I have seen someone who invested in Altcoin that was new and made money from that investment huge amount of money that has changed his life forever, if you don't like taking risk is up to you but allow people that love it to continue doing it, I always see people saying investing in AItcoin is a very wrong decision but to be honest is not, if you are a risk taker, you can be investing in Bitcoin because Bitcoin investment is a very good investment and it's more safe when it comes to cryptocurrency investment however that those not mean you can't use some liftover from your Discretionary income after you have accumulated Bitcoin for that week or month to try another coin it most not be done every month or weeks just some times.
But if you know you usually don't like playing around with your funds then stick to Bitcoin because is more safe.
I don’t think taking risk is bad, risk is worth taking, but not every risk that is worth taking, which is why if you are taking any risk you have to be very careful with the risk that you are taking, well you have mentioned someone buying altcoin and making a huge amount of money, I could say that he was lucky to have made some profits with altcoin, because why I’m saying this is because there are also individuals who will tell you there own different story of how they invested in altcoin and lost their money.
However I’m also a victim of people who have lost their money through buying altcoins, because a friend once introduced me to altcoin, then there was a new coin, I don’t want to mention that coin and I bought and invested in that altcoin, but unfortunately for me I discovered that coin was all but a scam, and they made away with my money, so what are my saying, if you’re lucky with buying altcoin doesn’t mean someone else will be lucky with buying altcoin.
Which is why whenever you’re taking any risk, it should be a well calculated risk and you have to be very careful about whatever you’re venturing into.