Buy Buy Buy or Sell Sell Sell?

[Ruttoshi]

Building a portfolio certainly does not have to think about many strategies such as price movement analysis and waiting because the market cannot always be predicted correctly. In buying, too, if we have money today, then this is the right time to press the buy button.

Market conditions can be red and can be green, so don't be afraid to buy bitcoin because building a portfolio is not in a short time but takes a lot of time, also not with one purchase but requires a lot of accumulation in the specified target. Being a coward is certainly not the identity of an investor because the investor is ready for all the risks that occur.

If you want to become a Bitcoin investor, you need to know some basic things.
# Basic knowledge about Bitcoin
What is Bitcoin, how does it work and all these things should be known
etc.
# Investment period
You need to know how long the investment period should be.
So that the risk in your investment is reduced
# Fixed income
Before investing, you need to find a source of fixed income. You should not invest for a short time, but for a long time, in which case if you do not have a source of fixed income, you may fall out of investing after a few days.
# Emergency fund
You need to create an emergency fund that helps you deal with unexpected financial shocks. Try to keep it up to 3 times your monthly salary or monthly expenses.
# Adopting any method will make it easier for you to deposit Bitcoin.
# You should have an idea about exchangers.

If you have basic knowledge, you can buy and deposit Bitcoin at any time. The Bitcoin market is volatile, there are many risks in short-term investments, keep an eye on long-term investments, this reduces the risk to a great extent.

Do you know it is very wrong for a newbie to be teaching high rank member on what Bitcoin is all about and how it works even though you have a good background knowledge of it. It is just like trying to outshine your mater even in school it is advise to keep quiet while a lecturer is teaching even though you know what he or she saying else it look or becomes an insult. It is even possible that you are that is teaching people on how to go about Bitcoin investment and sharing  ideas doesn't have anything in your wallet if at all you have even started investing, do not always be in a rush to tell people how good you are.

I disagree with you, then why are we here to learn and share ideas to have knowledge. A high rank member might not  have the knowledge of what a low rank member has because everyone with his own interests and we have various boards in the forum. If a low rank member sees a high rank member saying something wrong, he has to correct him. If he doesn't correct him and allow it to slide, he is not participating on healthy quality discussion. This is because the knowledge you contribute in this forum can help someone out tomorrow unknown to you.

Because you are a higher rank member doesn’t mean that you know it all. I learn from people that I am older than if they're saying what is of my interest or helpful. It's when the higher rank member is saying the right thing and the newbie is wrong, is when the newbie don't need to argue because he wants people to feel him (the newbie) is smart.

Derekfunds we are only sharing ideas here, it's good everyone is free to contribute what they have to say.

[Proty]

A high rank member might not  have the knowledge of what a low rank member

Yes it is quite true that a high rank member may not have knowledge of what a low rank member do have about bitcoin.There are members who join bitcoin talk when they already have knowledge about bitcoin which they may have more information about bitcoin compared to some high rank member despite the fact that they are new to the forum.so ones rank can't be equate to his level of knowledge in bitcoin there are low rank members that are well knowledgeable and as such if any high rank members should make any mistakes, the low rank members is free to correct and Moreover nobody is above making mistakes.

[Miles2006]

Reserve funds is not to be used to Accumulate aggressively during the dip it is meant to be kept for emergency or situations that only your emergency funds can't handle that is why it is called reserve funds, when there's a dip the only money you should use to accumulate aggressively is your discretionary income for example if you are accumulating using the DCA strategy and you usually use 50 percent of your discretionary income to accumulate you can now use 80 to 90 percent of your discretionary income to accumulate aggressively however the only time you are allowed to do these is when you have a strong emergency, reserves and float funds the reason for these is so that along the way as you are accumulating aggressively and you get into a financial problem your emergency, reserve and float funds can stand out for you.

you are getting it wrongly, because you can use your reserve fund to accumulate bitcoin aggressively when there is a DIP, and the reasons why I said so is because, reserve fund provide financial support for long-term needs (example, reserve fund can be use for investment, major purpose like house, it can also be called your retirement savings)
And it time frame is to provide financial support for long-term, for like 1 to 5 years or more, so using your reserve fund to accumulate bitcoin aggressively when there is a DIP is absolutely a wise and a good decision for investors, because your emergency fund is there to handle to your expenses, your need, your medical bills and so on.

It’s quite alright accumulating bitcoin using a reserve funds to an extend. It’s not a must waiting for the dip meanwhile having the plans to replace back the reserve funds should be the top aim after buying the dip or using any strategy of your choice. Aggressive buying using a reserve funds is absolutely wrong instead I will urge every investor to accumulate using the little or big they have although the reserve fund is always useful so long as an investor can save back the funds to a higher amount they can consider using it most times it doesn’t necessarily involve bitcoin rather some other plans.

[arwin100]

Reserve funds is not to be used to Accumulate aggressively during the dip it is meant to be kept for emergency or situations that only your emergency funds can't handle that is why it is called reserve funds, when there's a dip the only money you should use to accumulate aggressively is your discretionary income for example if you are accumulating using the DCA strategy and you usually use 50 percent of your discretionary income to accumulate you can now use 80 to 90 percent of your discretionary income to accumulate aggressively however the only time you are allowed to do these is when you have a strong emergency, reserves and float funds the reason for these is so that along the way as you are accumulating aggressively and you get into a financial problem your emergency, reserve and float funds can stand out for you.

you are getting it wrongly, because you can use your reserve fund to accumulate bitcoin aggressively when there is a DIP, and the reasons why I said so is because, reserve fund provide financial support for long-term needs (example, reserve fund can be use for investment, major purpose like house, it can also be called your retirement savings)
And it time frame is to provide financial support for long-term, for like 1 to 5 years or more, so using your reserve fund to accumulate bitcoin aggressively when there is a DIP is absolutely a wise and a good decision for investors, because your emergency fund is there to handle to your expenses, your need, your medical bills and so on.

It’s quite alright accumulating bitcoin using a reserve funds to an extend. It’s not a must waiting for the dip meanwhile having the plans to replace back the reserve funds should be the top aim after buying the dip or using any strategy of your choice. Aggressive buying using a reserve funds is absolutely wrong instead I will urge every investor to accumulate using the little or big they have although the reserve fund is always useful so long as an investor can save back the funds to a higher amount they can consider using it most times it doesn’t necessarily involve bitcoin rather some other plans.

Reserve funds is meant to be used for future cost and other unexpected things especially if you don't want to messed up everything especially with your investment started. That's why we should come well prepared so that we will not fall down easily when there's sudden shift of the market knowing how volatile the market is.

Also people should not afraid to use it if this this will give them more good result. But make sure they are not taking everything excessively so that they won't messed up and make sure they follow their plans and so that there's no possible problem will occur to them. For any future issues coming I guess our emergency funds will cover that condition, that's why we need to have proper budgeting and came prepared so that we can make our chance to succeed higher for our Long term investment plan.

We just need to have good discipline and good cashflow to make everything works according to what we like to happen.

[Btcdeybodi]

Reserve funds is not to be used to Accumulate aggressively during the dip it is meant to be kept for emergency or situations that only your emergency funds can't handle that is why it is called reserve funds, when there's a dip the only money you should use to accumulate aggressively is your discretionary income for example if you are accumulating using the DCA strategy and you usually use 50 percent of your discretionary income to accumulate you can now use 80 to 90 percent of your discretionary income to accumulate aggressively however the only time you are allowed to do these is when you have a strong emergency, reserves and float funds the reason for these is so that along the way as you are accumulating aggressively and you get into a financial problem your emergency, reserve and float funds can stand out for you.

you are getting it wrongly, because you can use your reserve fund to accumulate bitcoin aggressively when there is a DIP, and the reasons why I said so is because, reserve fund provide financial support for long-term needs (example, reserve fund can be use for investment, major purpose like house, it can also be called your retirement savings)
And it time frame is to provide financial support for long-term, for like 1 to 5 years or more, so using your reserve fund to accumulate bitcoin aggressively when there is a DIP is absolutely a wise and a good decision for investors, because your emergency fund is there to handle to your expenses, your need, your medical bills and so on.

It’s quite alright accumulating bitcoin using a reserve funds to an extend. It’s not a must waiting for the dip meanwhile having the plans to replace back the reserve funds should be the top aim after buying the dip or using any strategy of your choice. Aggressive buying using a reserve funds is absolutely wrong instead I will urge every investor to accumulate using the little or big they have although the reserve fund is always useful so long as an investor can save back the funds to a higher amount they can consider using it most times it doesn’t necessarily involve bitcoin rather some other plans.

You have made contradictory statements because how can you urge an investor to accumulate with little or big percentage of their reserved funds, its a very wrong statement and there is nothing bad if an investor decides to go an all in (invest aggressively) with the reserved funds he have. Perhaps, reserved funds are not generated at once but as your income is flowing that is how you are splitting it from your discretionary income by keeping reserved and emergency funds and the reason for keeping them is to help you to have a smooth accumulation without problems since each of those income will be there to serve their purpose as time goes in your investment. It then means that when a good opportunity of investing aggressively such as when a severe DIP comes, you can still keep more reserved funds for future opportunities so it's not like reserved funds is a fixed amount whereby after investing aggressively with it, you won't have any other reserve funds again.

[Miles2006]

Reserve funds is not to be used to Accumulate aggressively during the dip it is meant to be kept for emergency or situations that only your emergency funds can't handle that is why it is called reserve funds, when there's a dip the only money you should use to accumulate aggressively is your discretionary income for example if you are accumulating using the DCA strategy and you usually use 50 percent of your discretionary income to accumulate you can now use 80 to 90 percent of your discretionary income to accumulate aggressively however the only time you are allowed to do these is when you have a strong emergency, reserves and float funds the reason for these is so that along the way as you are accumulating aggressively and you get into a financial problem your emergency, reserve and float funds can stand out for you.

you are getting it wrongly, because you can use your reserve fund to accumulate bitcoin aggressively when there is a DIP, and the reasons why I said so is because, reserve fund provide financial support for long-term needs (example, reserve fund can be use for investment, major purpose like house, it can also be called your retirement savings)
And it time frame is to provide financial support for long-term, for like 1 to 5 years or more, so using your reserve fund to accumulate bitcoin aggressively when there is a DIP is absolutely a wise and a good decision for investors, because your emergency fund is there to handle to your expenses, your need, your medical bills and so on.

It’s quite alright accumulating bitcoin using a reserve funds to an extend. It’s not a must waiting for the dip meanwhile having the plans to replace back the reserve funds should be the top aim after buying the dip or using any strategy of your choice. Aggressive buying using a reserve funds is absolutely wrong instead I will urge every investor to accumulate using the little or big they have although the reserve fund is always useful so long as an investor can save back the funds to a higher amount they can consider using it most times it doesn’t necessarily involve bitcoin rather some other plans.

You have made contradictory statements because how can you urge an investor to accumulate with little or big percentage of their reserved funds, its a very wrong statement and there is nothing bad if an investor decides to go an all in (invest aggressively) with the reserved funds he have. Perhaps, reserved funds are not generated at once but as your income is flowing that is how you are splitting it from your discretionary income by keeping reserved and emergency funds and the reason for keeping them is to help you to have a smooth accumulation without problems since each of those income will be there to serve their purpose as time goes in your investment. It then means that when a good opportunity of investing aggressively such as when a severe DIP comes, you can still keep more reserved funds for future opportunities so it's not like reserved funds is a fixed amount whereby after investing aggressively with it, you won't have any other reserve funds again.

Still don’t get the point, invest using the money available can be considered big or small all depending on the investor besides not every investment plans are equal but vary. My major concern is never keep the reserve funds empty, don’t know if you’re getting the point secondly investing aggressively using the reserve funds doesn’t sound right because you can never tell what will happen next although the emergency funds can be of help but, the reserve funds should always be available not for aggressive buying, I stated my point so you just have to replace back the reserve funds after use.

[Pi-network314159]

Building a portfolio certainly does not have to think about many strategies such as price movement analysis and waiting because the market cannot always be predicted correctly. In buying, too, if we have money today, then this is the right time to press the buy button.

Market conditions can be red and can be green, so don't be afraid to buy bitcoin because building a portfolio is not in a short time but takes a lot of time, also not with one purchase but requires a lot of accumulation in the specified target. Being a coward is certainly not the identity of an investor because the investor is ready for all the risks that occur.

If you want to become a Bitcoin investor, you need to know some basic things.
# Basic knowledge about Bitcoin
What is Bitcoin, how does it work and all these things should be known
etc.
# Investment period
You need to know how long the investment period should be.
So that the risk in your investment is reduced
# Fixed income
Before investing, you need to find a source of fixed income. You should not invest for a short time, but for a long time, in which case if you do not have a source of fixed income, you may fall out of investing after a few days.
# Emergency fund
You need to create an emergency fund that helps you deal with unexpected financial shocks. Try to keep it up to 3 times your monthly salary or monthly expenses.
# Adopting any method will make it easier for you to deposit Bitcoin.
# You should have an idea about exchangers.

If you have basic knowledge, you can buy and deposit Bitcoin at any time. The Bitcoin market is volatile, there are many risks in short-term investments, keep an eye on long-term investments, this reduces the risk to a great extent.

Do you know it is very wrong for a newbie to be teaching high rank member on what Bitcoin is all about and how it works even though you have a good background knowledge of it. It is just like trying to outshine your mater even in school it is advise to keep quiet while a lecturer is teaching even though you know what he or she saying else it look or becomes an insult. It is even possible that you are that is teaching people on how to go about Bitcoin investment and sharing  ideas doesn't have anything in your wallet if at all you have even started investing, do not always be in a rush to tell people how good you are.

What are you saying here, are you trying to say he should lick the ass of a higher rank member that knows nothing about the topic of discussion?

i have gone through this conversation and i have seen that the user named liuka didn't made any mistake in his statement or sounded as person who knows nothing about the topic of discursion as regards to how you portray him to be according to your speech at Futurexxx. the only thing i know is that he is not a regular posted of this thread and that does not make him to be completely off about bitcoin matters. i know certainly anyone who have spent time on this forum and have achieved the hero member rank would be more knowledgeable about bitcoin. because checking from the statement of liuka and the reply of Gost ms does not even tally. the reply of Gost ms to liuka sounded as if he needed advice about how to go about investing which will of Couse looks somehow. i know that there could be situation where a newbie can teach a high ranked member, but not certainly in this situation. i can not reply all your post but i am using this paragraph to summarize every thing. please let there be orderliness in the house, and let this conversation not repeat, because it will otherwise leads to spamming.

[sotelorene]

Reserve funds is not to be used to Accumulate aggressively during the dip it is meant to be kept for emergency or situations that only your emergency funds can't handle that is why it is called reserve funds, when there's a dip the only money you should use to accumulate aggressively is your discretionary income for example if you are accumulating using the DCA strategy and you usually use 50 percent of your discretionary income to accumulate you can now use 80 to 90 percent of your discretionary income to accumulate aggressively however the only time you are allowed to do these is when you have a strong emergency, reserves and float funds the reason for these is so that along the way as you are accumulating aggressively and you get into a financial problem your emergency, reserve and float funds can stand out for you.

you are getting it wrongly, because you can use your reserve fund to accumulate bitcoin aggressively when there is a DIP, and the reasons why I said so is because, reserve fund provide financial support for long-term needs (example, reserve fund can be use for investment, major purpose like house, it can also be called your retirement savings)
And it time frame is to provide financial support for long-term, for like 1 to 5 years or more, so using your reserve fund to accumulate bitcoin aggressively when there is a DIP is absolutely a wise and a good decision for investors, because your emergency fund is there to handle to your expenses, your need, your medical bills and so on.

It’s quite alright accumulating bitcoin using a reserve funds to an extend. It’s not a must waiting for the dip meanwhile having the plans to replace back the reserve funds should be the top aim after buying the dip or using any strategy of your choice. Aggressive buying using a reserve funds is absolutely wrong instead I will urge every investor to accumulate using the little or big they have although the reserve fund is always useful so long as an investor can save back the funds to a higher amount they can consider using it most times it doesn’t necessarily involve bitcoin rather some other plans.

If you use your reserve funds to buy Bitcoin what then now happens to your discretionary, is it not your discretionary you are suppose to use while buying or accumulating Bitcoin. The discretionary is mainly for Bitcoin investment if one is an investor while the reserve and emergency funds are for unforseen circumstances that may likely come up because as long we are living there will always be a challenge or something to take care of with money so if an investor used his or her reserve funds for buying Bitcoin then when need arises he will have no other choice than fo use his discretionary which is not actually bad but it is wrong mentality, business people are always creative people, they try all their possible best to do things in a way to minimize stress and running up and down.

[Platinumys]

A high rank member might not  have the knowledge of what a low rank member

Yes it is quite true that a high rank member may not have knowledge of what a low rank member do have about bitcoin.There are members who join bitcoin talk when they already have knowledge about bitcoin which they may have more information about bitcoin compared to some high rank member despite the fact that they are new to the forum.so ones rank can't be equate to his level of knowledge in bitcoin there are low rank members that are well knowledgeable and as such if any high rank members should make any mistakes, the low rank members is free to correct and Moreover nobody is above making mistakes.

There are many people who have enough knowledge about investing in Bitcoin but don't have enough money to invest and there are some people who have money but don't know about investing. Now if I ask a new person to invest in Bitcoin, he will not take it well because to someone who has no idea about these things, these things will look like a scam at first. In terms of investment, now that DCA investment strategy is used by people for investment, those people who have an idea about investment can invest using this method if they want.  Because we know that DCA investment method usually does not require huge amount of money to invest. 

In this method usually investors can invest any amount of money at any time and they can hold their investment as they wish. Now if I am given two options that I will be given some amount of money now which I can spend on myself if I want or I can spend the money on investment if I want then I will use that money for investment without thinking anything. After investing if I am given two options that I should sell my investment or hold my investment for longer period then definitely I would prefer to hold my investment for longer period.

[Tamaperdana]

Reserve funds is not to be used to Accumulate aggressively during the dip it is meant to be kept for emergency or situations that only your emergency funds can't handle that is why it is called reserve funds, when there's a dip the only money you should use to accumulate aggressively is your discretionary income for example if you are accumulating using the DCA strategy and you usually use 50 percent of your discretionary income to accumulate you can now use 80 to 90 percent of your discretionary income to accumulate aggressively however the only time you are allowed to do these is when you have a strong emergency, reserves and float funds the reason for these is so that along the way as you are accumulating aggressively and you get into a financial problem your emergency, reserve and float funds can stand out for you.

you are getting it wrongly, because you can use your reserve fund to accumulate bitcoin aggressively when there is a DIP, and the reasons why I said so is because, reserve fund provide financial support for long-term needs (example, reserve fund can be use for investment, major purpose like house, it can also be called your retirement savings)
And it time frame is to provide financial support for long-term, for like 1 to 5 years or more, so using your reserve fund to accumulate bitcoin aggressively when there is a DIP is absolutely a wise and a good decision for investors, because your emergency fund is there to handle to your expenses, your need, your medical bills and so on.

It’s quite alright accumulating bitcoin using a reserve funds to an extend. It’s not a must waiting for the dip meanwhile having the plans to replace back the reserve funds should be the top aim after buying the dip or using any strategy of your choice. Aggressive buying using a reserve funds is absolutely wrong instead I will urge every investor to accumulate using the little or big they have although the reserve fund is always useful so long as an investor can save back the funds to a higher amount they can consider using it most times it doesn’t necessarily involve bitcoin rather some other plans.

If you use your reserve funds to buy Bitcoin what then now happens to your discretionary, is it not your discretionary you are suppose to use while buying or accumulating Bitcoin. The discretionary is mainly for Bitcoin investment if one is an investor while the reserve and emergency funds are for unforseen circumstances that may likely come up because as long we are living there will always be a challenge or something to take care of with money so if an investor used his or her reserve funds for buying Bitcoin then when need arises he will have no other choice than fo use his discretionary which is not actually bad but it is wrong mentality, business people are always creative people, they try all their possible best to do things in a way to minimize stress and running up and down.

Using reserve funds to invest in bitcoin, whether aggressively or DCA, in my opinion, this action is very inappropriate to do. Because don't think when you use the reserve funds you have to invest in bitcoin, and you think your life will be fine, I think you need to think deeper. Because the logic is like this, if you invest aggressively in bitcoin and your discretionary money is gone, then after that you use reserve funds, I think if you look at the worst possibility you will experience a loss. Because it could be when the reserve funds and discretionary money you have have been invested in bitcoin. Then after that comes a problem that requires fast money, of course you will inevitably sell the bitcoin you have at any price to cover the urgent need. Maybe it's still better if when it's sold the price goes up, or it's still at the price when you made the purchase. But what if when you sell the bitcoin the price goes down, of course it will be very detrimental to yourself. That's why in my personal opinion, investing is enough to use discretionary money only, whether it's done aggressively or not. Because even though you invest in Bitcoin, you still shouldn't let your emotions get carried away.

[Miyens]

But they would never think about that when they are accumulating for long term since they are not dealing with more bigger risk since by using DCA it eliminates what they have worried since at anytime they can set up their buy orders especially if they understand on to make everything work according to their plans set. People just need to be patience and stick on their target so that everything will goes well on their long term journey with Bitcoin.

The concept is not like that buddy because even though we do it with DCA, it doesn't mean we don't think about risk because in the end, regardless of the method, risk still exists, especially when talking about where we invest. Bitcoin is one of the risky aspects of investment and we must be prepared for all possibilities including loss if we really want to be here.

So whatever we take in terms of strategy in accumulating bitcoin whether it's DCA or buy on the dip or even lump sum everything has a risk in the end.

So that we cannot let go of the word risk from the investments we make so that in the end we realize that being in bitcoin is not as comfortable as thought because even though we will get good things when our goals are achieved but in the end all the risks are clearly very present and we must be prepared with all of that.

The word risk cannot be removed from Bitcoin investments what of strategies we try to use, but the risks can be minimized based on the pattern of investment patterns and strategies. Being aware of the risks involved before indulging in it should already make up your mind for uncertainties but yet we all still hope for the best

[Stormisover]

Reserve funds is not to be used to Accumulate aggressively during the dip it is meant to be kept for emergency or situations that only your emergency funds can't handle that is why it is called reserve funds, when there's a dip the only money you should use to accumulate aggressively is your discretionary income for example if you are accumulating using the DCA strategy and you usually use 50 percent of your discretionary income to accumulate you can now use 80 to 90 percent of your discretionary income to accumulate aggressively however the only time you are allowed to do these is when you have a strong emergency, reserves and float funds the reason for these is so that along the way as you are accumulating aggressively and you get into a financial problem your emergency, reserve and float funds can stand out for you.

you are getting it wrongly, because you can use your reserve fund to accumulate bitcoin aggressively when there is a DIP, and the reasons why I said so is because, reserve fund provide financial support for long-term needs (example, reserve fund can be use for investment, major purpose like house, it can also be called your retirement savings)
And it time frame is to provide financial support for long-term, for like 1 to 5 years or more, so using your reserve fund to accumulate bitcoin aggressively when there is a DIP is absolutely a wise and a good decision for investors, because your emergency fund is there to handle to your expenses, your need, your medical bills and so on.

It’s quite alright accumulating bitcoin using a reserve funds to an extend. It’s not a must waiting for the dip meanwhile having the plans to replace back the reserve funds should be the top aim after buying the dip or using any strategy of your choice. Aggressive buying using a reserve funds is absolutely wrong instead I will urge every investor to accumulate using the little or big they have although the reserve fund is always useful so long as an investor can save back the funds to a higher amount they can consider using it most times it doesn’t necessarily involve bitcoin rather some other plans.

If you use your reserve funds to buy Bitcoin what then now happens to your discretionary, is it not your discretionary you are suppose to use while buying or accumulating Bitcoin. The discretionary is mainly for Bitcoin investment if one is an investor while the reserve and emergency funds are for unforseen circumstances that may likely come up because as long we are living there will always be a challenge or something to take care of with money so if an investor used his or her reserve funds for buying Bitcoin then when need arises he will have no other choice than fo use his discretionary which is not actually bad but it is wrong mentality, business people are always creative people, they try all their possible best to do things in a way to minimize stress and running up and down.

Using reserve funds to invest in bitcoin, whether aggressively or DCA, in my opinion, this action is very inappropriate to do. Because don't think when you use the reserve funds you have to invest in bitcoin, and you think your life will be fine, I think you need to think deeper. Because the logic is like this, if you invest aggressively in bitcoin and your discretionary money is gone, then after that you use reserve funds, I think if you look at the worst possibility you will experience a loss. Because it could be when the reserve funds and discretionary money you have have been invested in bitcoin. Then after that comes a problem that requires fast money, of course you will inevitably sell the bitcoin you have at any price to cover the urgent need. Maybe it's still better if when it's sold the price goes up, or it's still at the price when you made the purchase. But what if when you sell the bitcoin the price goes down, of course it will be very detrimental to yourself. That's why in my personal opinion, investing is enough to use discretionary money only, whether it's done aggressively or not. Because even though you invest in Bitcoin, you still shouldn't let your emotions get carried away.

There is always the need for an emergency funds whether you are investing in Bitcoin or not because it becomes answerable to our urgent needs when it arises, unforseen situations will always be there and we don't know when and how it will happen, it is always important that we should make plans for an emergency funds to enable us hold our Bitcoin firmly and for long term without selling to solve our urgent needs.

A high rank member might not  have the knowledge of what a low rank member

Yes it is quite true that a high rank member may not have knowledge of what a low rank member do have about bitcoin.There are members who join bitcoin talk when they already have knowledge about bitcoin which they may have more information about bitcoin compared to some high rank member despite the fact that they are new to the forum.so ones rank can't be equate to his level of knowledge in bitcoin there are low rank members that are well knowledgeable and as such if any high rank members should make any mistakes, the low rank members is free to correct and Moreover nobody is above making mistakes.

Apart from making a mistake, in my school of thought learning never ends we learn every day and it shouldn't matter from who you are leaning from what is important is what you are learning.

[Su-asa]

Reserve funds is not to be used to Accumulate aggressively during the dip it is meant to be kept for emergency or situations that only your emergency funds can't handle that is why it is called reserve funds, when there's a dip the only money you should use to accumulate aggressively is your discretionary income for example if you are accumulating using the DCA strategy and you usually use 50 percent of your discretionary income to accumulate you can now use 80 to 90 percent of your discretionary income to accumulate aggressively however the only time you are allowed to do these is when you have a strong emergency, reserves and float funds the reason for these is so that along the way as you are accumulating aggressively and you get into a financial problem your emergency, reserve and float funds can stand out for you.

you are getting it wrongly, because you can use your reserve fund to accumulate bitcoin aggressively when there is a DIP, and the reasons why I said so is because, reserve fund provide financial support for long-term needs (example, reserve fund can be use for investment, major purpose like house, it can also be called your retirement savings)
And it time frame is to provide financial support for long-term, for like 1 to 5 years or more, so using your reserve fund to accumulate bitcoin aggressively when there is a DIP is absolutely a wise and a good decision for investors, because your emergency fund is there to handle to your expenses, your need, your medical bills and so on.

It’s quite alright accumulating bitcoin using a reserve funds to an extend. It’s not a must waiting for the dip meanwhile having the plans to replace back the reserve funds should be the top aim after buying the dip or using any strategy of your choice. Aggressive buying using a reserve funds is absolutely wrong instead I will urge every investor to accumulate using the little or big they have although the reserve fund is always useful so long as an investor can save back the funds to a higher amount they can consider using it most times it doesn’t necessarily involve bitcoin rather some other plans.

If you use your reserve funds to buy Bitcoin what then now happens to your discretionary, is it not your discretionary you are suppose to use while buying or accumulating Bitcoin. The discretionary is mainly for Bitcoin investment if one is an investor while the reserve and emergency funds are for unforseen circumstances that may likely come up because as long we are living there will always be a challenge or something to take care of with money so if an investor used his or her reserve funds for buying Bitcoin then when need arises he will have no other choice than fo use his discretionary which is not actually bad but it is wrong mentality, business people are always creative people, they try all their possible best to do things in a way to minimize stress and running up and down.

Using reserve funds to invest in bitcoin, whether aggressively or DCA, in my opinion, this action is very inappropriate to do. Because don't think when you use the reserve funds you have to invest in bitcoin, and you think your life will be fine, I think you need to think deeper. Because the logic is like this, if you invest aggressively in bitcoin and your discretionary money is gone, then after that you use reserve funds, I think if you look at the worst possibility you will experience a loss. Because it could be when the reserve funds and discretionary money you have have been invested in bitcoin. Then after that comes a problem that requires fast money, of course you will inevitably sell the bitcoin you have at any price to cover the urgent need. Maybe it's still better if when it's sold the price goes up, or it's still at the price when you made the purchase. But what if when you sell the bitcoin the price goes down, of course it will be very detrimental to yourself. That's why in my personal opinion, investing is enough to use discretionary money only, whether it's done aggressively or not. Because even though you invest in Bitcoin, you still shouldn't let your emotions get carried away.

There is always the need for an emergency funds whether you are investing in Bitcoin or not because it becomes answerable to our urgent needs when it arises, unforseen situations will always be there and we don't know when and how it will happen, it is always important that we should make plans for an emergency funds to enable us hold our Bitcoin firmly and for long term without selling to solve our urgent needs.

However you are correct because without emagency funds one will eventually end in a situation whereby he can't just walk away from cause he doesn't have the money to overcome his/her present situation. Actually if planning to keep emergency fund while making investments you should also consider keeping a reasonable amount for the emagency because if you don't you might also sell some figures from your portfolio to sort the emagency.
Although those that's not investing on Bitcoin and those that are investing on Bitcoin might not be keeping/saving the same amount for emergencies even though they are receiving the same amount of salary. Cause one who's getting $300 as monthly salary but not making any investment might decide to save up $80 for emergencies but those that's investing but also receives a $300 monthly salary might have $100 left after making their monthly expenses and chose to keep $40 for any emergencies and invest with $50 on Bitcoin then hold $10 as fiat for some minor expenses.

[Proty]

Reserve funds is meant to be used for future cost and other unexpected things especially if you don't want to messed up everything especially with your investment started. That's why we should come well prepared so that we will not fall down easily when there's sudden shift of the market knowing how volatile the market is.

Also people should not afraid to use it if this this will give them more good result. But make sure they are not taking everything excessively so that they won't messed up and make sure they follow their plans and so that there's no possible problem will occur to them. For any future issues coming I guess our emergency funds will cover that condition, that's why we need to have proper budgeting and came prepared so that we can make our chance to succeed higher for our Long term investment plan.

We just need to have good discipline and good cashflow to make everything works according to what we like to happen.

Reserve funds is not the same thing as emergency funds and both served different purposes.an investors that has $90 as his disscrettion can decide to be using $10 for his weekly or monthly DCA and the remaining $80 in his reserve funds.so when ever a dip occurs he can use money from his reserve funds to buy the dip.He can decide to use 80% , 20% or 5% of his reserve funds to buy the dips depending on the level of the dip and the choice of the investor as to the percentage of his reserve funds he is to use to buy the dips.

[Sim_card]

Reserve funds is meant to be used for future cost and other unexpected things especially if you don't want to messed up everything especially with your investment started. That's why we should come well prepared so that we will not fall down easily when there's sudden shift of the market knowing how volatile the market is.

Also people should not afraid to use it if this this will give them more good result. But make sure they are not taking everything excessively so that they won't messed up and make sure they follow their plans and so that there's no possible problem will occur to them. For any future issues coming I guess our emergency funds will cover that condition, that's why we need to have proper budgeting and came prepared so that we can make our chance to succeed higher for our Long term investment plan.

We just need to have good discipline and good cashflow to make everything works according to what we like to happen.

Reserve funds is not the same thing as emergency funds and both served different purposes.an investors that has $90 as his dissertation can decide to be using $10 for his weekly or monthly DCA and the remaining $80 in his reserve funds.so when ever a dip occurs he can use money from his reserve funds to buy the dip.He can decide to use 80% , 20% or 5% of his reserve funds to buy the dips depending on the level of the dip and the choice of the investor as to the percentage of his reserve funds he is to use to buy the dips.

Any new investor or low coiner that has a $90 discretionary income, and decided to invest only $10 every week on bitcoin as the amount that he is using to DCA, and keeps $80 in his reserve funds for the dip is not a serious investor and is not ready to build his bitcoin investment in ac fast pace. It's bad to keep too much fiat currency with you all in the name of waiting for the dip that you don't know when it will come.

You will also miss out the good chance of investing aggressively with DCA a neb increase your portfolio faster. The funny thing is that the dip may come or not and before you know it other investors portfolio have grown to a certain height and yours is still very small because the dip does not come all the time, which is why regular DCA is good to keep your accumulation journey ongoing with persistent, consistent and aggressively.

If I was in your shoes, and want to set up my reserve funds, I will use $50 for every week DCA, and keep $25 to build my reserve funds to a certain height, and after that, I will use all the $80 to invest aggressively based on my financial scenario playing out at that moment. It's wrong is you can invest aggressively and you invest in a whimpy way. Your focus when investing on a long term should be how you can keep buying bitcoin continuously, persistently and aggressively or frontload overtime by looking for other means of income to increase your discretionary income and not to be keeping our discretionary income to accumulate bitcoin in a slow pace.

[adultcrypto]

It’s quite alright accumulating bitcoin using a reserve funds to an extend. It’s not a must waiting for the dip meanwhile having the plans to replace back the reserve funds should be the top aim after buying the dip or using any strategy of your choice. Aggressive buying using a reserve funds is absolutely wrong instead I will urge every investor to accumulate using the little or big they have although the reserve fund is always useful so long as an investor can save back the funds to a higher amount they can consider using it most times it doesn’t necessarily involve bitcoin rather some other plans.

If you use your reserve funds to buy Bitcoin what then now happens to your discretionary, is it not your discretionary you are suppose to use while buying or accumulating Bitcoin. The discretionary is mainly for Bitcoin investment if one is an investor while the reserve and emergency funds are for unforseen circumstances that may likely come up because as long we are living there will always be a challenge or something to take care of with money so if an investor used his or her reserve funds for buying Bitcoin then when need arises he will have no other choice than fo use his discretionary which is not actually bad but it is wrong mentality, business people are always creative people, they try all their possible best to do things in a way to minimize stress and running up and down.

Using reserve funds to invest in bitcoin, whether aggressively or DCA, in my opinion, this action is very inappropriate to do. Because don't think when you use the reserve funds you have to invest in bitcoin, and you think your life will be fine, I think you need to think deeper. Because the logic is like this, if you invest aggressively in bitcoin and your discretionary money is gone, then after that you use reserve funds, I think if you look at the worst possibility you will experience a loss. Because it could be when the reserve funds and discretionary money you have have been invested in bitcoin. Then after that comes a problem that requires fast money, of course you will inevitably sell the bitcoin you have at any price to cover the urgent need. Maybe it's still better if when it's sold the price goes up, or it's still at the price when you made the purchase. But what if when you sell the bitcoin the price goes down, of course it will be very detrimental to yourself. That's why in my personal opinion, investing is enough to use discretionary money only, whether it's done aggressively or not. Because even though you invest in Bitcoin, you still shouldn't let your emotions get carried away.

Your post makes it look like reserve fund is the same thing as funds for basic needs or emergency fund, this actually got me confused initially thinking I don't know what reserve fund is again. From what I understand about the reserve fund, it can actually be invested aggressively into bitcoin using buying the dips or even the DCA method. I knew reserve fund to mean money set aside to be invested maybe under certain favorable market conditions, this being different form the funds for any ongoing investment, emergency or basic needs. Assuming my basic needs will take 20% of my monthly income, which I decide to invest 40% of my income into bitcoin using the DCA method and set aside 20% for emergency, I can decide to also set aside the remaining 20% as reserve funds to be invested sometime in the future. If the future finally arrives and I see a motivation to invest the funds through lump sum buy or any other method, I do no see anything bad with this approach.

[Stablexcoin]

Do you know it is very wrong for a newbie to be teaching high rank member on what Bitcoin is all about and how it works even though you have a good background knowledge of it. It is just like trying to outshine your mater even in school it is advise to keep quiet while a lecturer is teaching even though you know what he or she saying else it look or becomes an insult. It is even possible that you are that is teaching people on how to go about Bitcoin investment and sharing  ideas doesn't have anything in your wallet if at all you have even started investing, do not always be in a rush to tell people how good you are.

I have to disagree with you on this. Rank has nothing to do with how much anyone know about Bitcoin. Someone who is highly ranked just because they have been around for a long time in the forum but may have not actually start their investment or understand Bitcoin better than someone new who have had years of experience and deep research before joining the forum. Perhaps i think you are misunderstanding how life really is. It is a terrible way to conclude things like that, knowledge isn't about status or seniority, someone who is new might tell you what is new in the space. Whether someone has Bitcoin or not it does not clarify that what they are saying is true or not. If they have knowledge they have knowledge.

The essence of this thread was to discuss on share opinions, ideas, updates and with the best possible way to keep accumulating. Sometimes what a man need is to see his/her fellow man with similar goal chasing it together.

[Pi$$]

Reserve funds is meant to be used for future cost and other unexpected things especially if you don't want to messed up everything especially with your investment started. That's why we should come well prepared so that we will not fall down easily when there's sudden shift of the market knowing how volatile the market is.

Also people should not afraid to use it if this this will give them more good result. But make sure they are not taking everything excessively so that they won't messed up and make sure they follow their plans and so that there's no possible problem will occur to them. For any future issues coming I guess our emergency funds will cover that condition, that's why we need to have proper budgeting and came prepared so that we can make our chance to succeed higher for our Long term investment plan.

We just need to have good discipline and good cashflow to make everything works according to what we like to happen.

Reserve funds is not the same thing as emergency funds and both served different purposes.an investors that has $90 as his dissertation can decide to be using $10 for his weekly or monthly DCA and the remaining $80 in his reserve funds.so when ever a dip occurs he can use money from his reserve funds to buy the dip.He can decide to use 80% , 20% or 5% of his reserve funds to buy the dips depending on the level of the dip and the choice of the investor as to the percentage of his reserve funds he is to use to buy the dips.

Any new investor or low coiner that has a $90 discretionary income, and decided to invest only $10 every week on bitcoin as the amount that he is using to DCA, and keeps $80 in his reserve funds for the dip is not a serious investor and is not ready to build his bitcoin investment in ac fast pace. It's bad to keep too much fiat currency with you all in the name of waiting for the dip that you don't know when it will come.

You will also miss out the good chance of investing aggressively with DCA a neb increase your portfolio faster. The funny thing is that the dip may come or not and before you know it other investors portfolio have grown to a certain height and yours is still very small because the dip does not come all the time, which is why regular DCA is good to keep your accumulation journey ongoing with persistent, consistent and aggressively.

If I was in your shoes, and want to set up my reserve funds, I will use $50 for every week DCA, and keep $25 to build my reserve funds to a certain height, and after that, I will use all the $80 to invest aggressively based on my financial scenario playing out at that moment. It's wrong is you can invest aggressively and you invest in a whimpy way. Your focus when investing on a long term should be how you can keep buying bitcoin continuously, persistently and aggressively or frontload overtime by looking for other means of income to increase your discretionary income and not to be keeping our discretionary income to accumulate bitcoin in a slow pace.

I agree with you here. $90 and $10 man such investor will be seen to be an unserious investor or a greedy one. Only an investor who is not ready to invest properly into Bitcoin will invest only $10 out of the $90 discretionary income. Unless he has other places he is investing into it. Maybe he is diversifying his portfolio so he only choose to invest 9% of his discretionary income in Bitcoin but that is not an ideal way to invest.

For newbies that just started its either they should focus on Bitcoin on the early stage rather than diversifying into several asset with the same frequency they are using to DCA in Bitcoin. After they must have had a good amount of Bitcoin in their portfolio they can choose to diversify. Diversification should come only when they are properly settled with the first Bitcoin investment goal if not they will only end up having little amount of Bitcoin in their portfolio. Meanwhile on the contrary they are jeopardizing their investment gradually thinking they are investing the right way.

[Princess Leah]

Any new investor or low coiner that has a $90 discretionary income, and decided to invest only $10 every week on bitcoin as the amount that he is using to DCA, and keeps $80 in his reserve funds for the dip is not a serious investor and is not ready to build his bitcoin investment in ac fast pace. It's bad to keep too much fiat currency with you all in the name of waiting for the dip that you don't know when it will come.

You will also miss out the good chance of investing aggressively with DCA a neb increase your portfolio faster. The funny thing is that the dip may come or not and before you know it other investors portfolio have grown to a certain height and yours is still very small because the dip does not come all the time, which is why regular DCA is good to keep your accumulation journey ongoing with persistent, consistent and aggressively.

If I was in your shoes, and want to set up my reserve funds, I will use $50 for every week DCA, and keep $25 to build my reserve funds to a certain height, and after that, I will use all the $80 to invest aggressively based on my financial scenario playing out at that moment. It's wrong is you can invest aggressively and you invest in a whimpy way. Your focus when investing on a long term should be how you can keep buying bitcoin continuously, persistently and aggressively or frontload overtime by looking for other means of income to increase your discretionary income and not to be keeping our discretionary income to accumulate bitcoin in a slow pace.

I agree with you here. $90 and $10 man such investor will be seen to be an unserious investor or a greedy one. Only an investor who is not ready to invest properly into Bitcoin will invest only $10 out of the $90 discretionary income. Unless he has other places he is investing into it. Maybe he is diversifying his portfolio so he only choose to invest 9% of his discretionary income in Bitcoin but that is not an ideal way to invest.

For newbies that just started its either they should focus on Bitcoin on the early stage rather than diversifying into several asset with the same frequency they are using to DCA in Bitcoin. After they must have had a good amount of Bitcoin in their portfolio they can choose to diversify. Diversification should come only when they are properly settled with the first Bitcoin investment goal if not they will only end up having little amount of Bitcoin in their portfolio. Meanwhile on the contrary they are jeopardizing their investment gradually thinking they are investing the right way.

I get your point but I don't see any problem in starting small, remember that bitcoin investment is for every class of investors, if $90 is a steady income he earn on a weekly basis I don't see any problem in starting with 9% of it, 9% could be what he's willing to spare, everyone have other issues they're going through asides investments so you should consider that as well, I believe that the further he continues investing he'll get more experience and either cut down expenses or figure a way to invest more than 9% without going into debt.

 I would've mentioned diversification if you haven't talked about it but since you've, I'll just add to what you've said cause it's another area of consideration, it's better for one to atleast start investing a penny now that the price of Bitcoin is still cheaper, maybe he might be diversifying a large part into other cryptos or trading rather but with time he'll get to understand that investing into Bitcoin is more profitable and focus more on it thereby pumping more cash into Bitcoin investment than others, starting a portfolio with constant investment of 9% of one's income for 5 years is better than not investing into Bitcoin all.

[Futurexxx]

I agree with you here. $90 and $10 man such investor will be seen to be an unserious investor or a greedy one. Only an investor who is not ready to invest properly into Bitcoin will invest only $10 out of the $90 discretionary income. Unless he has other places he is investing into it. Maybe he is diversifying his portfolio so he only choose to invest 9% of his discretionary income in Bitcoin but that is not an ideal way to invest.

For newbies that just started its either they should focus on Bitcoin on the early stage rather than diversifying into several asset with the same frequency they are using to DCA in Bitcoin. After they must have had a good amount of Bitcoin in their portfolio they can choose to diversify. Diversification should come only when they are properly settled with the first Bitcoin investment goal if not they will only end up having little amount of Bitcoin in their portfolio. Meanwhile on the contrary they are jeopardizing their investment gradually thinking they are investing the right way.

I get your point but I don't see any problem in starting small, remember that bitcoin investment is for every class of investors, if $90 is a steady income he earn on a weekly basis I don't see any problem in starting with 9% of it, 9% could be what he's willing to spare, everyone have other issues they're going through asides investments so you should consider that as well, I believe that the further he continues investing he'll get more experience and either cut down expenses or figure a way to invest more than 9% without going into debt.

The key thing is to get started, because I am positive that if the Will is there to invest , their is nothing stopping you from investing into Bitcoin even though you start small, that's why I always say this that if you are a low coiner or no coiner at all, it's best you start buying Bitcoin regardless of it present price, as long as the fund is available to do so.
Another thing that will really be of help if you are a low income earners is your money management skills, you need to know the difference between needs and want, if you can spend according mostly on needs alone, it will really help in increasing your fund that you normally allocate to invest in Bitcoin.

I would've mentioned diversification if you haven't talked about it but since you've, I'll just add to what you've said cause it's another area of consideration, it's better for one to atleast start investing a penny now that the price of Bitcoin is still cheaper, maybe he might be diversifying a large part into other cryptos or trading rather

This part is what I strongly disagree on, when it comes to this digital space, their is no such thing as diversification because Bitcoin is second to none, aside Bitcoin their is no other crypto asset that is as reliable as Bitcoin, so what do you want to diversify it with?
Or you want to gamble with alt or shit coin and you call that diversification?
Com'on it would be very much beneficial to you if you know the difference between gambling and diversification because investment in alt or meme are just gambling their is no two ways about it.