Buy Buy Buy or Sell Sell Sell?

[Sim_card]

By over accumulation are you referring to a situation where the investor feels he has gotten more Bitcoin than he planned or there is a number that is generally regarded as over accumulation? I have always felt that individuals are at liberty to set their targets as per the quantity of Bitcoin they want to have at at particular point in the life, this is what I have been working with and that is what determines the amount of my income I'm putting into Bitcoin on monthly bases ... because I have a target to reach upon my retirement from active service. Pardon me if I didn't get your post correctly, just that I have been struggling to understand what over accumulation of Bitcoin might possibly means and at what point I would say I have over accumulated Bitcoin.

For someone to say that he has over accumulated bitcoin, it means that he has accumulated more than enough Bitcoin in his possession and is in the stage of which he can withdraw 10% profit yearly if necessary and it wouldn't affect his bitcoin stash. Also his bitcoin price within 200-MWA will be very low to the point that even if bitcoin price dips to the bottom, he will still be in profit. Which means that your bitcoin is growing higher in value without you touching a dime.

However, having more than enough bitcoin varies from each individual because it's only us that will what amount of bitcoin is more than enough for you, but if you have a target and you have passed your target with 66% like what JJG explained in his post earlier.

[SuperBitMan]

You are suggesting that new users are likely to be confused because those who will be holding Bitcoin and the desire for profit may arise. And due to greed, that Bitcoin holder may sell his accumulated Bitcoin, try to invest regularly and keep it for a long time in the future. I have been investing regularly in Bitcoin for a long time, I am still accumulating Bitcoin.
Last week I deposited Bitcoin through DCA method and this week I will deposit more Bitcoin than last week because this week I have deposited more of my money with which I can buy Bitcoin. I will keep this Bitcoin for a long time and after future long-term accumulation, my portfolio will be big. So just be patient and continue investing in Bitcoin which I am very willing to do.

The way you continue to invest is great. The key to every investment strategy is patience and foresight. You are building your portfolio with faith in the future of Bitcoin, which will surely succeed at some point. Every investor should have the ability to ignore temporary fluctuations in the market, so that they prefer to buy more instead of panicking.

One of the keys to being successful in any investment is to regularly purchase bitcoins through an income source and patiently extend that investment over a long period of time. Investors do not need to panic when it comes to investing in Bitcoin because the price of Bitcoin is constantly increasing and even in the future the price of Bitcoin will continue to increase. Since the creation of Bitcoin, we have seen the price of Bitcoin increase in the market and Bitcoin is growing.

Trading Bitcoin is very risky because of the volutility nature of Bitcoin, and that is why hodling Bitcoin for a long term is the best Bitcoin investment strategy because Bitcoin volatility doesn't have a negative affect on those that are hodling for a long term reasoning being that the significant gap between its current price and its potential future value prevents it's volatility from having a nagative affect over those that are hodling for long term.
So as a Bitcoin investor patiently extending your investment over a long period of time will be less risky and favourable.

[Greyhats]

On the topic of over accumulation, I hit my accumulation target in 2024, that dump under 50k sealed it for me. I started accumulating at the top of the last cycle, it took me a while to figure out what my accumulation target should be, and I made some mistakes along the way that would have brought in accumulation target date but largely I had put Dec 2024 as the target to reach the accumulation target I set out all those years ago.

I continued to buy through out 2024. I allocate funds/budget in the previous year to buy btc and I still had some 2024 funds leftover. During my planning in Dec 2024 for 2025 onwards, I have decided to keep accumulating. I raised my accumulation target and put a new deadline in place for Dec 2026. I have a firm budget going for 2025 and a loose one for 2026. I will re-assess in Dec 2025 on what 2026 is going to look like.

As someone who has reached a big goal, I realise I had the option to stop, pause, or keep going. Since I'm in comfortable place to do this, I decided to keep going and accumulate MORE!!!!

[JayJuanGee]

[edited out]

Your threads can be very helpful for everyone to gain complete knowledge about bitcoin investment. I tried reading the thread you mentioned a few months ago and have already read original post 2 and original post three from there. Actually one thing seems to be most important that you should not decide to withdraw if your bitcoin amount is not enough. We have to be patient and hold on to our investment without taking such a decision. Moreover, I still stand by such decision, as I have been investing regularly through DCA for many years.

Although many decided to sell their investments during the high price of Bitcoin, I am more patient and willing to buy regularly. Without thinking about withdrawing the investment yet, the goal is to buy bitcoins regularly so that the investment portfolio grows to a much larger extent.

The longer that i been in bitcoin, the more difficult it comes for me to imagine guys who have spent enough time accumulating bitcoin to put them in a state of over accumulation, and surely accumulating bitcoin through a whole cycle might help, and also front loading the investment might help (which presumes bringing capital from somewhere else beyond just normal pay/cashflow).  So frequently I have been witnessing guys describing themselves as having had reached a status of overaccumulation much earlier than they had actually reached such status.

By over accumulation are you referring to a situation where the investor feels he has gotten more Bitcoin than he planned or there is a number that is generally regarded as over accumulation?

I fixed the error of your quote in this response.

It is difficult to generalize any kind of exact definition of what a status of overaccumulation would be since such status likely needs to account for a variety of a person's individual factors.

Sometimes I discuss various kinds of examples in order to attempt to describe what overaccumulation might be for one person, and recently I had been using the example of a person who concludes that his goal is to get to a point in which he can passively withdraw $6,666 per month, so maybe currently, he assesses that he would need 21 BTC in order to be at that status, and so if he has reached an accumulation that is higher than 21 BTC, he is currently in a status of overaccumulation.

The target could be moving too in terms of both the guy's comfort level in the formula that he is using and his assessment of if he has really adequately accounted for all of his expenses or how much income he might actually get from withdrawing $6,666 per month from his bitcoin stash and if he feels that he might be getting taxed from that amount more than he had anticipated, then surely even when he feels that he has reached his assessed overaccumulation level, he might end  up doing some recalculation and some reassessment and also consider that he might have to get to a certain level of overaccumulation, perhaps a 10% or 20% larger amount?, in order to really feel comfortable that he has realistically reached his own assessed level of what it takes to overly accumulate, and so for the guy who considers 21 BTC as currently sufficient accumlation, then 10% to 20% more would be 2.1 BTC to 4.2 BTC more so then maybe he chooses some amount within that range 23.1 BTC to 25.2 BTC in which he feels that he is financially and/or psychologically secure enough to take whatever further action that he deems is justified by his having had reached his own comfort level. 

Of course, if this same guy looks at his BTC holdings, and he sees that he has reached 35 BTC, then there should be absolutely no question that he has way overly exceeded his own expectations in regards to what is an adequate overaccumulation level, and surely guys can make errors to create too high expectations on themselves too.. because they become too insecure in regards to their own assessments in regards to what is enough and what is more than enough.

Another thing that happens in bitcoin is the passage of time that projects that a lesser and lesser quantity of bitcoin will be needed in the future in order to achieve the same (or similar) real wealth status as compared to what is needed today.  So surely that same guy who has 21 BTC might have insecurities about whether his 21 BTC is actually enough or more than enough, and he also has insecurities in regards if he is financially and/or psychologically capable of stacking and/or accumulating more BTC, so instead of acting upon his assessment that his 21 BTC is enough or more than enough, he decides to wait somewhere between 6 to 12 months in order to reassess his 21 BTC at that later time.  In this historical fuck you status chart, we can see that the quantity of BTC needed goes down over time for the same status.

Surely this guy has to make sure that he is not fucking around with his 21 BTC, and he has to make sure that his 21 BTC are sufficiently secure - even if he might hold 90% of them in private storage and the other 10% with exchanges and perhaps other less secure means, but still he has reached a sufficient comfort level that he has sufficiently and/or adequately secured his BTC stash, even if some portion of his stash might be less secure than another portion of his BTC stash.  There are also ways that guys can hold hot wallets, medium wallets and cold wallets, and perhaps his stash might be divided to be 2% in hot wallets, 8% in medium wallets and 90% in cold wallets.. or some other variation of comfort for the BTC holder.   

So if this guy has already reached 21 BTC that he considers to be sufficient in order to have had reached more than enough.. but he still is feeling like he is not quite confident enough, so then he can largely project forward in reasonable ways and assess that in 6 months, he likely would ONLY need right around 17 BTC for the same status (so then 21 BTC becomes 23% higher than what the guy has already assessed that he needs), and 1 year later could well project that 14 BTC would be all that he would need for the same status (so then 21 BTC becomes 50% higher than what the guy has already assessed that he needs).   At some point, the guy has to realize that he has enough and more than enough and no matter how he calculates, he has reached overaccumulation status and his ongoing delay is ONLY hurting himself by his own exercising of an overabundance of caution in which his own behaviors of over conservatism is ONLY hurting himself. 

Guys are responsible for their own calculations to figure out these kinds of matters, and if they get their formulas wrong or their expectations, then they only have themselves to blame, and I have ongoingly advocated using the 200-WMA as a means to calculate wealth for anyone who is wanting to transition themselves into some kind of a sustainable withdrawal system or if they might decide to lower their levels of  BTC accumulation aggressiveness based on their assessments of their progress and the value of their BTC in light of their various personal circumstances.

I have always felt that individuals are at liberty to set their targets as per the quantity of Bitcoin they want to have at at particular point in the life, this is what I have been working with and that is what determines the amount of my income I'm putting into Bitcoin on monthly bases ... because I have a target to reach upon my retirement from active service. Pardon me if I didn't get your post correctly, just that I have been struggling to understand what over accumulation of Bitcoin might possibly means and at what point I would say I have over accumulated Bitcoin.

Sure.  Of course, you have to figure out your numbers, and if you screw it up, or you are valuating your wealth based on spot price rather than the 200-WMA, then I personally believe that you are more likely to screw things up, but if you are comfortable with whatever methods of assessment that you have reached then you should be in a good position to figure out what your target is, how that target might change with your own level of stacking and the ways that you valuate your BTC stash and any other wealth or income sources you might have, and you can also calculate how the value of your BTC stash may grow in time and if you might be in a position to either change your ways of accumulating bitcoin or if you might start to draw from your stash based on BTC prices and/or based on the passage of time.

---

Yep. Would be glad to read about that from  JayJuanGee too!
People do sometimes don't see the broader picture though, I do agree.
And you got quoting a bit wrong in your post, Odohu. Just a friendly reminder.
 

Actually, some of those people are not not seeing the bigger picture of something or Bitcoin which is still a hot topic among many people now. But some people still need to hone their own level of thinking so that they can have a broader picture when researching something including when they hear about Bitcoin at this time. So we also need to look in that direction because the level of thinking and knowledge of each person is still very different so that in every discussion there are always different thoughts even though what they are discussing is about Bitcoin.

People have to come to their own calculations regarding how to assess the value of bitcoin and also how to apply that to their individual circumstances, and surely bitcoin price is ONLY one part of the 9 individual factors.  Yet surely if a person has spent 1-2 cycles accumulating bitcoin, it would start to seem plausible that they should be able to come to some reasonable assessments of BTC value so that they can enter into some kind of a sustainable withdrawal system rather than ending up selling too much bitcoin too soon and then fucking up their own prior levels of BTC accumulation that they might have spent years and years achieving.  So yeah, even though I try to share some sustainable BTC withdrawal ideas in my thread, there still can be some difficulties that guys have in regards to figuring out if they have actually reached an accurate level of overaccumulation of their BTC stash size or maybe they are making mistakes in their own calculations and/or assessments of the valuation of their BTC and how to manage it, and so no one is necessarily going to feel sorry for them or bail them out if they end up fucking up their own assessments of their BTC stash, employing bad BTC management practices and/or then ending up selling too many of their BTC too soon (or perhaps trying to devolve into some kind of a status of trading rather than investing, which can be another common mistake that normies may well end up making).

By over accumulation are you referring to a situation where the investor feels he has gotten more Bitcoin than he planned or there is a number that is generally regarded as over accumulation? I have always felt that individuals are at liberty to set their targets as per the quantity of Bitcoin they want to have at at particular point in the life, this is what I have been working with and that is what determines the amount of my income I'm putting into Bitcoin on monthly bases ... because I have a target to reach upon my retirement from active service. Pardon me if I didn't get your post correctly, just that I have been struggling to understand what over accumulation of Bitcoin might possibly means and at what point I would say I have over accumulated Bitcoin.

For someone to say that he has over accumulated bitcoin, it means that he has accumulated more than enough Bitcoin in his possession and is in the stage of which he can withdraw 10% profit yearly if necessary and it wouldn't affect his bitcoin stash. Also his bitcoin price within 200-MWA will be very low to the point that even if bitcoin price dips to the bottom, he will still be in profit. Which means that your bitcoin is growing higher in value without you touching a dime.

However, having more than enough bitcoin varies from each individual because it's only us that will what amount of bitcoin is more than enough for you, but if you have a target and you have passed your target with 66% like what JJG explained in his post earlier.

66% surely is a high level of overaccumulation, so then it should become quite abundantly clear to the person that he has reached a status of overaccumulation.  Yet people still might be insecure in regards to making sure that they are not overly assessing their status, yet they may well end up damaging themselves if they cannot figure out some reasonable way of adjusting their own system and practices based on their assessment that they had reached an updated status.  Whether their "updated status" results in changes to the way that they accumulate bitcoin or perhaps it causes them to transition into sustainable withdrawal, it is not necessarily going to be the case that a person goes straight from accumulation or even aggressive accumulation to withdrawal, so they might first go through various stages of lessening the aggressiveness of their accumulation, and then they might go through stages where they are no longer accumulating (perhaps ONLY on severe dips), and then they might transition to selling bitcoin only on extreme price rises, and then they might transition to withdrawing at various points in the cycle or perhaps withdrawing twice a year or quarterly or monthly, so there surely can be stages in which they transition from various kinds of statuses and systems based on the updated assessment in regards to where a guy considers himself to be, and it is not likely black and white to go from one status to another since there can be early stages of accumulation to late stages to maintenance to liquidation and there can be various levels within each of the changed statuses on a continuum rather than black and white.. but graduation to further and further levels that are tailored to the various individual 9 factors..

On the topic of over accumulation, I hit my accumulation target in 2024, that dump under 50k sealed it for me. I started accumulating at the top of the last cycle, it took me a while to figure out what my accumulation target should be, and I made some mistakes along the way that would have brought in accumulation target date but largely I had put Dec 2024 as the target to reach the accumulation target I set out all those years ago.

I continued to buy through out 2024. I allocate funds/budget in the previous year to buy btc and I still had some 2024 funds leftover. During my planning in Dec 2024 for 2025 onwards, I have decided to keep accumulating. I raised my accumulation target and put a new deadline in place for Dec 2026. I have a firm budget going for 2025 and a loose one for 2026. I will re-assess in Dec 2025 on what 2026 is going to look like.

As someone who has reached a big goal, I realise I had the option to stop, pause, or keep going. Since I'm in comfortable place to do this, I decided to keep going and accumulate MORE!!!!

This makes sense, and sometimes it can be difficult to describe particulars of the assessments that any of us might carry out without getting into too many details that might overly jeopardize aspects of our own OpSec kinds of considerations....

So for sure there can be some relaxation in our own levels of aggressiveness and some changes in our various tactics in the event that we consider that ongoing BTC accumulation should remain part of our practice and whether our ongoing BTC accumulation might shift away from DCA and into buying on dips or some other kinds of adjustments that we might make.. so if we have our own frameworks for figuring out our accumulation target level, then we can figure out the extent to which our ongoing and continued accumulation puts us in overaccumulation status, and we can also figure out the extent that we are valuating our BTC based on spot price or if we are using the 200-WMA order that we can attempt to be more realistic with ourselves in terms of if any changes that we make (to what we are doing) is reasonable under the frameworks in which we are valuating our BTC holdings as compared with other investments or sources of income that we might have.  And, yeah, if we end up screwing up our calculations and then employing faulty practices, no one is going to cry on our behalf, and we have to figure out ways to make sure that we are adequately protecting ourselves in regards to some of the screw ups that we might make. .which could go in either direction.. the direction of overly accumulating and also failing to start to enter into some sustainable withdrawal practices or in the direction of selling too many BTC too soon and then regretting that ended up engaging in that kind of behavior that had negative consequences for us.

[ginsan]

On the topic of over accumulation, I hit my accumulation target in 2024, that dump under 50k sealed it for me. I started accumulating at the top of the last cycle, it took me a while to figure out what my accumulation target should be, and I made some mistakes along the way that would have brought in accumulation target date but largely I had put Dec 2024 as the target to reach the accumulation target I set out all those years ago.

I continued to buy through out 2024. I allocate funds/budget in the previous year to buy btc and I still had some 2024 funds leftover. During my planning in Dec 2024 for 2025 onwards, I have decided to keep accumulating. I raised my accumulation target and put a new deadline in place for Dec 2026. I have a firm budget going for 2025 and a loose one for 2026. I will re-assess in Dec 2025 on what 2026 is going to look like.

As someone who has reached a big goal, I realise I had the option to stop, pause, or keep going. Since I'm in comfortable place to do this, I decided to keep going and accumulate MORE!!!!

An optimistic attitude will bring you to the forefront with all the planning that you have neatly arranged. I support your idea, you have many ways forward that can be utilized, meaning that if you have a lot of savings, of course you can make gradual purchases throughout 2025 to 2026 or continue until you are really satisfied with the accumulation of bitcoin.

A good idea is to keep holding on until we reach the end point of accumulation. I am always interested in someone's investment journey because it will add to my enthusiasm to continue buying bitcoin. Your mentality is so strong and I am sure that the planning that you have done well will bring you to the point of success at the end. Btw during the new year for you and hopefully stay healthy and continue to hold Bitcoin.

[laijsica]

On the topic of over accumulation, I hit my accumulation target in 2024, that dump under 50k sealed it for me. I started accumulating at the top of the last cycle, it took me a while to figure out what my accumulation target should be, and I made some mistakes along the way that would have brought in accumulation target date but largely I had put Dec 2024 as the target to reach the accumulation target I set out all those years ago.

I continued to buy through out 2024. I allocate funds/budget in the previous year to buy btc and I still had some 2024 funds leftover. During my planning in Dec 2024 for 2025 onwards, I have decided to keep accumulating. I raised my accumulation target and put a new deadline in place for Dec 2026. I have a firm budget going for 2025 and a loose one for 2026. I will re-assess in Dec 2025 on what 2026 is going to look like.

As someone who has reached a big goal, I realise I had the option to stop, pause, or keep going. Since I'm in comfortable place to do this, I decided to keep going and accumulate MORE!!!!

An optimistic attitude will bring you to the forefront with all the planning that you have neatly arranged. I support your idea, you have many ways forward that can be utilized, meaning that if you have a lot of savings, of course you can make gradual purchases throughout 2025 to 2026 or continue until you are really satisfied with the accumulation of bitcoin.

A good idea is to keep holding on until we reach the end point of accumulation. I am always interested in someone's investment journey because it will add to my enthusiasm to continue buying bitcoin. Your mentality is so strong and I am sure that the planning that you have done well will bring you to the point of success at the end. Btw during the new year for you and hopefully stay healthy and continue to hold Bitcoin.

I agree with your idea regarding investing where you said about gradual buying decisions that are better and accumulation Bitcoin and holding it for a long time. Create an emergency fund to have disposable income and increase potential savings to make planned investment decisions and execute. In reality, there are many ways for people to succeed, and true financial success lies in using them correctly. DCA Strategy is a standard for accumulating Bitcoin that allows you to perform positive investment activities to easily grow your real wealth as well as valuable Bitcoin stash. Bitcoin is particularly attractive to investors for long-term savings because of the potential for higher returns compared to other investments. Many people keep Bitcoin with plans to save it for retirement down the road. I think it is especially important to achieve financial prosperity and provide for other family members in the future.

[Muba20]

On the topic of over accumulation, I hit my accumulation target in 2024, that dump under 50k sealed it for me. I started accumulating at the top of the last cycle, it took me a while to figure out what my accumulation target should be, and I made some mistakes along the way that would have brought in accumulation target date but largely I had put Dec 2024 as the target to reach the accumulation target I set out all those years ago.

I have known about Bitcoin for a long time, I did not want to give importance to it. I thought that maybe the price of Bitcoin would go down further and I would be able to buy from the dip. But after waiting, now in 2025, I understand that maybe if I could have bought Bitcoin at that time in 2024, I would have been able to buy it for 70 thousand per Bitcoin. But as time goes by, the price of Bitcoin is increasing. Moreover, the money that I had put aside has decreased slightly due to inflation. That is why I have now been able to realize that if I buy Bitcoin and hold it, then even if the price of Bitcoin decreases, I am safe because I want to accumulate Bitcoin there for a long time. If I make a bank or any other investment, my chances of loss may increase rather than profit. But Bitcoin is now becoming more attractive than other valuable assets. If i want to keep myself in this competition, I think it is better to accumulate it without waiting any longer.

[Mayor of ogba]

And you’re right, many of them get burnt but they never for once learn from that experience neither do they even get wiser for it. They just keep on repeating the same cliched dialogues and fake statistics, as if they are trying to convince themselves more than anyone else. It is like, bro, if you want to trade the market, do it right with a proper plan and strategy, and don’t get lost in all the buzz!

It's funny and stupid at the same time that they don't learn, they've this strong conviction from hell that they would find a better strategy to get profitable. Trading deals with them from both ends, they rarely can focus on any other things apart from monitoring charts as against investors that go about their other sources of income, make money and return to purchase when time is due. The employed ones amongst them sometimes perform badly at work. I've worked with a guy who focuses on his trades and gives less attention to his accounting duties, even if he's working, he's absent minded either thinking about the trades he opened, or suffering a burnout from some loses, finally, his records were laced with lots of errors, got laid off and arrested for missing funds.

From there and a few experiences myself, I learned that there are more troubles in trading much more than investing into Bitcoin and honestly, it's easier to be an investor than a trader.

This is where it is important to manage emotions or mentality when entering the realm of crypto or bitcoin. Because if we can't control our emotions well, we will definitely end up feeling greedy and wanting to make quick profits. So if you fall into this, it is certain that everything you do will end up not being good. So this is where it is important to think realistically and not get carried away by the news that is spreading, such as news about people who have become rich from trading crypto. Because this is very dangerous if we fall into it.

Because in my personal opinion, trading in crypto or bitcoin has a huge positive side if we carry it out with sound knowledge and good emotional control. But the mistake is, many people are trapped by the news, and think that trading in crypto or bitcoin is an easy thing. However, in reality it is not that easy. So what's wrong is not trading or investing, or even crypto assets. But what is wrong is the person who carries it out without proper understanding.

Talking about the bold words, do we need to manage our emotions as investors? No, managing emotions are for traders not investors like us.
As a Bitcoin investor, your job is to buy and hold, the secondary aspect is to having a good source of income and an emergency funds to sustain you during the emergencies, you have no business being emotional while holding your Bitcoin.
It is only traders that get f**k up time and time again because they think that they can outsmart the market not knowing that it is very and extremely difficult to succeed as a trader, unlike investing in Bitcoin that anyone can invest and be successful in it, if he is a long term holder and he has a source of income and an emergency funds kept aside in case of any emergencies arise in the future.

You are misunderstanding the first thing that is needed before venturing into bitcoin investment which is an income and a discretionary income. I feel this is the primary thing because it's from your discretionary income that you will use to start your bitcoin investment and also for growing your bitcoin portfolio overtime with DCA buying strategy. It's also your discretionary income that you will use to build your emergency funds and that's why I feel that you can get started right away when you have your discretionary income and invest with one regular every week and use the other part to grow your emergency funds for at least three months.

If you don't have a discretionary income, and buy bitcoin with funds that is not your extra funds, you will end up selling your bitcoin quickly and I see that as gambling because you must get burned.

I agree with you and would like to say that the idea is very reasonable and realistic. For an investor, a system of discretionary income is very important. And for this, we need to know about discretionary income. And discretionary income is the money that a person has in his hands after fulfilling his basic needs. A person may suddenly face danger. In that case, he may need his money at any time. Then that person should not have to sell his Bitcoin in a hurry. That is, I mean that investing in Bitcoin should not be a barrier to monthly expenses. Then that person will never be able to master the strategy of investing in Bitcoin. Here I will not talk about making such a big investment that a person will face serious problems. I will tell him that if someone's monthly income is Rs. 20000, then it is necessary to continue with Rs. 10000 per month and I will encourage him to deposit Bitcoin using DCA strategy at Rs. 7000 and with this, I will request that person to keep the remaining Rs. 3000 in his emergency fund. In this way, a person can reach his desired goal.

Before you advise people on how much money they should invest in bitcoin, you have to know what their monthly expenses are so that you will not lure them into investing in bitcoin in such a way that they wouldn't be able to sort out their daily expenses all the time, which might throw them off the game partially or permanently. The advice you showed above is an aggressive investment, and if any investor invests in bitcoin according to your advice, that investor is already in a problem because he or she is using 50% of his or her monthly income for bitcoin investment, and bitcoin investment is not supposed to be done in that way because it will give the investor no choice but to always struggle to solve his or her daily expenses when they arise. When you receive your monthly income, bitcoin investment is best done when you have successfully solved your monthly expenses so that you will know how much money you are left with, which will allow you to know how much money you will use to accumulate bitcoin on a monthly basis so that you will always be in control of bitcoin investment and hold it for the long term.

[sotelorene]

✂️✂️✂️✂️

because we have all been long in this thread and have some level of knowledge on this subject matter of investment and doing wo using the best approach, i would give my little impute on this; as regard taking of profit from your investment, if your plan is to invest for a complete circle and by the end of the circle take out some profit, then that is not a bad thing and there might even be some ways you can plan out how you want to go about taking a portion of the profit that will motivate you to go again for the next circle.

I might need to respectfully disagree with this assertion as the only criteria for selling part of your Bitcoin holding I believe and based on JJG’s analysis should be when you have reached or believe to have reached a state of overaccumulation. It is possible not to have achieved this state of overaccumulation in one cycle depending on how aggressive the individual is with his accumulation, and if that is the case that the individual has not been able to achieve the state of overaccumulation, then it’s advised that he should under no circumstances attempt selling his BTC, even if he’s making some profits at that point in time.

You are suggesting that new users are likely to be confused because those who will be holding Bitcoin and the desire for profit may arise. And due to greed, that Bitcoin holder may sell his accumulated Bitcoin, try to invest regularly and keep it for a long time in the future. I have been investing regularly in Bitcoin for a long time, I am still accumulating Bitcoin.
Last week I deposited Bitcoin through DCA method and this week I will deposit more Bitcoin than last week because this week I have deposited more of my money with which I can buy Bitcoin. I will keep this Bitcoin for a long time and after future long-term accumulation, my portfolio will be big. So just be patient and continue investing in Bitcoin which I am very willing to do.

The way you continue to invest is great. The key to every investment strategy is patience and foresight. You are building your portfolio with faith in the future of Bitcoin, which will surely succeed at some point. Every investor should have the ability to ignore temporary fluctuations in the market, so that they prefer to buy more instead of panicking. Because, the lower price an investor can buy bitcoins, the more bitcoin portfolio he can build, The more he can profitable. With patience and regular investment, an investor can build a strong portfolio in the future and be able to earn huge returns.

I totally understand your point and off course the main thing to success in our investment is patient, foresight and also our source of income which is very necessary because without this source of income you wouldn't be able to invest, talk more of to have patient and have foresight. I do also understand when you said the future of Bitcoin, which will surely succeed in some extent or point because investment is all about planning, approach and mostly importantly management skill, any investor who doesn't know all these or put them in place while investing will only succeed to some extent or point if at all they will... because the investment will be more like a random one. Though it doesn't really matter if we buy Bitcoin at a low price in order to make a higher profit perhaps the most important is buying it and hold for a long a period of time.

[Tamaperdana]

The longer that i been in bitcoin, the more difficult it comes for me to imagine guys who have spent enough time accumulating bitcoin to put them in a state of over accumulation, and surely accumulating bitcoin through a whole cycle might help, and also front loading the investment might help (which presumes bringing capital from somewhere else beyond just normal pay/cashflow).  So frequently I have been witnessing guys describing themselves as having had reached a status of overaccumulation much earlier than they had actually reached such status.

If you mean a lot of people are making things up or lying about their bitcoin portfolio. I think it is their right to carry out this lie. However, this will still make the person bored with his own lies. Because lying will definitely make someone have no trust from other people or from themselves. However, I am sure that not many members of this forum have such habits. Besides, talking about excessive investment, I don't think this is a bad thing, especially investing in bitcoin. Because as discussed in this thread, Bitcoin has the potential to continue to increase. So if you think about it logically, having more bitcoin would definitely be very good, because the profits that could be obtained would of course be very large. But everyone definitely has a different perspective regarding this, because if you think about it from the negative side, accumulating money in one point (assets) excessively has a risk that is not small. But we're talking bitcoin here, so that shouldn't be a problem.

[Lanatsa]

The longer that i been in bitcoin, the more difficult it comes for me to imagine guys who have spent enough time accumulating bitcoin to put them in a state of over accumulation, and surely accumulating bitcoin through a whole cycle might help, and also front loading the investment might help (which presumes bringing capital from somewhere else beyond just normal pay/cashflow).  So frequently I have been witnessing guys describing themselves as having had reached a status of overaccumulation much earlier than they had actually reached such status.

If you mean a lot of people are making things up or lying about their bitcoin portfolio. I think it is their right to carry out this lie. However, this will still make the person bored with his own lies. Because lying will definitely make someone have no trust from other people or from themselves. However, I am sure that not many members of this forum have such habits. Besides, talking about excessive investment, I don't think this is a bad thing, especially investing in bitcoin. Because as discussed in this thread, Bitcoin has the potential to continue to increase. So if you think about it logically, having more bitcoin would definitely be very good, because the profits that could be obtained would of course be very large. But everyone definitely has a different perspective regarding this, because if you think about it from the negative side, accumulating money in one point (assets) excessively has a risk that is not small. But we're talking bitcoin here, so that shouldn't be a problem.

For a certain person to lie or not in regarding about their portfolio then it will really be that up to them, you might be able to impress other people but what is actually the thing that you will be able to get or gain from it? You will be getting that amusement or praise or good words from other people but in the end of the day you will really be just that having that kind of emptiness since you do know on whats the truth on what are the things that you are really having or dont have. So there's no point on trying out to impress other people since you wont really be able to gain something from that but rather you are just that lying into yourself. So it will really be that important at least that you do have those kind of silent accumulation and do know on what you are doing.

Buying or Selling will really be basing up into someones knowledge and approach towards this market because on the moment or time that you will be having that kind of pretending that you do have that tons of coins but truly you dont even know on how this market behaves then you are just fooling yourself. One of the main reasons on why we are here on this market is that we are trying out to make money with it and its a normal approch. You should be that wise on how to make up such actions. Buy or DCA when you do see the market is dropping and selling it out when its peak but of course there are those people who will be deciding on holding it up.

[Odohu]

Your threads can be very helpful for everyone to gain complete knowledge about bitcoin investment. I tried reading the thread you mentioned a few months ago and have already read original post 2 and original post three from there. Actually one thing seems to be most important that you should not decide to withdraw if your bitcoin amount is not enough. We have to be patient and hold on to our investment without taking such a decision. Moreover, I still stand by such decision, as I have been investing regularly through DCA for many years.

Although many decided to sell their investments during the high price of Bitcoin, I am more patient and willing to buy regularly. Without thinking about withdrawing the investment yet, the goal is to buy bitcoins regularly so that the investment portfolio grows to a much larger extent.

The longer that i been in bitcoin, the more difficult it comes for me to imagine guys who have spent enough time accumulating bitcoin to put them in a state of over accumulation, and surely accumulating bitcoin through a whole cycle might help, and also front loading the investment might help (which presumes bringing capital from somewhere else beyond just normal pay/cashflow).  So frequently I have been witnessing guys describing themselves as having had reached a status of overaccumulation much earlier than they had actually reached such status.

By over accumulation are you referring to a situation where the investor feels he has gotten more Bitcoin than he planned or there is a number that is generally regarded as over accumulation?

I fixed the error of your quote in this response.

It is difficult to generalize any kind of exact definition of what a status of overaccumulation would be since such status likely needs to account for a variety of a person's individual factors.

Sometimes I discuss various kinds of examples in order to attempt to describe what overaccumulation might be for one person, and recently I had been using the example of a person who concludes that his goal is to get to a point in which he can passively withdraw $6,666 per month, so maybe currently, he assesses that he would need 21 BTC in order to be at that status, and so if he has reached an accumulation that is higher than 21 BTC, he is currently in a status of overaccumulation.

Thank you for drawing my attention to that mistake in my quote, it was indeed a mistake I never knew I made and I'm happy you helped.

I think your explanation on the issue of overaccumulation is satisfying as it agrees with what I had in mind regarding setting individual targets and working towards that, which should be the early things an investor should do when getting started with building a Bitcoin portfolio. In summary, you made it clear that when an individual set those targets ab initio, meeting them on time and continuing afterwards is regarded as overaccumulation... this is well understood. I have not reached my first target though so I'm still actively collecting Bitcoin at every given opportunity and stashing them in my safe wallet. That I intend to do throughout my years of active service so that my retirement will be less stressful.

[JayJuanGee]

......I started accumulating at the top of the last cycle, it took me a while to figure out what my accumulation target should be, and I made some mistakes along the way that would have brought in accumulation target date but largely I had put Dec 2024 as the target to reach the accumulation target I set out all those years ago....

By the way, I forgot to address your above assertion that you had largely set an accumulation target for yourself that seemed to have had a time element presumptively some kind of a accumulation quantity target..  and of course, I can relate to the idea of starting at the top (of the previous cycle), yet surely at the time we start we cannot know for sure that we are at the top, yet there are certain kind of advantages that come from accumulating on the way down.. especially once the BTC price starts to recover (which surely we also do not really know that it is recover, until it does).

I just personally found that I ended up setting various targets for myself, and some aspect of my target were met way sooner than expected, and I had set them in terms of dollar amounts invested, BTC accumulated, and general ideas of time, yet even for me (which seems that you are doing these things too), I ended up overriding my own accomplishments at various times along the way, and my overriding of my own accomplishments had to do with various aspects that related to my being better informed about myself based on mistakes made (as you mentioned), but also based on quantity of BTC accumulated, how much they cost and some ballpark ideas about what bitcoin's price might end up doing, yet never really having too much confidence beyond creating some ballpark ideas for myself of various scenarios that might end up playing out... and probably the scenario that ended up playing out was still kind of within the parameters for my thoughts of the most bullish of scenarios, yet still kind of skewed to be even better than the better of my scenarios.. .. yet still I did not really sell much of any BTC on the way up beyond a kind of preset schedule that I made that resulted in  my selling somewhere around 10% of my whole stash in 2017.. but then again, I was pretty convinced that I had reached a status of overaccumulation by late 2014-ish.. and of course, i had shared aspects of my numbers previously, and largely I also have done an outline of how my various allocation amounts (in my my investment portfolio had changed between late 2013 and mid 2022 (at the bottom of this post) - and I have not updated it since mid-2022 - I am not sure if I will)...

I was largely reacting to your  stating that you reached an earlier stated target, yet I personally found that my target continued to change, even though it continued to stay directionally consistent, mostly, but just kind of falling into tweaks along the way in regards to some of the details that continued to motivate me.. including that I thought that I accumulated enough 1) at the end of 2014, 2) then towards the middle/end of 2015, 3) then a kind of third and/or fourth times in 2016, but then even further jiggling towards the beginning of 2017 that likely caused me to end up carrying out behaviors that were mostly more aligned with internal conclusions that I had accumulated enough.. .. .. but likely each of those stages still did cause some alterations in the particulars of what I was doing.. .... I am not even trying to be deceptive because we sometimes have perceptions of what we are doing, and why we are doing it while we are in the process of doing it, but then when I look back, I also revive my own visions and perceptions of what I was doing and why I was doing it, and it is not always exactly internally consistent.. so in that regard, even my own definitions of what constitutes "overaccumulation" seems to have had been a moving target... but then not even with negative ramifications since the employment of practices that mostly held BTC and continuing to accumulate from time to time, 95% or more of my overall BTC portfolio was ongoingly compounding upon itself over and over and over... which I also have described as around 8 or nearly 9 doublings of the value of my BTC holdings since mid-2015.

On the topic of over accumulation, I hit my accumulation target in 2024, that dump under 50k sealed it for me. I started accumulating at the top of the last cycle, it took me a while to figure out what my accumulation target should be, and I made some mistakes along the way that would have brought in accumulation target date but largely I had put Dec 2024 as the target to reach the accumulation target I set out all those years ago.

I have known about Bitcoin for a long time, I did not want to give importance to it. I thought that maybe the price of Bitcoin would go down further and I would be able to buy from the dip. But after waiting, now in 2025, I understand that maybe if I could have bought Bitcoin at that time in 2024, I would have been able to buy it for 70 thousand per Bitcoin. But as time goes by, the price of Bitcoin is increasing. Moreover, the money that I had put aside has decreased slightly due to inflation. That is why I have now been able to realize that if I buy Bitcoin and hold it, then even if the price of Bitcoin decreases, I am safe because I want to accumulate Bitcoin there for a long time. If I make a bank or any other investment, my chances of loss may increase rather than profit. But Bitcoin is now becoming more attractive than other valuable assets. If i want to keep myself in this competition, I think it is better to accumulate it without waiting any longer.

The best time to buy bitcoin was yesterday, yet none of us can turn back the clock, so the next best time to invest into bitcoin is today.  Waiting is not a good strategy, and the ONLY way to prepare for up is to buy and to continue to buy, and perhaps with bitcoin, you just continue to buy for 4 years or more, and maybe even for 4-10 years or more, and then at some point down the road, you start to perceive that maybe you have enough BTC or that you have more than enough BTC.  You are not necessarily going to advantage yourself in terms of waiting to buy or waiting for dips, even though surely if you have a lump sum amounts saved up, you can consider how much to buy right away, and then you can also allocate some of that lump sum for buying on dips and/or DCA... yet even with the DCA of most of us, we tend to figure out a DCA amount that would just ongoingly come from our regular income, so maybe we still would be DCAing for 4-10 years or longer, depending on how much we might be able to front-load our investment in order to reach a BTC portfolio amount that justifies starting to slow down in our use of DCA as our main accumulation method..

and sure your individual financial and/or psychological circumstances will also help to inform you in regards to how aggressive that you are ready, willing and/or able to be in your accumulation and including  hopefully tempering yourself to an extent that you don't end up recking yourself, even if your BTC holdings might not be in profits (on paper) for the first several years of accumulating BTC.  Perhaps?  Perhaps?.. yet it seems the main thing for any newbie is to just stay focused on accumulating BTC rather than getting distracted into assessments of whether his BTC are in profits or not.. .. but hey, yeah, a lot of newbies have ended up prejudicing themselves and failing/refusing to sufficiently and/or adequately prepare themselves for UP because of their being overly preoccupied by whether they were in profits or not, which also should be able to be ameliorated by figuring out position size.. .and getting comfort with that.

The longer that i been in bitcoin, the more difficult it comes for me to imagine guys who have spent enough time accumulating bitcoin to put them in a state of over accumulation, and surely accumulating bitcoin through a whole cycle might help, and also front loading the investment might help (which presumes bringing capital from somewhere else beyond just normal pay/cashflow).  So frequently I have been witnessing guys describing themselves as having had reached a status of overaccumulation much earlier than they had actually reached such status.

If you mean a lot of people are making things up or lying about their bitcoin portfolio.

I am saying that a lot of guys prematurely come to an assessment that they have reached a status of overaccumulation, so the ONLY person they are lying to is themselves because they end up devolving their status into some kind of a trading approach rather than staying focused on ongoing, persistent, consistent and perhaps even aggressive practices of accumulating BTC through ongoing buying techniques.

I think it is their right to carry out this lie.

Of course, guys can do whatever they like, including never getting to a point in which they are able to live off their bitcoin because they are too anxious in regarding to concluding that they are rich prior to their getting rich, and so they end up screwing up their own future potentials and also screwing up the compounding value of their bitcoin and frequently ending up selling too many BTC too soon.  Yes, they are 100% free to do whatever they like and they are 100% responsible for whatever actions that they choose to take, including if they end up choosing to employ dumb and short-sighted techniques that may well rise to the level of trading rather than investing.. 

However, this will still make the person bored with his own lies.

Some times guys have regrets and other times they rationalize away their behaviors to proclaim that they still made 2-5x profits, when they could have had made 40x to 100x profits or more and then just spread out their selling over their lifetime rather than getting overly anxious and then selling too many BTC too soon.. and/or failing refuse to sufficiently/adequately prepare for more up by slowing down in their buying of BTC before they have gotten even close to a fact-based status of overaccumulation... surely one of the negative consequences of selling too many coins too early is also presuming an ability to buy them back cheaper and then also getting out of a focused groove that more productively continues to focus on accumulating bitcoin through buying rather than fucking around trying to trade or believing that selling is a realistic way to accumulate more BTC.

Because lying will definitely make someone have no trust from other people or from themselves. However, I am sure that not many members of this forum have such habits.

Many of us are learning, so I am not going to presume guys are lying.. and surely part of the reason that we discuss some of these matters in terms of hypotheticals is so that we don't necessarily need to know actual details of other guys, so we might use examples of some kind of a guy that might be largely made up but trying to help us to sort through some dilemmas that real guys might have in terms of their accumulation questions or even if they might be considering whether they might want to graduate into more of a maintenance status rather than focusing so much on BTC accumulation.  These are not easy questions, and many times we are not going to know the details of the finances and/or psychology of any guy, so he has to figure out some of the details for himself, including potentially just working through some of his own particular 9 factors, and surely I am not proclaiming that it is even easy for guys to figure out their own 9 factors, yet if they are trying to develop reasonable and realistic practices for themselves based on their own particulars, then it does seem to help for guys to be studying their own factors.. and the BTC price and their view of the BTC price as compared with other places that they can put their money is ONLY one of the 9 factors.. which also tells us that the 9 factors can be somewhat moving factors that need to be reassessed based on changed circumstances, from time to time.

Besides, talking about excessive investment, I don't think this is a bad thing, especially investing in bitcoin.

Excessive could be a good or a bad thing depending upon how we are talking about it.  So one thing is if someone is buying within their discretionary income, and so they could be aggressive within the boundaries of their discretionary income, but it could become problematic if they go beyond their discretionary income.  Another problem could be that they miscalculate, and then put themselves into a pickle. 

The excessive in regards to reaching a status of overaccumulation may well largely relate to figuring out how many BTC might be enough to support a person in their lifestyle, but if they are not sure about whether they are accurate in their calculations regarding how many BTC that they need, they might feel better to get to a status in which they have accumulated more than they need, perhaps by 10% or 20% or 50% or even 100%, yet it could also be problematic to set standards way beyond what is needed, and perhaps some folks could be ready to live off of their BTC, but then they end up adding 5-10 or more years to their building of BTC, which might end up just causing them to have to work way longer then they would have had needed to work.. and yeah, each person has to make sure that he does NOT screw up his calculations by too wide of a margin in either direction... and ultimately each person if responsible to figure out his details, too.

Because as discussed in this thread, Bitcoin has the potential to continue to increase.

I personally find the 200-WMA to be a much better way of valuating my BTC holdings, and yeah the 200-WMA in bitcoin has always gone up.. at least so far.  You can plug in BTC quantities, dates, anticipated withdrawal amounts and even consider historical amounts to compare the 200-WMA to spot price at this site.

So if you think about it logically, having more bitcoin would definitely be very good, because the profits that could be obtained would of course be very large.

I personally consider having more as a kind of cushion rather than being motivated to get more profits, since for me, it hardly seems to make sense that a guy might be building up his BTC holdings for 4-10 years or longer and then plan to cash out his BTC rather than just figuring out how to engage in some kind of sustainable withdrawal practices that might be motivated by BTC price moves and/or time factors.

But everyone definitely has a different perspective regarding this, because if you think about it from the negative side, accumulating money in one point (assets) excessively has a risk that is not small. But we're talking bitcoin here, so that shouldn't be a problem.

Sure guys have various perspectives about what to do, and likely some perspectives are better than other perspectives, and in the end guys have to figure out the extent to which they might have assets that are ONLY in bitcoin and cash or if they might have other assets.  I would imagine that guys would build up to having more than just bitcoin and cash, even if they might have started building their investment portfolio with ONLY bitcoin and cash, yet as they build their BTC holdings and their cash, they may well also establish some other ways of holding value too  such as properties, equities, bonds, commodities, cash equivalents.. and some guys might be distracted into shitcoins, even though getting into shitcoins may well be better to keep to a minimum.. but hey guys do all kinds of dumb shit that might not end up working out very well if they don't set some meaningful limits on those kinds of inferior assets/currencies.

[edited out]

I think your explanation on the issue of overaccumulation is satisfying as it agrees with what I had in mind regarding setting individual targets and working towards that, which should be the early things an investor should do when getting started with building a Bitcoin portfolio. In summary, you made it clear that when an individual set those targets ab initio, meeting them on time and continuing afterwards is regarded as overaccumulation... this is well understood. I have not reached my first target though so I'm still actively collecting Bitcoin at every given opportunity and stashing them in my safe wallet. That I intend to do throughout my years of active service so that my retirement will be less stressful.

For sure the application of your actual numbers will make more sense once you are getting into a range of reaching your numbers and then you might be deciding the extent that you might feel better to have some extra as a cushion or perhaps you will have confidence in your own status and less need for a cushion. 

Surely, we tend to focus on our bitcoin stash, yet sometimes folks will have other investments that might generate income too, like a retirement or pension fund, and sure maybe those retirement pension funds might kick in at a later age, yet they still could be a factor for guys who might choose to discontinue with his work at a date that is earlier than his retirement and/or pension funds might kick in (to the extent that he has those kinds of funds).

[Just Say]

I have known about Bitcoin for a long time, I did not want to give importance to it. I thought that maybe the price of Bitcoin would go down further and I would be able to buy from the dip. But after waiting, now in 2025, I understand that maybe if I could have bought Bitcoin at that time in 2024, I would have been able to buy it for 70 thousand per Bitcoin. But as time goes by, the price of Bitcoin is increasing. Moreover, the money that I had put aside has decreased slightly due to inflation. That is why I have now been able to realize that if I buy Bitcoin and hold it, then even if the price of Bitcoin decreases, I am safe because I want to accumulate Bitcoin there for a long time. If I make a bank or any other investment, my chances of loss may increase rather than profit. But Bitcoin is now becoming more attractive than other valuable assets. If i want to keep myself in this competition, I think it is better to accumulate it without waiting any longer.

First of all you acted like a fool because dips in bitcoin market are unpredictable, many people miss their investment by waiting for the dip time. Second, you made the wrong decision because you didn't buy Bitcoin even though you had the opportunity to buy Bitcoin. A person who has money should always think that the price of Bitcoin is low in the market right now so that he is interested in buying Bitcoin immediately, this means he should never wait for a specific dip time. Waiting for the dip period means later regret for not being able to invest, as per your mentioned statement you regret now because you missed the opportunity to buy bitcoins and miss the opportunity to invest. So maybe you still have enough time, i.e. still enough opportunity to invest in Bitcoin.

[Tonimez]

I have known about Bitcoin for a long time, I did not want to give importance to it. I thought that maybe the price of Bitcoin would go down further and I would be able to buy from the dip. But after waiting, now in 2025, I understand that maybe if I could have bought Bitcoin at that time in 2024, I would have been able to buy it for 70 thousand per Bitcoin. But as time goes by, the price of Bitcoin is increasing. Moreover, the money that I had put aside has decreased slightly due to inflation. That is why I have now been able to realize that if I buy Bitcoin and hold it, then even if the price of Bitcoin decreases, I am safe because I want to accumulate Bitcoin there for a long time. If I make a bank or any other investment, my chances of loss may increase rather than profit. But Bitcoin is now becoming more attractive than other valuable assets. If i want to keep myself in this competition, I think it is better to accumulate it without waiting any longer.

First of all you acted like a fool because dips in bitcoin market are unpredictable, many people miss their investment by waiting for the dip time. Second, you made the wrong decision because you didn't buy Bitcoin even though you had the opportunity to buy Bitcoin. A person who has money should always think that the price of Bitcoin is low in the market right now so that he is interested in buying Bitcoin immediately, this means he should never wait for a specific dip time. Waiting for the dip period means later regret for not being able to invest, as per your mentioned statement you regret now because you missed the opportunity to buy bitcoins and miss the opportunity to invest. So maybe you still have enough time, i.e. still enough opportunity to invest in Bitcoin.

There is always an opportunity to invest in bitcoin but it only means that the more you wait, the more painful you will feel to invest especially in the first instance.
Bitcoin dips are inconsistent and unpredictable. The more you tend to wait for dips, the more your opportunities slip through your fingers. I can still remember that recently, bitcoin dipped to 94k but rose back to 103k in less than 6 hours.

Imagine if a person is confidently running permutations hoping to invest sooner just to check back and meet the price at above 100k.

To invest in bitcoin means to start investing in bitcoin. You can't just wish alone, you invest!!!

[Proty]

I have known about Bitcoin for a long time, I did not want to give importance to it. I thought that maybe the price of Bitcoin would go down further and I would be able to buy from the dip. But after waiting, now in 2025, I understand that maybe if I could have bought Bitcoin at that time in 2024, I would have been able to buy it for 70 thousand per Bitcoin. But as time goes by, the price of Bitcoin is increasing. Moreover, the money that I had put aside has decreased slightly due to inflation. That is why I have now been able to realize that if I buy Bitcoin and hold it, then even if the price of Bitcoin decreases, I am safe because I want to accumulate Bitcoin there for a long time. If I make a bank or any other investment, my chances of loss may increase rather than profit. But Bitcoin is now becoming more attractive than other valuable assets. If i want to keep myself in this competition, I think it is better to accumulate it without waiting any longer.

First of all you acted like a fool because dips in bitcoin market are unpredictable, many people miss their investment by waiting for the dip time. Second, you made the wrong decision because you didn't buy Bitcoin even though you had the opportunity to buy Bitcoin. A person who has money should always think that the price of Bitcoin is low in the market right now so that he is interested in buying Bitcoin immediately, this means he should never wait for a specific dip time. Waiting for the dip period means later regret for not being able to invest, as per your mentioned statement you regret now because you missed the opportunity to buy bitcoins and miss the opportunity to invest. So maybe you still have enough time, i.e. still enough opportunity to invest in Bitcoin.

There is always an opportunity to invest in bitcoin but it only means that the more you wait, the more painful you will feel to invest especially in the first instance.
Bitcoin dips are inconsistent and unpredictable. The more you tend to wait for dips, the more your opportunities slip through your fingers. I can still remember that recently, bitcoin dipped to 94k but rose back to 103k in less than 6 hours.

Imagine if a person is confidently running permutations hoping to invest sooner just to check back and meet the price at above 100k.

To invest in bitcoin means to start investing in bitcoin. You can't just wish alone, you invest!!!

Yes it is wrong to be waiting for bitcoin to dip before one start investing because the desire dip may not occur, with the dca strategy one can buy when it is high and also when it is low, an investor can combine both the dca stragey and buying the dip. So waiting for a desire dip is a very wrong  approach since one can end up losing so many markets opportunities. The best is to be doing your dca and also you can buy the dip when it occurs, if you have additional disposable income while still doing your dca.

[Huliya]

I have known about Bitcoin for a long time, I did not want to give importance to it. I thought that maybe the price of Bitcoin would go down further and I would be able to buy from the dip. But after waiting, now in 2025, I understand that maybe if I could have bought Bitcoin at that time in 2024, I would have been able to buy it for 70 thousand per Bitcoin. But as time goes by, the price of Bitcoin is increasing. Moreover, the money that I had put aside has decreased slightly due to inflation. That is why I have now been able to realize that if I buy Bitcoin and hold it, then even if the price of Bitcoin decreases, I am safe because I want to accumulate Bitcoin there for a long time. If I make a bank or any other investment, my chances of loss may increase rather than profit. But Bitcoin is now becoming more attractive than other valuable assets. If i want to keep myself in this competition, I think it is better to accumulate it without waiting any longer.

First of all you acted like a fool because dips in bitcoin market are unpredictable, many people miss their investment by waiting for the dip time. Second, you made the wrong decision because you didn't buy Bitcoin even though you had the opportunity to buy Bitcoin. A person who has money should always think that the price of Bitcoin is low in the market right now so that he is interested in buying Bitcoin immediately, this means he should never wait for a specific dip time. Waiting for the dip period means later regret for not being able to invest, as per your mentioned statement you regret now because you missed the opportunity to buy bitcoins and miss the opportunity to invest. So maybe you still have enough time, i.e. still enough opportunity to invest in Bitcoin.

There are still many people who have done stupid things. They do not trust people outside the forum and give bad advice on Bitcoin. People only think about their own success. That is why they wait for the dip every time. But while waiting for the dip, they forget that no one can predict the Bitcoin market accurately. I have been involved in the Bitcoin market since the price of a Bitcoin was $29k. I have seen many big dips. Whenever there is a recovery after the dip, people's regret increases. But everyone should remember this.

There is no time required to invest in Bitcoin. You cannot wait for a dip. By following the DCA method, you can start investing as soon as possible and become a long-term investor.

[Promocodeudo]

I have known about Bitcoin for a long time, I did not want to give importance to it. I thought that maybe the price of Bitcoin would go down further and I would be able to buy from the dip. But after waiting, now in 2025, I understand that maybe if I could have bought Bitcoin at that time in 2024, I would have been able to buy it for 70 thousand per Bitcoin. But as time goes by, the price of Bitcoin is increasing. Moreover, the money that I had put aside has decreased slightly due to inflation. That is why I have now been able to realize that if I buy Bitcoin and hold it, then even if the price of Bitcoin decreases, I am safe because I want to accumulate Bitcoin there for a long time. If I make a bank or any other investment, my chances of loss may increase rather than profit. But Bitcoin is now becoming more attractive than other valuable assets. If i want to keep myself in this competition, I think it is better to accumulate it without waiting any longer.

First of all you acted like a fool because dips in bitcoin market are unpredictable, many people miss their investment by waiting for the dip time. Second, you made the wrong decision because you didn't buy Bitcoin even though you had the opportunity to buy Bitcoin. A person who has money should always think that the price of Bitcoin is low in the market right now so that he is interested in buying Bitcoin immediately, this means he should never wait for a specific dip time. Waiting for the dip period means later regret for not being able to invest, as per your mentioned statement you regret now because you missed the opportunity to buy bitcoins and miss the opportunity to invest. So maybe you still have enough time, i.e. still enough opportunity to invest in Bitcoin.

@Just Say even though I agree with your points, I will still have to tell you that your first statement is a bit harsh but though that's by the way, though Muba20 was ignorant and very uncertain about what to do or what he wants but I believe with his naration, he now understands that he was really not doing the right thing earlier but now I think he knows what to do.

He has been able to realize that Bitcoin investment is continues proces, anyone waiting for a particular market season will be doing that to his or her own detriment, delay is not part of Bitcoin investment, as long as one is ready financially, mentally and otherwise then such person is good to go on with his or her acumulation process without minding the price at any said time, yea he has made a mistake but am happy that he was able to retrace his step, life happens, though it is painful that he had all it take to invest then but couldn't because of lack of understating and awareness.
Though any missed time can never come back but I believe he can still do aggressive DCaing if he has all it takes or DCA with whatever he can afford weekly or monthly since it long-term stuff, it's just a matter of consistency and having the mindset of holding for a long-term.

[JayJuanGee]

I have known about Bitcoin for a long time, I did not want to give importance to it. I thought that maybe the price of Bitcoin would go down further and I would be able to buy from the dip. But after waiting, now in 2025, I understand that maybe if I could have bought Bitcoin at that time in 2024, I would have been able to buy it for 70 thousand per Bitcoin. But as time goes by, the price of Bitcoin is increasing. Moreover, the money that I had put aside has decreased slightly due to inflation. That is why I have now been able to realize that if I buy Bitcoin and hold it, then even if the price of Bitcoin decreases, I am safe because I want to accumulate Bitcoin there for a long time. If I make a bank or any other investment, my chances of loss may increase rather than profit. But Bitcoin is now becoming more attractive than other valuable assets. If i want to keep myself in this competition, I think it is better to accumulate it without waiting any longer.

First of all you acted like a fool because dips in bitcoin market are unpredictable, many people miss their investment by waiting for the dip time. Second, you made the wrong decision because you didn't buy Bitcoin even though you had the opportunity to buy Bitcoin. A person who has money should always think that the price of Bitcoin is low in the market right now so that he is interested in buying Bitcoin immediately, this means he should never wait for a specific dip time. Waiting for the dip period means later regret for not being able to invest, as per your mentioned statement you regret now because you missed the opportunity to buy bitcoins and miss the opportunity to invest. So maybe you still have enough time, i.e. still enough opportunity to invest in Bitcoin.

Of course anyone who has a disposable income can invest into bitcoin, and if he was not able to buy yesterday, then he would need to buy today, since we cannot go back to yesterday.

There is an overwhelming quantity of the world's population that does not have any bitcoin or ONLY has small amounts of bitcoin, so surely a guy who had not invested yesterday would still be advantaged by investing into bitcoin today rather than waiting further.

[sotelorene]

I have known about Bitcoin for a long time, I did not want to give importance to it. I thought that maybe the price of Bitcoin would go down further and I would be able to buy from the dip. But after waiting, now in 2025, I understand that maybe if I could have bought Bitcoin at that time in 2024, I would have been able to buy it for 70 thousand per Bitcoin. But as time goes by, the price of Bitcoin is increasing. Moreover, the money that I had put aside has decreased slightly due to inflation. That is why I have now been able to realize that if I buy Bitcoin and hold it, then even if the price of Bitcoin decreases, I am safe because I want to accumulate Bitcoin there for a long time. If I make a bank or any other investment, my chances of loss may increase rather than profit. But Bitcoin is now becoming more attractive than other valuable assets. If i want to keep myself in this competition, I think it is better to accumulate it without waiting any longer.

First of all you acted like a fool because dips in bitcoin market are unpredictable, many people miss their investment by waiting for the dip time. Second, you made the wrong decision because you didn't buy Bitcoin even though you had the opportunity to buy Bitcoin. A person who has money should always think that the price of Bitcoin is low in the market right now so that he is interested in buying Bitcoin immediately, this means he should never wait for a specific dip time. Waiting for the dip period means later regret for not being able to invest, as per your mentioned statement you regret now because you missed the opportunity to buy bitcoins and miss the opportunity to invest. So maybe you still have enough time, i.e. still enough opportunity to invest in Bitcoin.

Dude your choice of word is so harsh and I think you should take it easy because investing in Bitcoin is not compulsory or mandatory and even though it is necessary it should not be impose to someone or make them look like a fool simply because they didn't invest when had a good opportunity. And anyone who doesn't invest today can still invest later and if they are serious with their investment they will still make it or build their portfolio, so is not just about investing early rather it is how well or far you can go in your investment some people who started earlier are still backward and some of them, their holdings can not be compared to some new folks because of how dedicated, discipline, serious etc they are.