bitcoin, they also need to be able to commit to keeping that discretionary income in bitcoin for 4-10 years or longer.

We likely realize that even poor people gamble with their money, so we cannot stop people from choosing to gamble with their money..

I am not going to try to proclaim to know all of the various levels of poverty, yet we know that there can be quite a bit of variance both in the terms of destitute that any person might have and the level of destitute will  vary over time.. .so a person that is destitute may well have periods in which he has extra money that he could invest into bitcoin, yet it may well be unwise to invest, since he might not have any kind of confidence in regards to being able to continue to get income at various points into the future.   

What I can say here is that. Poverty does not have a fixed state it can be fluid. Someone might feel poor because of high expenses or instability in his finances but that doesn't mean they are entirely knocked out of opportunities. There might be times when they have a surplus and times when they are only entitled to a small amount for consistent investment. My deepest concern for those in difficult states is the challenge for often lack of predictability. Even if they have extra money with them temporarily, their circumstance might make it unwise for them to commit to long-term investment especially when their future income is unpredictable.

Does it mean this set of persons should not invest in Bitcoin?

I want to believe that everyone knows what is right and what is wrong to do and perhaps they also know their capability so it will be unwise for someone to go into investment knowing fully well that he or she is not ready or capable of handling the investment and this is one of the reason why some investor end up by the way or maybe selling their investment when it is not yet due because of one challenge or the other. bitcoin is a very nice investment but is not compulsory that everyone must venture into or put oneself in a state that is not healthy all because of trying to invest in bitcoin, people should not allow what they heard about bitcoin lure them into problem perhaps one ought to do things according his or her income.

[laijsica]

You seem to be getting over excited about your own ideas about what is poor, Justbillywitt.  Of course, there is not just one level of poor, and some of us might be defining poor in different ways, and if we are defining poverty in different ways, then we might be arguing about semantics rather than figuring out thresholds in which it might be advisable or acceptable to invest into bitcoin versus not doing so.

You are correct that a person who cannot pay all of his expenses will not be able invest in bitcoin, since there is a need to have money beyond expenses and to be able to keep the money in bitcoin for 4-10 years or longer - otherwise with a shorter timeline, they would be trading/gambling with their money rather than investing... so not only does any person need to have discretionary income to be able to invest in bitcoin, they also need to be able to commit to keeping that discretionary income in bitcoin for 4-10 years or longer.

We likely realize that even poor people gamble with their money, so we cannot stop people from choosing to gamble with their money..

I am not going to try to proclaim to know all of the various levels of poverty, yet we know that there can be quite a bit of variance both in the terms of destitute that any person might have and the level of destitute will  vary over time.. .so a person that is destitute may well have periods in which he has extra money that he could invest into bitcoin, yet it may well be unwise to invest, since he might not have any kind of confidence in regards to being able to continue to get income at various points into the future.   

What I can say here is that. Poverty does not have a fixed state it can be fluid. Someone might feel poor because of high expenses or instability in his finances but that doesn't mean they are entirely knocked out of opportunities. There might be times when they have a surplus and times when they are only entitled to a small amount for consistent investment. My deepest concern for those in difficult states is the challenge for often lack of predictability. Even if they have extra money with them temporarily, their circumstance might make it unwise for them to commit to long-term investment especially when their future income is unpredictable.

Does it mean this set of persons should not invest in Bitcoin?

To define poverty you should involve yourself in how they manage their daily expenses and they may not have the means to meet their needs. It may be really impossible for them to think about investing. How do you balance their finances and generally define it. You may not consider all those poor people in the investment circle. The people you think of as poor may be living a better life than you and have a house and are normal with their children. Bitcoin is a great expression of relative thinking through which an investor can sow the foundation of his successful financial independence and expect to reap sweet rewards in the long term.

Still, many poor people can try to get Bitcoin if they can take up the challenge and set aside some of their limited income and do Bitcoin DCA. I can assume that the number of such people per capita may be much higher or they are able to make the best effort to deposit Bitcoin in their wallets. I have another expected recommendation for all those long-term Bitcoin depositors and among them there are holders that you may not have imagined. Besides, there are many bitcoiners out there who are continuing to hold their bitcoins with their discretionary money holding them fairly at the end of the cycle and they are inspired by bitcoin and tempted to continue depositing more.

[Taskford]

What I can say here is that. Poverty does not have a fixed state it can be fluid. Someone might feel poor because of high expenses or instability in his finances but that doesn't mean they are entirely knocked out of opportunities. There might be times when they have a surplus and times when they are only entitled to a small amount for consistent investment. My deepest concern for those in difficult states is the challenge for often lack of predictability. Even if they have extra money with them temporarily, their circumstance might make it unwise for them to commit to long-term investment especially when their future income is unpredictable.

Does it mean this set of persons should not invest in Bitcoin?

I want to believe that everyone knows what is right and what is wrong to do and perhaps they also know their capability so it will be unwise for someone to go into investment knowing fully well that he or she is not ready or capable of handling the investment and this is one of the reason why some investor end up by the way or maybe selling their investment when it is not yet due because of one challenge or the other. bitcoin is a very nice investment but is not compulsory that everyone must venture into or put oneself in a state that is not healthy all because of trying to invest in bitcoin, people should not allow what they heard about bitcoin lure them into problem perhaps one ought to do things according his or her income.

Unfortunately not everyone knows that. Some other people just drop their decision its because this is what they told him to do or they are been hype for something that can give them profits. That's why there are so many losers around because those individuals are not thinking about the consequences of what they have done. If they would just approach on more realistic things about Bitcoin and think about there's no immediate or easy way for them to earn money from Bitcoin for sure they would never think about getting rich immediately on Bitcoin and can able to think about those people offering that are frauds.

There's no question that Bitcoin is nicest or one of the best investment decision people to take. That's why it will be good for them if they focus their attention with this coin and learn more what they can do to increase their knowledge or chance to make everything works according to what they like to happen in future.

[Miles2006]

You seem to be getting over excited about your own ideas about what is poor, Justbillywitt.  Of course, there is not just one level of poor, and some of us might be defining poor in different ways, and if we are defining poverty in different ways, then we might be arguing about semantics rather than figuring out thresholds in which it might be advisable or acceptable to invest into bitcoin versus not doing so.

You are correct that a person who cannot pay all of his expenses will not be able invest in bitcoin, since there is a need to have money beyond expenses and to be able to keep the money in bitcoin for 4-10 years or longer - otherwise with a shorter timeline, they would be trading/gambling with their money rather than investing... so not only does any person need to have discretionary income to be able to invest in bitcoin, they also need to be able to commit to keeping that discretionary income in bitcoin for 4-10 years or longer.

We likely realize that even poor people gamble with their money, so we cannot stop people from choosing to gamble with their money..

I am not going to try to proclaim to know all of the various levels of poverty, yet we know that there can be quite a bit of variance both in the terms of destitute that any person might have and the level of destitute will  vary over time.. .so a person that is destitute may well have periods in which he has extra money that he could invest into bitcoin, yet it may well be unwise to invest, since he might not have any kind of confidence in regards to being able to continue to get income at various points into the future.   

What I can say here is that. Poverty does not have a fixed state it can be fluid. Someone might feel poor because of high expenses or instability in his finances but that doesn't mean they are entirely knocked out of opportunities. There might be times when they have a surplus and times when they are only entitled to a small amount for consistent investment. My deepest concern for those in difficult states is the challenge for often lack of predictability. Even if they have extra money with them temporarily, their circumstance might make it unwise for them to commit to long-term investment especially when their future income is unpredictable.

Does it mean this set of persons should not invest in Bitcoin?

I want to believe that everyone knows what is right and what is wrong to do and perhaps they also know their capability so it will be unwise for someone to go into investment knowing fully well that he or she is not ready or capable of handling the investment and this is one of the reason why some investor end up by the way or maybe selling their investment when it is not yet due because of one challenge or the other. bitcoin is a very nice investment but is not compulsory that everyone must venture into or put oneself in a state that is not healthy all because of trying to invest in bitcoin, people should not allow what they heard about bitcoin lure them into problem perhaps one ought to do things according his or her income.

I will define poverty as the state of discomfort either financially, mentally etc. There’s no point arguing who’s more suitable to invest or who should invest rather people of such category have their choice. If such person is ignorant about bitcoin investment it’s totally different compared to others who are knowledgeable about bitcoin investment, some of the responsibilities a lot of people face is enough to drain their financial status after receiving payment for work done. So in such situation should we measure our investment plans same as theirs? Definitely no, everyone plans varies likewise my choice when it comes to investing perhaps I might prefer another strategy while yours might be different. If anyone is not financially capable to invest I will advice they work towards a different angle that can enable a healthy investment for the long run.