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Author Topic: without investments would there be wealthy?  (Read 2361 times)
TheUltraElite
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May 12, 2025, 06:21:27 AM
 #21

I will also lean towards the idea that most people use their skills to earn money first and once they amass a good amount of incoming capital, they start investing.

So the wealth now comes from both the incoming salary and investment. Eventually the volume of both increases but the first one is more than the second one.

It might be difficult to prove but those claim to have become rich through investments, usually have more sources of income or some sort of cushion - all part of their "scam" which is why I always look down upon such people and formulate my own method.

 
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May 12, 2025, 08:40:53 AM
 #22

I wouldn't want to create a very lengthy topic to post as I don't see any reason for doing so..
So I was thinking something tonight that everyone or anyone who succeeded or becoming wealthy today do they really succeed through investments?

Without investment there won't be wealth because those that got inheritance still has to thank their parents or those that they got the inheritance from for investing while the rest of those not wealthy to have an inheritance for their children were playing. We don't have to be judges though because some got too fortunate while others had a bad luck while investing because all their investments didn't go as they planned but still we don't have to use because of that to not think about becoming investors ourselves. It's better you fail while trying to be wealthy than not to try. You can get wealth through various means but all are investment because owning a business is an investment, going to school to get a degree that'll fetch you money is also an investment.

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May 12, 2025, 10:11:39 AM
 #23

First, how do you get the money to invest? And what are you nvesting on? So many people became wealthy because of their investment and the investment was done from the money they have saved from their regular job. While some people too can take loan to invest into a business and while they grow the business, they extend the profit to other investment, it's not a quick process but very possible. Another thing too to consider is the class of wealth you are referring to, some people are wealthy and some people are also wealthier. Most wealthy people that doesn't want to be famous are just living a well satisfying life style from their big salary and no other investment, while some persons that are extremely wealthier have different investment that they grow from different financial source, some of them took loan to invest and some utilized the money from their salaries.

So, without investment someone can still be wealthy and have everything they desired meanwhile they are just staffs in a big company that pays them so well.

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May 12, 2025, 01:58:49 PM
 #24

It depends what lens you’re using to look at “investment”. If you’re thinking of stocks, real estate, or crypto, then no, not everyone becomes wealthy that way. Investment is a much broader phenomenon. Time into skill. Energy into relationships. Risk into identity. Everyone who's truly built something sustainable has invested somewhere, even if it wasn't financial capital at first

You're onto something when you say most wealthy people start with skill or self-development. Because yes, before you can scale wealth, you have to scale yourself. What people often call "investment success" is just compounding the earlier invisible work: emotional resilience, timing judgment, intuitive risk management. Why do we separate investment from self-development, when in reality, they operate on the same axis of delayed manifestation?

If you look around and don’t see many becoming wealthy from investing, that doesn’t mean investing doesn’t work. It means most people invest reactively, not strategically. They invest when they’re already drowning, or when the market is hyped, or when they want shortcuts. Without internal re-examination, no investment vehicle can take you anywhere long-term. Without clarity, every portfolio becomes noise

The people who really make it treat personal growth as investment, and money as a byproduct, not the other way around

 
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May 12, 2025, 02:14:22 PM
 #25

I will also lean towards the idea that most people use their skills to earn money first and once they amass a good amount of incoming capital, they start investing.
This is the reason why the first kind of investment one should make is investing in themselves, some people do not know how important it is to invest in themselves, when we talk about investment, they think it is only about assets. That said, investing in yourself is the best kind of investment, because it stays with your forever, even if you lose other types of investments, you cannot lose the skills and knowledge you have learnt and you can always use it to rise again even if you fall.

 
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May 12, 2025, 02:21:42 PM
 #26

You're onto something when you say most wealthy people start with skill or self-development. Because yes, before you can scale wealth, you have to scale yourself. What people often call "investment success" is just compounding the earlier invisible work: emotional resilience, timing judgment, intuitive risk management. Why do we separate investment from self-development, when in reality, they operate on the same axis of delayed manifestation?
Because they think they're the same with senior or top person.

Let's say they join an event and they see a great master of ceremony, instead of thinking how to be like him or what thing they need to learn, they will think "I can be as good as him, it just I didn't take it or there's no opportunity given". But, whenever there's an opportunity or someone want to hire a master of ceremony, they will scare and when they perform, they're not as good as that person.

Most people think everyone are same, they don't have any knowledge, they all think the most important is to get accepted and then they will learn from their mentor.

Another thing is, they consider investment as something that can be count by numbers.

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May 12, 2025, 02:32:09 PM
 #27

Well, not everyone becomes wealthy through an making an investment though... there are people who do things online that gives them huge amounts of money, an example of such people are streamers, these category of people are very wealthy, you could say that the only thing they invested is their time and dedication... being wealthy isn't only about having an investment, there are other things that can make you rich

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May 12, 2025, 02:40:33 PM
 #28

Well, not everyone becomes wealthy through an making an investment though... there are people who do things online that gives them huge amounts of money, an example of such people are streamers, these category of people are very wealthy, you could say that the only thing they invested is their time and dedication... being wealthy isn't only about having an investment, there are other things that can make you rich

The answer is so obvious that makes you wonder what was the OP trying to ask in reality. Maybe we didn't understand well the meaning of his post?

BTW, I've recently witnessed an interesting case in real life: one of those we usually listen to via mass media but not in our surroundings. It is about a sports player who is interested in investing in a little company that I know very closely. Like many other stars (and some of those who don't, don't end well) he is already planning for the day he can't continue playing.

So yes, people don't only make money investing, but some of those who made money thanks to a job or hobby that is temporary should look for different sources of income for the future.

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May 12, 2025, 02:44:37 PM
 #29

Investment comes after having to secure to a regular means of income. People can't be that Rich by starting investment for the first time without a proper business that they were working then after which they puts their dividends into investments which be their last options.
From OP, investment is actually good but needs a propeller something that would easily pushed the money to flow on a consistent or constant basis.

In other words investment comes after securing your startup capital this can only happen when you have worked elsewhere to save up before planning to start up your own investment. People can also be by starting their own investment for the first time the reason is because before they go into the investment they must have taken out time to research, plan and did a good survey to know exactly what they want to invest in before they begin.

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May 12, 2025, 04:01:33 PM
 #30

Investments will not always be the first step to personal well-being (I don’t want to talk about wealth). It all starts with a small personal business that allows you to make a profit and put this profit back into your business for expansion. Only when you start getting some interest that can be torn away from the business can you invest. But it is important to know what business you are investing in, all the little things, and calculate how profitable it will be over a certain period. Passive income is put back into the business, and so on. On paper, everything looks very simple, but in our time, the competition is so great that it is quite difficult to break through in a certain business; you need education, which seems to never end. This is precisely why people should not stop improving their knowledge, since without money earned by their mind, it is quite difficult to become rich through investments.

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May 12, 2025, 04:06:38 PM
 #31

I personally don't see anything different here because almost all of the world's richest people first earned money through their own skills. Many also worked in corporate jobs and saved money and invested from there. There will be a very limited number of people who have started their careers and become wealthy by investing money directly.

And besides, I think that to invest, you definitely need money, and if you don't earn it yourself , by selling your service or whatever doing the job, where will you invest it from?

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May 12, 2025, 04:17:34 PM
 #32

What Is your thoughts over this?
We could have background  knowledge by observing the richest people in the world. The majority if not all of them became wealthy through investment. Truly,  there are some high paying jobs that can make someone rich but these opportunities are very few. The easiest means to become rich is to save and invest in viable businesses. But we have to acknowledge that the process of becoming rich is risky and energy consuming. That is why it is not everyone who invests becomes rich.

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May 12, 2025, 04:42:27 PM
 #33

How will one make money without personal skill or self development? I don't think that's possible, so wealth is built gradually and not in a haste. their are steps which one will have to take before becoming successful so self development are the beginning stages of wealth creation.

You have to be earning before investment isn't it, will the money ust jump on you to make investments? No you have to work towards it, then when you're done building the foundation then you can begin to investment aggressively, first you just need to have a job and before you can get  job you need a skill and in the process of getting a skill you're developing.

Infact they are all tied together in a circle. success is very wide and you have to go through all the stages.

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May 12, 2025, 04:52:59 PM
 #34

What Is your thoughts over this?
We could have background  knowledge by observing the richest people in the world. The majority if not all of them became wealthy through investment. Truly,  there are some high paying jobs that can make someone rich but these opportunities are very few. The easiest means to become rich is to save and invest in viable businesses.

A good example is the highly skilled sales men who earn about $1m per year, and are also on rapid demand in the market. Becoming the best through offering quality services is a remarkable means of becoming wealthy. If a person is smart in making investment moves they'll also turn out rich. Hence, what matters is to focus on hitting the upper echelon of any business or industry we find ourselves.

On the other hand, 'productocracy' is the fastest way to wealth having customers testify to their friends about your product and services, therefore the business owner won't have to spend too much on ads.

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May 12, 2025, 05:20:50 PM
 #35

I wouldn't want to create a very lengthy topic to post as I don't see any reason for doing so..
So I was thinking something tonight that everyone or anyone who succeeded or becoming wealthy today do they really succeed through investments?

If yes, then how many people around you becoming wealthy through investments?

In my opinion, the majority of people who were successful today started from personal skill or self development, after which before they started investments.

What Is your thoughts over this?

Honestly, investment is not for the people from scratch but for the people that have skills and self development. I believe investment comes in when the skills or self-developed person that have gain a lot of resources through that means and decided to divert to another way of making money. I will not say that starting investment doesn't grow to wealthy but it happens for some certain few people, mostly people who inheritant money from their parent, an even them it actually look like a gamble because not even all of them succeed. But I often believe that inheritance cannot make you wealthy only if they are engaged before the death of your parents, that's how they succeed.

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May 12, 2025, 06:05:23 PM
 #36

So I was thinking something tonight that everyone or anyone who succeeded or becoming wealthy today do they really succeed through investments?
yes.. it depends on what you classify as investment. investment means what ever you spend your time income or advice on and later get something in return is known as investment. investment comes in different form.
1] skill
2] investment into asset
3] human investment

when you learn a handwork [skill] its known as investment because with time you'll get something in return from it.

investing your money into an asset for long or short time profit.

human investment, this type of investment are the type of investment that involve spending money on your children, friend, relative and family members which in time to come they might be a stepping stone to your success. although its not a must to get something in return but some effort are unforgettable.

If yes, then how many people around you becoming wealthy through investments?
there is no guarantee that every investment must be successful but the chances of succeeding is high compared to the losing ones.

In my opinion, the majority of people who were successful today started from personal skill or self development, after which before they started investments.
personal skill and self development is an investment. so talking about them and talking about investment is like personal skill is different from investment

 
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May 12, 2025, 06:24:41 PM
 #37

I wouldn't want to create a very lengthy topic to post as I don't see any reason for doing so..
So I was thinking something tonight that everyone or anyone who succeeded or becoming wealthy today do they really succeed through investments?

If yes, then how many people around you becoming wealthy through investments?

In my opinion, the majority of people who were successful today started from personal skill or self development, after which before they started investments.

What Is your thoughts over this?

Honestly, investment is not for the people from scratch but for the people that have skills and self development. I believe investment comes in when the skills or self-developed person that have gain a lot of resources through that means and decided to divert to another way of making money. I will not say that starting investment doesn't grow to wealthy but it happens for some certain few people, mostly people who inheritant money from their parent, an even them it actually look like a gamble because not even all of them succeed. But I often believe that inheritance cannot make you wealthy only if they are engaged before the death of your parents, that's how they succeed.

I have seen people that built their investment from scratch, you don't have to say investment is not for the people from scratch, it all depends on the kind of investment because there are investment that doesn't require huge amount for a start, it all has to do with a higher level planning and proper management, if we agree that investment is more like a regeneration and growth then one can possibly start an investment from the scratch, most people learn about this investment manegetrial skills and personal development while they are already growing and investment that is to say we don't have to wait until we are percent in various ways of an investment before starting one especially if can are willing to work on ourselves to improve over passage of time.

 
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May 12, 2025, 06:25:35 PM
 #38

I wouldn't want to create a very lengthy topic to post as I don't see any reason for doing so..
So I was thinking something tonight that everyone or anyone who succeeded or becoming wealthy today do they really succeed through investments?

What Is your thoughts over this?

Before I go on the answer to your question is no, that people don't become wealthy through investment only, you because there are so many things that can guarantee one to make wealth but not necessarily from investment. Investment is just a profound remedy to one being successful but regardless it takes a lot for one to be wealthy.but aside this one can be wealthy through business and other means likewise skills is another medium as well and moreso being wealthy don't just come in a jiffy it's a gradual process and one twnd to start small and grow to make it big.
To become very wealthy, a person must do business or invest. You can never become wealthy by working, here you can only earn a certain amount of income which is used for daily expenses. But when a person invests or is involved in a business, he can generate a huge amount of wealth which helps him to become very wealthy. You can never live a luxurious life by earning income through a job.

Investment is definitely necessary if you want to do something good. And if your intention is only to meet daily expenses and basic needs, then a job is enough for your sole purpose.

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May 12, 2025, 06:55:09 PM
 #39

In my opinion, the majority of people who were successful today started from personal skill or self development, after which before they started investments.

What Is your thoughts over this?
This is all true because I have heard people who are wealthy in today's society telling people who care to hear about their successful journey from being poor to rich. They will start by saying, that it is through skills learned or through personal development they have built over the years before they start to invest in other businesses to sustain their wealth for as many years as possible, to transfer their wealth to their kids and unborn kids a

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May 12, 2025, 07:05:14 PM
 #40

I believe that investing alone will not make you rich. In order to invest, you need initial capital. To form initial capital, you need a successful business or a highly paid hired job.

For example, you can live in a poor developing country and work remotely for an organization - an employer, with a permanent location in a rich developed country. In this case, you will receive a large income, and your expenses will be minimal (since in poor countries, living expenses are usually lower than in rich ones).

In fact, you will make a profit, because profit is the difference between income and expenses. You can direct surplus funds to investments.

And this scheme can make you rich if you practice it for a long time.

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