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Author Topic: Earning salary or owning a business which is better  (Read 2005 times)
Marykeller
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August 23, 2025, 04:01:10 PM
 #41

The two can't be compared financially and otherwise. There are more advantages for a business owner than for a salary earner.

A business owner has a steady inflow of cash in their hands, while a salary earner depends solely on their monthly salary, which may not be enough for them.
A business owner can wake up at any time to head to their shop, but a salary earner can't try that; their job and life activities revolve around their job. They don't have control over their job description to go and come back at any time.
A business owner is answerable to no one concerning the running of their business, but a salary earner is answerable to their boss; they can be sacked at any time. Their job is not guaranteed for long

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August 23, 2025, 04:13:18 PM
 #42

Salary earners end up spending their salary buying from the business owners making the business owners to get profit from the business while the salary earners end up with nothing.
A job is a comfort zone for a major part of the people in the world. They can't think much better out of their comfort zone and are afraid to take the risk of starting a business. Rather, they like to work under a businessmanfrom whom they have been earning a stable income. After spending on their family needs, they become empty at the end of the month; those are middle-class job holders. For those earning a high salary, they are different; they would have some savings at the end of the month. So due to a lack of capital, also small earners won't take risks.

Business is always better than doing a job. Most of the rich people in the world are either businessmenor investors. I can't see any job holders in the world's richest list. Because if you don't take risks in your life, you can't be a gainer. On that point job holders are weak; they can't always take risks. A lot of guys move from the job to the business. They overcome the fear, and someday they become successful businessmen.

Starting a business is challenging, and not everyone is willing to take the risk. As you said, stepping outside your comfort zone isn't something everyone wants. Especially in today's era of rapid economic change, taking risks is generally discouraged. A steady income is sufficient for a person to live comfortably. People often want more, but they don't want to take risks. Making sound decisions sometimes requires considering the risk factor.

Investing is something both salaried employees and business owners can do. A good investment often leads to the achievement of desired goals.

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August 23, 2025, 04:16:52 PM
 #43

Owning a business is better than salary work, because you have the chance to increase and grow your business on your own and get all the profits. Salary earners are limited to a certain amount of money for their kind of job. You don't retire from your business but you have to stop your salary job when the tine comes.

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bitzizzix
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August 23, 2025, 04:17:33 PM
 #44

Salary earners end up spending their salary buying from the business owners making the business owners to get profit from the business while the salary earners end up with nothing.
They complement each other, and no matter what business they run, they will inevitably spend money, just like employees, on business expenses and other necessities. What matters to both is who can make the most money.
And I would choose a salary above average or higher because I believe the net income of a business owner and an employee is ultimately not that different. Another reason is that employees are guaranteed a fixed monthly salary that may increase slightly if there is overtime or other work that can increase my salary, while a business doesn't guarantee a fixed income and there's also no guarantee that the business will survive.
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August 23, 2025, 05:28:45 PM
 #45

Owning a business is better than salary work, because you have the chance to increase and grow your business on your own and get all the profits. Salary earners are limited to a certain amount of money for their kind of job. You don't retire from your business but you have to stop your salary job when the tine comes.
If you have your own business, it is possible to improve your business with intelligence and planning, and the improvements you make will improve your own business. In a salaried job, no matter how much talent you put into your job, the improvement you get will be the improvement of someone else's business. At the end of the day, if you are laid off from your job, where will your position be? You have established a business yourself, you are the owner of that established business and you will never be afraid that you may be fired from your job.
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August 23, 2025, 05:51:37 PM
 #46

If you have your own business, it is possible to improve your business with intelligence and planning, and the improvements you make will improve your own business. In a salaried job, no matter how much talent you put into your job, the improvement you get will be the improvement of someone else's business. At the end of the day, if you are laid off from your job, where will your position be? You have established a business yourself, you are the owner of that established business and you will never be afraid that you may be fired from your job.
Exactly, if you have business have possibility increasing earning more higher than how much paid from earning salary as worker indeed you have been much experienced worker but your earning salary keep stable. Based on earning salary not matter how limit your working and push all your capacity but earning keep stable not increasing yet, difference when owning a business you have chance increasing earning more than earning salary but have risk with your business collapse.

Both of kinds earning salary and owning a business have advantage and disadvantage, if you want push limit and increasing your owning have try with owning business but if care or worry about risk so take your self from earning salary become the worker. In my opinion better owning a business because have chance to get financial freedom than push limit working at the other with stable earning salary month by month or not matter how many years have worked.

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August 23, 2025, 06:51:30 PM
 #47

I will choose to earning salary because you didn't risk any money to get money and you have someone to backup for you (whenever you did wrong/have a problem, you can seek your boss).

If you choose owning a business, it's the opposites. You could bankrupt and lost your whole money, you must able to stand up whenever you did wrong/have a problem, you can't seek someone with the decision you made.

I think users in this thread answered the question when they're drunk without looking at the reality and consider if it's them to start from zero.
If you know your business well, and you are able to feed a hungry market, then there’s no chances for your business to fall into bankruptcy. Having a business may be a risk taking, but we all know the returns will be greater if we are just capable to manage the business well.

Earning salary is always on the safer side, and has no risk to lose. But if you set bigger dreams and goals for your future, you don’t want to be an employee forever, but you should also learn to level up, and having a business of your own that perfectly suit your passion and talent will unlock your future biggest dreams.

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August 23, 2025, 07:05:35 PM
 #48

If people work at the companies usually at the end of month people will earn the salaries i think everybody know about that and by earning salary it will guarantee people will have money to feed their family or to buy the daily needs because salary is the award of our work and this condition too make people will have steady income without thinking to lost their money or making money by business

The reality is with the current condition of economic it's hard to build profitable business even what i heard is people always hard struggling to start their own business even mostly they were failed and in business world too there is uncertain profit which mean we never know how much profit will we gets daily even there was a time people lost money and if i have to choose between earn salary and build the business then most likely i will choose earn salary because this thing can ensure me always have money to my daily life

 
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August 23, 2025, 08:17:38 PM
 #49

Salary earners end up spending their salary buying from the business owners making the business owners to get profit from the business while the salary earners end up with nothing.
How do salary earners make their money?
They make their money from selling products or rendering services to people, in turn the people pay for such goods or services and the workers are paid through the money realised. You see that the whole thing is interconnected and it depends on the one you want.

You can start a business and it will not fly.
In the other hand, you can be working and not well paid.
It all depends on the one that works for you and there is no only one way about it.

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August 23, 2025, 08:21:48 PM
 #50

Salary earners end up spending their salary buying from the business owners making the business owners to get profit from the business while the salary earners end up with nothing.
It must be admitted that business is definitely better than a job. According to some, a job is safe because they will get money after a certain period of time, but in business there is no specific time limit. On business there is an advantage of getting money at any time. Business is an independent profession where the job has to be done under the control of a business owner. If you want to keep yourself within a limited income, a job is better and if you want to ensure your financial independence, then there is no better way than business. There is a little risk in business, but if you work hard, you can lead a much happier life than a job.

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August 23, 2025, 09:14:16 PM
 #51

Salary earners end up spending their salary buying from the business owners making the business owners to get profit from the business while the salary earners end up with nothing.

Many people do both most of the times,keep a salary job to take care of bills,while building a side hustle into a lifetime productive source of income.Chasing any of these vary based on personal and financial goals.Incase you value financial freedom over  9 to 5,it's an ideal choice too.

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August 23, 2025, 09:21:16 PM
 #52

Salary earners end up spending their salary buying from the business owners making the business owners to get profit from the business while the salary earners end up with nothing.
Then owner must own every kind of business from agriculture or a mega mart where every product he needs and then a car dealership and then a boat, airline, telecom, etc. So it is not practical for any human to say that they don't depend on other business so they will not spend their money they have made to buy from others.

Business generate profit but also loss while a salary will be fixed irrespective the company is in profit or loss and that is the risk the owner takes to make more money than his/her employee.

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August 23, 2025, 09:56:18 PM
 #53

Salary earners end up spending their salary buying from the business owners making the business owners to get profit from the business while the salary earners end up with nothing.
If you stick as a salary earner, you will only receive a fixed amount of income monthly. Although there’ll be no risk, but your income will also be limited. However, if you decide to be a business owner, there’s only two options, either you’ll fail or succeed.

But if you start your business within a niche market that has less competition, and that people are actually looking for what you offer, simply put, you did a proper market research, then success will be highly possible to reach. Not only you will gain unlimited amount of income that would lead to financial freedom and independence, but you will also harness your own skills and strategies that would make your business even more profitable in the coming years.


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August 23, 2025, 09:57:45 PM
 #54

Salary earners end up spending their salary buying from the business owners making the business owners to get profit from the business while the salary earners end up with nothing.
This example provide a simple vision about the complex relation between business owners and employees, however it neglgate some other important factors that determines this equation. It's absolutely true tgat busness owners get winnings from investing mney in the economy cycle, but this doesn't mean employees (salary earners) would end up with nothing.
The job with a fxed salary offers to the employee a stable garanted salary, benefits such as health insurance and vacations, and avoid market risks and flactuations. While when owning a business offers the potential for unlimited profits and independence in decision-making, it also involves greater risks and may lead to financial losses.



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August 23, 2025, 10:07:44 PM
 #55

Salary earners end up spending their salary buying from the business owners making the business owners to get profit from the business while the salary earners end up with nothing.

People will always have different opinions in regarding this, and this is what Robert kiyosaki explains in the" rich dad and poor dad" . Of course we know the story. So it's better of to have money work for you while you're asleep than working out yourself and still have to pay tax and other bills from the stipends you're paid  and end up with nothing but recycling the same process over and over again.

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August 23, 2025, 10:25:02 PM
 #56

Salary earners end up spending their salary buying from the business owners making the business owners to get profit from the business while the salary earners end up with nothing.

Being a business owner doesn't make you immune from buying from others because definitely you would always buy because is not all the things you might sell at your shop and that's how the person you are also buying from would also buys from another so that is how it moves so actually don't leave a high paid job just because you didn't want to buy from others is a big mistake. There are jobs that's incomparable with the person having his own business, if one salary earner could not use there money for alot of things because of the poor amount doesn't speak for every other salaries.

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August 23, 2025, 10:59:42 PM
 #57

Salary earners end up spending their salary buying from the business owners making the business owners to get profit from the business while the salary earners end up with nothing.
And then the business owners use the money they profit to pay the wages of the employees, so the flux of money never stops and it's constantly going to different sectors of the market. In every cases, if a employee isn't satisfied with his wage, he can always pursue another careers, and if he thinks it's profitable and fancy to be a businessman, he can even try starting his own company.

It's not an easy task, though. And to manage a business implies much more responsability and expenses than employees imagine at first glance, especially if they have no clue on how businesses work and what it takes to be maintained operative.

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August 23, 2025, 11:14:08 PM
 #58

Salary earners end up spending their salary buying from the business owners making the business owners to get profit from the business while the salary earners end up with nothing.
No one is better. Both of them have their advantages and disadvantages. The truth is that some people can't be business owners because they don't have the capacity to own and manage the business. Especially in the beginning, it requires a lot of sacrifice and patience for a business to be successful.

They're people who earn salary and do business that is because they have the capacity to manage both. So I think it depends on individuals mindset and their goal.

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August 23, 2025, 11:49:15 PM
 #59

Honestly several factors will need to be considered to pick one out...if the salary is well paying, then this money can be used to setup the business for some passive income and enable you to have two streams of income...then there is the aspect of having a business which generates enough income such that people do quit there jobs because for best results the owner of the business needs to be around and enforce better controls and all that...

Otherwise your own business will be better because you get to enjoy the freedom and flexibility of being the boss, but we have jobs that can pay handsomely out there..so it's a 50/50 thing.

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August 23, 2025, 11:57:35 PM
Merited by Helena Yu (1)
 #60

This topic has been discussed here many times. What's the point of discussing the same thing over and over again?
Just by a quick search you can find these:
A career - as an employee or a business owner which do you prefer and why? Started November 2022, 369 replies, 19 pages.
Debate : Would you choose to have a stable job or start your own business? Started April 2025, 140 replies, 8 pages.

I'm sure that those who dream of starting their own business are doing everything they can to meet the necessary conditions. On the other hand, those who work in salaried jobs find it difficult to leave their comfort zone that comes with it.


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